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Spouses' Access to Financial Services: Estimating Technological and Managerial Gaps in Production

Author

Listed:
  • Malabayabas, Maria Luz L.

    (University of the Philippines, Los Banos)

  • Mishra, Ashok K.

    (Arizona State University)

  • Mayorga, Joaquin

    (Daniel J. Evans School of Public Policy and Governance)

Abstract

The study investigates the effect of the spouse's access to financial services (credit or savings) through membership in a self-help group on adopting technology, technical efficiency, and managerial gaps. To estimate the empirical model, we use farm-level data from rice farming households in eastern India, propensity score matching method, and selectivity-corrected stochastic production frontier. Results show that families with access to financial services via a spouse's membership in self-help groups have slightly higher technical efficiency than their counterparts. Both technology and managerial gaps are higher for farms where spouses have access to financial services via SHGs than their counterparts. With access to financial services via spouses, rice farmers used more hired labor, about 1.3 person-days/ha for crop establishment. Thus, women joining self-help groups can increase farm productivity, and extension agents should also focus on spouses and their role in farming decision-making, not just financial management.

Suggested Citation

  • Malabayabas, Maria Luz L. & Mishra, Ashok K. & Mayorga, Joaquin, 2023. "Spouses' Access to Financial Services: Estimating Technological and Managerial Gaps in Production," IZA Discussion Papers 16578, Institute of Labor Economics (IZA).
  • Handle: RePEc:iza:izadps:dp16578
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    References listed on IDEAS

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    More about this item

    Keywords

    self-help group; PSM; selection-correction SPF; production efficiency; hired labor;
    All these keywords.

    JEL classification:

    • C21 - Mathematical and Quantitative Methods - - Single Equation Models; Single Variables - - - Cross-Sectional Models; Spatial Models; Treatment Effect Models
    • Q12 - Agricultural and Natural Resource Economics; Environmental and Ecological Economics - - Agriculture - - - Micro Analysis of Farm Firms, Farm Households, and Farm Input Markets
    • Q16 - Agricultural and Natural Resource Economics; Environmental and Ecological Economics - - Agriculture - - - R&D; Agricultural Technology; Biofuels; Agricultural Extension Services
    • Q55 - Agricultural and Natural Resource Economics; Environmental and Ecological Economics - - Environmental Economics - - - Environmental Economics: Technological Innovation
    • R58 - Urban, Rural, Regional, Real Estate, and Transportation Economics - - Regional Government Analysis - - - Regional Development Planning and Policy

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