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Terri Renae Bradford

Personal Details

First Name:Terri
Middle Name:Renae
Last Name:Bradford
Suffix:
RePEc Short-ID:pbr542
[This author has chosen not to make the email address public]

Affiliation

Federal Reserve Bank of Kansas City

Kansas City, Missouri (United States)
http://www.kansascityfed.org/
RePEc:edi:frbkcus (more details at EDIRC)

Research output

as
Jump to: Working papers Articles

Working papers

  1. Terri Bradford & Matt Davies & Stuart E. Weiner, 2002. "Nonbanks in the payments system," Payments System Research Working Paper PSR WP 02-02, Federal Reserve Bank of Kansas City.

Articles

  1. Terri Bradford, 2023. "“Give Me Some Credit!”: Using Alternative Data to Expand Credit Access," Payments System Research Briefing, Federal Reserve Bank of Kansas City, pages 1-6, June.
  2. Terri Bradford, 2022. "Walmart Checking and Apple Savings: Different Motivations, Similar Outcomes?," Payments System Research Briefing, Federal Reserve Bank of Kansas City, issue November , pages 1-5, November.
  3. Terri Bradford, 2022. "The Cryptic Nature of Black Consumer Cryptocurrency Ownership," Payments System Research Briefing, Federal Reserve Bank of Kansas City, issue June 1, 2, pages 1-6, June.
  4. Terri Bradford, 2021. "Are Contactless Payments Finally Poised for Adoption?," Payments System Research Briefing, Federal Reserve Bank of Kansas City, pages 1-6, April.
  5. Julian Alcazar & Terri Bradford, 2021. "The Rise of Buy Now, Pay Later: Bank and Payment Network Perspectives and Regulatory Considerations," Payments System Research Briefing, Federal Reserve Bank of Kansas City, issue December , pages 1-6, December.
  6. Julian Alcazar & Terri Bradford, 2021. "The Appeal and Proliferation of Buy Now, Pay Later: Consumer and Merchant Perspectives," Payments System Research Briefing, Federal Reserve Bank of Kansas City, issue November , pages 1-7, November.
  7. Terri Bradford, 2020. "Neobanks: Banks by Any Other Name?," Payments System Research Briefing, Federal Reserve Bank of Kansas City, pages 1-6, August.
  8. Julian Alcazar & Terri Bradford, 2020. "In the Nick of Time: The Rise of Earned Wage Access," Payments System Research Briefing, Federal Reserve Bank of Kansas City, pages 1-5, September.
  9. Terri Bradford & Fumiko Hayashi & Ying Lei Toh, 2019. "Developments of QR Code-Based Mobile Payments in East Asia," Payments System Research Briefing, Federal Reserve Bank of Kansas City, pages 1-14, June.
  10. Terri Bradford, 2017. "Banks Re-enter the P2P Payments Fray: With Mobile, Will this Time Be Different?," Payments System Research Briefing, Federal Reserve Bank of Kansas City, pages 1-6, January.
  11. Terri Bradford & Jesse Leigh Maniff, 2015. "Change is Coming: What the EMV Migration May Mean for Payments Innovation," Payments System Research Briefing, Federal Reserve Bank of Kansas City, issue April.
  12. Terri Bradford, 2015. "The Puzzle of Payments Security: Fitting the Pieces Together to Protect the Retail Payments System," Payments System Research Briefing, Federal Reserve Bank of Kansas City, issue Oct., pages 1-5.
  13. Terri Bradford & Fumiko Hayashi, 2014. "Mobile payments : merchants’ perspectives," Economic Review, Federal Reserve Bank of Kansas City, issue Q II, pages 33-58.
  14. Terri Bradford, 2012. "Where social networks, payments and banking intersect," Payments System Research Briefing, Federal Reserve Bank of Kansas City, issue Dec.
  15. Terri Bradford & William R. Keeton, 2012. "New person-to-person payment methods: have checks met their match?," Economic Review, Federal Reserve Bank of Kansas City, vol. 97(Q III).
  16. Terri Bradford, 2009. "Backward Glance While Looking Forward," Payments System Research Briefing, Federal Reserve Bank of Kansas City, issue April, pages 1-5.
  17. Terri Bradford & Christian Hung, 2008. "Developments in merchant acquiring," Payments System Research Briefing, Federal Reserve Bank of Kansas City, issue Sept.
  18. Terri Bradford, 2008. "International remittances," Payments System Research Briefing, Federal Reserve Bank of Kansas City, issue Dec.
  19. Terri Bradford, 2008. "Developments in interchange fees in the United States and abroad," Payments System Research Briefing, Federal Reserve Bank of Kansas City, issue Apr.
  20. Terri Bradford & Fumiko Hayashi, 2007. "Complex landscapes: mobile payments in Japan, South Korea, and the United States," Payments System Research Briefing, Federal Reserve Bank of Kansas City, issue Sep.
  21. Terri Bradford, 2007. "The evolution of the ACH," Payments System Research Briefing, Federal Reserve Bank of Kansas City, issue Dec.
  22. Terri Bradford, 2007. "Stored-value cards: a card for every reason," Payments System Research Briefing, Federal Reserve Bank of Kansas City, issue Jun.
  23. Terri Bradford & Bruce Cundiff, 2006. "Payments fraud : consumer considerations," Payments System Research Briefing, Federal Reserve Bank of Kansas City, issue May.
  24. Terri Bradford, 2006. "Paper, plastic... or phone?," Payments System Research Briefing, Federal Reserve Bank of Kansas City, issue Dec.
  25. Terri Bradford & Stuart E. Weiner, 2005. "Who's processing your payments?," Payments System Research Briefing, Federal Reserve Bank of Kansas City, issue Aug.
  26. Terri Bradford, 2005. "Contactless: the next payment wave?," Payments System Research Briefing, Federal Reserve Bank of Kansas City, issue Dec.
  27. Terri Bradford, 2004. "Payment types at the point of sale : merchant considerations," Payments System Research Briefing, Federal Reserve Bank of Kansas City, issue Dec.

Citations

Many of the citations below have been collected in an experimental project, CitEc, where a more detailed citation analysis can be found. These are citations from works listed in RePEc that could be analyzed mechanically. So far, only a minority of all works could be analyzed. See under "Corrections" how you can help improve the citation analysis.

Working papers

  1. Terri Bradford & Matt Davies & Stuart E. Weiner, 2002. "Nonbanks in the payments system," Payments System Research Working Paper PSR WP 02-02, Federal Reserve Bank of Kansas City.

    Cited by:

    1. Ortega, Fabio & León, Carlos, 2018. "Las transferencias procesadas por ACH Colombia: un análisis desde la perspectiva de topología de redes," Revista Lecturas de Economía, Universidad de Antioquia, CIE, issue 88, pages 109-153, January.
    2. Paul E. Kellogg, 2003. "Evolving operational risk management for retail payments," Emerging Issues, Federal Reserve Bank of Chicago.
    3. Richard J. Sullivan, 2007. "Risk management and nonbank participation in the U.S. retail payments system," Economic Review, Federal Reserve Bank of Kansas City, vol. 92(Q II), pages 5-40.
    4. Nicholas Economides, 2007. "Nonbanks in the Payments System: Vertical Integration Issues," Working Papers 07-06, NET Institute.
    5. Tara N. Rice, 2003. "The importance of payments-driven revenues to franchise value and in estimating bank performance," Emerging Issues, Federal Reserve Bank of Chicago.
    6. Massimo Cirasino & Mario Guadamillas & José Antonio García & Fernando Montes-Negret, 2007. "Reforming Payments and Securities Settlement Systems in Latin America and the Caribbean," World Bank Publications - Books, The World Bank Group, number 6630, December.
    7. Carlotta MARIOTTO & Marianne VERDIER, 2015. "Innovation and Competition in Internet and Mobile Banking: an Industrial Organization Perspective," Communications & Strategies, IDATE, Com&Strat dept., vol. 1(99), pages 129-146, 3rd quart.
    8. Fabio Ortega & Carlos León, 2017. "Las transferencias compensadas por ACH Colombia: Un análisis desde la perspectiva de topología de redes," Borradores de Economia 990, Banco de la Republica de Colombia.
    9. Catharine Lemieux, 2003. "Network vulnerabilities and risks in the retail payment system," Emerging Issues, Federal Reserve Bank of Chicago.
    10. Fabio Ortega & Carlos León, 2018. "Transfers processed by ACH Colombia: a network topology analysis," Lecturas de Economía, Universidad de Antioquia, Departamento de Economía, issue 88, pages 109-153, Enero - J.

Articles

  1. Julian Alcazar & Terri Bradford, 2021. "The Rise of Buy Now, Pay Later: Bank and Payment Network Perspectives and Regulatory Considerations," Payments System Research Briefing, Federal Reserve Bank of Kansas City, issue December , pages 1-6, December.

    Cited by:

    1. Benedict Guttman-Kenney & Christopher Firth & John Gathergood, 2022. "Buy Now, Pay Later (BNPL)...On Your Credit Card," Papers 2201.01758, arXiv.org, revised Jan 2023.

  2. Julian Alcazar & Terri Bradford, 2021. "The Appeal and Proliferation of Buy Now, Pay Later: Consumer and Merchant Perspectives," Payments System Research Briefing, Federal Reserve Bank of Kansas City, issue November , pages 1-7, November.

    Cited by:

    1. Julian Alcazar & Terri Bradford, 2021. "The Rise of Buy Now, Pay Later: Bank and Payment Network Perspectives and Regulatory Considerations," Payments System Research Briefing, Federal Reserve Bank of Kansas City, issue December , pages 1-6, December.

  3. Terri Bradford, 2020. "Neobanks: Banks by Any Other Name?," Payments System Research Briefing, Federal Reserve Bank of Kansas City, pages 1-6, August.

    Cited by:

    1. Katarzyna Schmidt-Jessa, 2023. "The impact of COVID-19 on digital-only banks: are they winners or losers?," Journal of Banking Regulation, Palgrave Macmillan, vol. 24(3), pages 310-320, September.
    2. Ying Lei Toh, 2021. "Prepaid Cards: An Inadequate Solution for Digital Payments Inclusion," Economic Review, Federal Reserve Bank of Kansas City, vol. 106(no.4), October.

  4. Terri Bradford & Fumiko Hayashi & Ying Lei Toh, 2019. "Developments of QR Code-Based Mobile Payments in East Asia," Payments System Research Briefing, Federal Reserve Bank of Kansas City, pages 1-14, June.

    Cited by:

    1. Fumiko Hayashi & Ying Lei Toh, 2020. "Mobile Banking Use and Consumer Readiness to Benefit from Faster Payments," Economic Review, Federal Reserve Bank of Kansas City, vol. 105(no.1), pages 1-5, April.
    2. Ying Lei Toh & Thao Tran, 2020. "How the COVID-19 Pandemic May Reshape the Digital Payments Landscape," Payments System Research Briefing, Federal Reserve Bank of Kansas City, pages 1-10, June.

  5. Terri Bradford, 2017. "Banks Re-enter the P2P Payments Fray: With Mobile, Will this Time Be Different?," Payments System Research Briefing, Federal Reserve Bank of Kansas City, pages 1-6, January.

    Cited by:

    1. Claire Greene & Brian Prescott & Oz Shy, 2021. "How People Pay Each Other: Data, Theory, and Calibrations," FRB Atlanta Working Paper 2021-11, Federal Reserve Bank of Atlanta.

  6. Terri Bradford & Fumiko Hayashi, 2014. "Mobile payments : merchants’ perspectives," Economic Review, Federal Reserve Bank of Kansas City, issue Q II, pages 33-58.

    Cited by:

    1. Moghavvemi, Sedigheh & Mei, Tan Xin & Phoong, Seuk Wai & Phoong, Seuk Yen, 2021. "Drivers and barriers of mobile payment adoption: Malaysian merchants' perspective," Journal of Retailing and Consumer Services, Elsevier, vol. 59(C).
    2. Wei-Lun Chang & Li-Ming Chen & Takako Hashimoto, 2022. "Cashless Japan: Unlocking Influential Risk on Mobile Payment Service," Information Systems Frontiers, Springer, vol. 24(5), pages 1515-1528, October.
    3. Liébana-Cabanillas, F. & Lara-Rubio, J., 2017. "Predictive and explanatory modeling regarding adoption of mobile payment systems," Technological Forecasting and Social Change, Elsevier, vol. 120(C), pages 32-40.
    4. M. Nazmul Islam & Fumitaka Furuoka & Aida Idris, 2021. "Influence of Gender Diversity on Employee Work Engagement in the Context of Organizational Change: Evidence From Bangladeshi Employees," International Journal of Asian Business and Information Management (IJABIM), IGI Global, vol. 12(3), pages 1-19, July.
    5. Wang, Juite & Lai, Jung-Yu, 2020. "Exploring innovation diffusion of two-sided mobile payment platforms: A system dynamics approach," Technological Forecasting and Social Change, Elsevier, vol. 157(C).
    6. Singh, Nidhi & Sinha, Neena, 2020. "How perceived trust mediates merchant's intention to use a mobile wallet technology," Journal of Retailing and Consumer Services, Elsevier, vol. 52(C).
    7. Michal Polasik, 2015. "The Potential for Development of Mobile Payments and mPOS Usage on the Polish Market: Empirical Results (Potencjal rozwoju platnosci mobilnych i zastosowania mPOS na rynku polskim. Wyniki badan empiry," Problemy Zarzadzania, University of Warsaw, Faculty of Management, vol. 13(54), pages 65-84.

  7. Terri Bradford & William R. Keeton, 2012. "New person-to-person payment methods: have checks met their match?," Economic Review, Federal Reserve Bank of Kansas City, vol. 97(Q III).

    Cited by:

    1. Claire Greene & Brian Prescott & Oz Shy, 2021. "How People Pay Each Other: Data, Theory, and Calibrations," FRB Atlanta Working Paper 2021-11, Federal Reserve Bank of Atlanta.
    2. Marc BOURREAU & Tommaso VALLETTI, 2015. "Competition and Interoperability in Mobile Money Platform Markets: What Works and What Doesn’t?," Communications & Strategies, IDATE, Com&Strat dept., vol. 1(99), pages 11-32, 3rd quart.
    3. Peter Gomber & Jascha-Alexander Koch & Michael Siering, 2017. "Digital Finance and FinTech: current research and future research directions," Journal of Business Economics, Springer, vol. 87(5), pages 537-580, July.
    4. Fumiko Hayashi, 2015. "Faster payments in the United States: how can private sector systems achieve public policy goals?," Research Working Paper RWP 15-3, Federal Reserve Bank of Kansas City.

  8. Terri Bradford, 2008. "Developments in interchange fees in the United States and abroad," Payments System Research Briefing, Federal Reserve Bank of Kansas City, issue Apr.

    Cited by:

    1. Fumiko Hayashi, 2009. "Do U.S. consumers really benefit from payment card rewards?," Economic Review, Federal Reserve Bank of Kansas City, vol. 94(Q I), pages 37-63.
    2. Sergei Koulayev & Marc Rysman & Scott Schuh & Joanna Stavins, 2016. "Explaining adoption and use of payment instruments by US consumers," RAND Journal of Economics, RAND Corporation, vol. 47(2), pages 293-325, May.
    3. Ching, Andrew & Hayashi, Fumiko, 2008. "Payment Card Rewards Programs and Consumer Payment Choice," MPRA Paper 8458, University Library of Munich, Germany.
    4. Zhu Wang, 2012. "Debit card interchange fee regulation: some assessments and considerations," Economic Quarterly, Federal Reserve Bank of Richmond, vol. 98(3Q), pages 159-182.
    5. Rochet, Jean-Charles & Wright, Julian, 2009. "Credit card interchange fees," Working Paper Series 1138, European Central Bank.
    6. Zhu Wang, 2010. "Regulating debit cards: the case of ad valorem fees," Economic Review, Federal Reserve Bank of Kansas City, vol. 95(Q I), pages 71-93.
    7. Jonker Nicole, 2011. "Card Acceptance and Surcharging: the Role of Costs and Competition," Review of Network Economics, De Gruyter, vol. 10(2), pages 1-35, June.
    8. Marianne Crowe & Marc Rysman & Joanna Stavins, 2010. "Mobile payments in the United States at retail point of sale: current market and future prospects," Public Policy Discussion Paper 10-2, Federal Reserve Bank of Boston.
    9. Guerino Ardizzi & Diego Scalise & Gabriele Sene, 2021. "Interchange Fee Regulation and card payments: a cross-country analysis," Questioni di Economia e Finanza (Occasional Papers) 628, Bank of Italy, Economic Research and International Relations Area.
    10. Wilko Bolt & Sujit Chakravorti, 2008. "Economics of payment cards: a status report," Economic Perspectives, Federal Reserve Bank of Chicago, vol. 32(Q IV), pages 15-27.
    11. Marcos Valli Jorge & Wilfredo Leiva Maldonado, 2013. "Diferenciação de Preços e Custos de Menu nos Pagamentos com Cartão de Crédito," Working Papers Series 315, Central Bank of Brazil, Research Department.
    12. Scott Schuh & Oz Shy & Joanna Stavins & Robert K. Triest, 2011. "An economic analysis of the 2010 proposed settlement between the Department of Justice and credit card networks," Public Policy Discussion Paper 11-4, Federal Reserve Bank of Boston.
    13. Oz Shy & Zhu Wang, 2008. "Why Do Payment Card Networks Charge Proportional Feeds?," Research Working Paper RWP 08-13, Federal Reserve Bank of Kansas City.
    14. Laine, Liisa T. & Ma, Ching-to Albert, 2017. "Quality and competition between public and private firms," Journal of Economic Behavior & Organization, Elsevier, vol. 140(C), pages 336-353.
    15. Marc Rysman, 2009. "The Economics of Two-Sided Markets," Journal of Economic Perspectives, American Economic Association, vol. 23(3), pages 125-143, Summer.
    16. Fumiko Hayashi, 2008. "The economics of payment card fee structure: policy considerations of payment card rewards," Research Working Paper RWP 08-08, Federal Reserve Bank of Kansas City.
    17. Ron Borzekowski & Elizabeth K. Kiser & Mark D. Manuszak & Robin A. Prager, 2009. "Interchange fees and payment card networks: economics, industry developments, and policy issues," Finance and Economics Discussion Series 2009-23, Board of Governors of the Federal Reserve System (U.S.).
    18. Berkovich Efraim, 2012. "Card Rewards and Cross-Subsidization in the Gasoline and Grocery Markets," Review of Network Economics, De Gruyter, vol. 11(4), pages 1-38, December.
    19. James J. McAndrews & Zhu Wang, 2008. "The economics of two-sided payment card markets: pricing, adoption and usage," Research Working Paper RWP 08-12, Federal Reserve Bank of Kansas City.
    20. Wilko Bolt & Sujit Chakravorti, 2008. "Consumer choice and merchant acceptance of payment media," Working Paper Series WP-08-11, Federal Reserve Bank of Chicago.
    21. Juan, Iranzo & Pascual, Fernández & Gustavo, Matías & Manuel, Delgado, 2012. "The effects of the mandatory decrease of interchange fees in Spain," MPRA Paper 43097, University Library of Munich, Germany.
    22. Julian Wright, 2012. "Why payment card fees are biased against retailers," RAND Journal of Economics, RAND Corporation, vol. 43(4), pages 761-780, December.
    23. Carbó-Valverde, Santiago & Chakravorti, Sujit & Rodríguez Fernández, Francisco, 2009. "Regulating two-sided markets: an empirical investigation," Working Paper Series 1137, European Central Bank.

  9. Terri Bradford & Fumiko Hayashi, 2007. "Complex landscapes: mobile payments in Japan, South Korea, and the United States," Payments System Research Briefing, Federal Reserve Bank of Kansas City, issue Sep.

    Cited by:

    1. Kumbhar, Vijay, 2011. "Financial Inclusion Through M-Banking Services: Scope and Problems in India," MPRA Paper 28724, University Library of Munich, Germany.
    2. Kongaut, Chatchai & Lis, Piotr, 2017. "Supply and demand sides of mobile payment: A comparative analysis of successful mobile payment adoption in developed and developing countries," 28th European Regional ITS Conference, Passau 2017 169474, International Telecommunications Society (ITS).
    3. Fumiko Hayashi, 2012. "Mobile payments: What’s in it for consumers?," Economic Review, Federal Reserve Bank of Kansas City, vol. 97(Q I), pages 35-66.
    4. Marianne Crowe & Marc Rysman & Joanna Stavins, 2010. "Mobile payments in the United States at retail point of sale: current market and future prospects," Public Policy Discussion Paper 10-2, Federal Reserve Bank of Boston.
    5. Stuart E. Weiner, 2008. "The Federal Reserve's role in retail payments: adapting to a new environment," Economic Review, Federal Reserve Bank of Kansas City, vol. 93(Q IV), pages 35-63.
    6. Miao, Miao & Jayakar, Krishna, 2016. "Mobile payments in Japan, South Korea and China: Cross-border convergence or divergence of business models?," Telecommunications Policy, Elsevier, vol. 40(2), pages 182-196.

  10. Terri Bradford, 2007. "Stored-value cards: a card for every reason," Payments System Research Briefing, Federal Reserve Bank of Kansas City, issue Jun.

    Cited by:

    1. Elena Sinelnikova-Muryleva, 2011. "Innovations in the sphere of payments and the money demand in Russia," Research Paper Series, Gaidar Institute for Economic Policy, issue 157P.

  11. Terri Bradford, 2006. "Paper, plastic... or phone?," Payments System Research Briefing, Federal Reserve Bank of Kansas City, issue Dec.

    Cited by:

    1. Elena Sinelnikova-Muryleva, 2011. "Innovations in the sphere of payments and the money demand in Russia," Research Paper Series, Gaidar Institute for Economic Policy, issue 157P.

  12. Terri Bradford, 2005. "Contactless: the next payment wave?," Payments System Research Briefing, Federal Reserve Bank of Kansas City, issue Dec.

    Cited by:

    1. Elena Sinelnikova-Muryleva, 2011. "Innovations in the sphere of payments and the money demand in Russia," Research Paper Series, Gaidar Institute for Economic Policy, issue 157P.
    2. Chris Stewart & Iris Chan & Crystal Ossolinski & David Halperin & Paul Ryan, 2014. "The Evolution of Payment Costs in Australia," RBA Research Discussion Papers rdp2014-14, Reserve Bank of Australia.
    3. Borzekowski, Ron & Kiser, Elizabeth K., 2008. "The choice at the checkout: Quantifying demand across payment instruments," International Journal of Industrial Organization, Elsevier, vol. 26(4), pages 889-902, July.

  13. Terri Bradford, 2004. "Payment types at the point of sale : merchant considerations," Payments System Research Briefing, Federal Reserve Bank of Kansas City, issue Dec.

    Cited by:

    1. Elena Sinelnikova-Muryleva, 2011. "Innovations in the sphere of payments and the money demand in Russia," Research Paper Series, Gaidar Institute for Economic Policy, issue 157P.

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