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The Appeal and Proliferation of Buy Now, Pay Later: Consumer and Merchant Perspectives

Author

Listed:
  • Julian Alcazar
  • Terri Bradford

Abstract

Use of buy now, pay later (BNPL) payment products has been growing in the United States. We explore the benefits and risks of BNPL products for consumers and merchants.

Suggested Citation

  • Julian Alcazar & Terri Bradford, 2021. "The Appeal and Proliferation of Buy Now, Pay Later: Consumer and Merchant Perspectives," Payments System Research Briefing, Federal Reserve Bank of Kansas City, issue November , pages 1-7, November.
  • Handle: RePEc:fip:fedkpb:93639
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    File URL: https://www.kansascityfed.org/Payments%20Systems%20Research%20Briefings/documents/8504/psrb21alcazarbradford1110.pdf
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    Cited by:

    1. Julian Alcazar & Terri Bradford, 2021. "The Rise of Buy Now, Pay Later: Bank and Payment Network Perspectives and Regulatory Considerations," Payments System Research Briefing, Federal Reserve Bank of Kansas City, issue December , pages 1-6, December.

    More about this item

    Keywords

    Buy Now Pay Later (BNPL); Payments;

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