IDEAS home Printed from https://ideas.repec.org/a/spr/agrhuv/v42y2025i2d10.1007_s10460-024-10612-0.html
   My bibliography  Save this article

Distance to commercial banks and farm household asset accumulation

Author

Listed:
  • Tia M. McDonald

    (USDA-Economic Research Service)

  • Noah Miller

    (USDA-Economic Research Service)

  • Fatou Thiam

    (USDA-National Agricultural Statistics Service)

Abstract

This article examines the relationship between banking access and farm household investment. The assets we examine are non-retirement financial assets, retirement financial assets, and real estate assets not owned by the farm operation. Using data from the Agricultural Resource Management Survey and the universe of commercial bank branches from the Federal Deposit Insurance Corporation, we find that distance to commercial banks is negatively related to the degree of investment in each of these assets for farm households. We also find that internet availability, as measured by the share of farms in the county with internet, is positively associated with farm households’ investment in each of these assets. Further our results show that farm households that are located in the South have the lowest bank access as measured by bank proximity and internet availability.

Suggested Citation

  • Tia M. McDonald & Noah Miller & Fatou Thiam, 2025. "Distance to commercial banks and farm household asset accumulation," Agriculture and Human Values, Springer;The Agriculture, Food, & Human Values Society (AFHVS), vol. 42(2), pages 659-673, June.
  • Handle: RePEc:spr:agrhuv:v:42:y:2025:i:2:d:10.1007_s10460-024-10612-0
    DOI: 10.1007/s10460-024-10612-0
    as

    Download full text from publisher

    File URL: http://link.springer.com/10.1007/s10460-024-10612-0
    File Function: Abstract
    Download Restriction: Access to the full text of the articles in this series is restricted.

    File URL: https://libkey.io/10.1007/s10460-024-10612-0?utm_source=ideas
    LibKey link: if access is restricted and if your library uses this service, LibKey will redirect you to where you can use your library subscription to access this item
    ---><---

    As the access to this document is restricted, you may want to search for a different version of it.

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:spr:agrhuv:v:42:y:2025:i:2:d:10.1007_s10460-024-10612-0. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Sonal Shukla or Springer Nature Abstracting and Indexing (email available below). General contact details of provider: http://www.springer.com .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.