FinTech in small and medium enterprises (SMEs): A review and future research agenda
Author
Abstract
Suggested Citation
DOI: 10.1016/j.emj.2023.07.003
Download full text from publisher
As the access to this document is restricted, you may want to search for a different version of it.
References listed on IDEAS
- Fernanda Strozzi & Claudia Colicchia & Alessandro Creazza & Carlo Noè, 2017. "Literature review on the ‘Smart Factory’ concept using bibliometric tools," International Journal of Production Research, Taylor & Francis Journals, vol. 55(22), pages 6572-6591, November.
- Ji Jiang & Jin Chen, 2021. "Framework of Blockchain-Supported E-Commerce Platform for Small and Medium Enterprises," Sustainability, MDPI, vol. 13(15), pages 1-14, July.
- Aria, Massimo & Cuccurullo, Corrado, 2017. "bibliometrix: An R-tool for comprehensive science mapping analysis," Journal of Informetrics, Elsevier, vol. 11(4), pages 959-975.
- Ali Bhagat & Leanne Roderick, 2020. "Banking on refugees: Racialized expropriation in the fintech era," Environment and Planning A, , vol. 52(8), pages 1498-1515, November.
- Justin Paul & Gabriel R. G. Benito, 2018. "A review of research on outward foreign direct investment from emerging countries, including China: what do we know, how do we know and where should we be heading?," Asia Pacific Business Review, Taylor & Francis Journals, vol. 24(1), pages 90-115, January.
- Jalal Akhavein & W. Scott Frame & Lawrence J. White, 2005.
"The Diffusion of Financial Innovations: An Examination of the Adoption of Small Business Credit Scoring by Large Banking Organizations,"
The Journal of Business, University of Chicago Press, vol. 78(2), pages 577-596, March.
- Jalal D. Akhavein & W. Scott Frame & Lawrence J. White, 2001. "The diffusion of financial innovations: an examination of the adoption of small business credit scoring by large banking organizations," FRB Atlanta Working Paper 2001-9, Federal Reserve Bank of Atlanta.
- Jalal Akhavein & W. Scott Frame & Lawrence J. White, 2001. "The Diffusion of Financial Innovations: An Examination of The Adoption of Small Business Credit Scoring by Large Banking Organizations," Center for Financial Institutions Working Papers 01-19, Wharton School Center for Financial Institutions, University of Pennsylvania.
- Jalal Akhavein & W. Scott Frame & Lawrence J. White, 2001. "The Diffusion of Financial Innovations: An Examination of the Adoption of Small Business Credit Scoring By Large Banking Organizations," Working Papers 01-08, New York University, Leonard N. Stern School of Business, Department of Economics.
- Jalal D. Akhavein & W. Scott Frame & Lawrence J. White, 2001. "The diffusion of financial innovations: an examination of the adoption of small business credit scoring by large banking organizations," Proceedings 724, Federal Reserve Bank of Chicago.
- Franz Flögel & Marius Beckamp, 2020. "Will FinTech make regional banks superfluous for small firm finance? Observations from soft information‐based lending in Germany," Economic Notes, Banca Monte dei Paschi di Siena SpA, vol. 49(2), July.
- Thakor, Anjan, 2020. "Corrigendum to: Fintech and Banking: What Do We Know?," Journal of Financial Intermediation, Elsevier, vol. 43(C).
- Xu, Xinhan & Chen, Xiangfeng & Jia, Fu & Brown, Steve & Gong, Yu & Xu, Yifan, 2018. "Supply chain finance: A systematic literature review and bibliometric analysis," International Journal of Production Economics, Elsevier, vol. 204(C), pages 160-173.
- M.H. MacRoberts & B.R. MacRoberts, 2010. "Problems of citation analysis: A study of uncited and seldom-cited influences," Journal of the Association for Information Science & Technology, Association for Information Science & Technology, vol. 61(1), pages 1-12, January.
- Angels Niñerola & Maria-Victòria Sánchez-Rebull & Ana-Beatriz Hernández-Lara, 2019. "Tourism Research on Sustainability: A Bibliometric Analysis," Sustainability, MDPI, vol. 11(5), pages 1-17, March.
- M.H. MacRoberts & B.R. MacRoberts, 2010. "Problems of citation analysis: A study of uncited and seldom‐cited influences," Journal of the American Society for Information Science and Technology, Association for Information Science & Technology, vol. 61(1), pages 1-12, January.
- Trinugroho, Irwan & Pamungkas, Putra & Wiwoho, Jamal & Damayanti, Sylviana Maya & Pramono, Teddie, 2022. "Adoption of digital technologies for micro and small business in Indonesia," Finance Research Letters, Elsevier, vol. 45(C).
- Gächter, Ingo & Gächter, Martin, 2021. "Success factors in ICOs: Individual firm characteristics or lucky timing?," Finance Research Letters, Elsevier, vol. 40(C).
- Ludovica Ioana SAVLOVSCHI & Nicoleta Raluca ROBU, 2011. "The Role of SMEs in Modern Economy," Economia. Seria Management, Faculty of Management, Academy of Economic Studies, Bucharest, Romania, vol. 14(1), pages 277-281, June.
- Zhiqiang Lu & Junjie Wu & Hongyu Li & Duc Khuong Nguyen, 2022.
"Local Bank, Digital Financial Inclusion and SME Financing Constraints: Empirical Evidence from China,"
Emerging Markets Finance and Trade, Taylor & Francis Journals, vol. 58(6), pages 1712-1725, May.
- Zhiqiang Lu & Junjie Wu & Hongyu Li & Duc Khuong Nguyen, 2021. "Local Bank, Digital Financial Inclusion and SME Financing Constraints: Empirical Evidence from China," Working Papers 2021-008, Department of Research, Ipag Business School.
- Beck, Thorsten & Chen, Tao & Lin, Chen & Song, Frank M., 2016.
"Financial innovation: The bright and the dark sides,"
Journal of Banking & Finance, Elsevier, vol. 72(C), pages 28-51.
- Thorsten Beck & Tao Chen & Chen Lin & Frank M. Song, 2012. "Financial Innovation: The Bright and the Dark Sides," Working Papers 052012, Hong Kong Institute for Monetary Research.
- Ed Noyons, 2001. "Bibliometric mapping of science in a policy context," Scientometrics, Springer;Akadémiai Kiadó, vol. 50(1), pages 83-98, January.
- Paul, Justin & Criado, Alex Rialp, 2020. "The art of writing literature review: What do we know and what do we need to know?," International Business Review, Elsevier, vol. 29(4).
- Kevin W. Boyack & Richard Klavans, 2010. "Co-citation analysis, bibliographic coupling, and direct citation: Which citation approach represents the research front most accurately?," Journal of the Association for Information Science & Technology, Association for Information Science & Technology, vol. 61(12), pages 2389-2404, December.
- Acharya, Viral V. & Berger, Allen N. & Roman, Raluca A., 2018. "Lending implications of U.S. bank stress tests: Costs or benefits?," Journal of Financial Intermediation, Elsevier, vol. 34(C), pages 58-90.
- Xiang Zhu & Yunqiu Zhang, 2020. "Co-word analysis method based on meta-path of subject knowledge network," Scientometrics, Springer;Akadémiai Kiadó, vol. 123(2), pages 753-766, May.
- Ahelegbey, Daniel Felix & Giudici, Paolo & Hadji-Misheva, Branka, 2019. "Factorial Network Models To Improve P2P Credit Risk Management," MPRA Paper 92633, University Library of Munich, Germany.
- George Okello Candiya Bongomin & Joseph Ntayi, 2019. "Trust: mediator between mobile money adoption and usage and financial inclusion," Social Responsibility Journal, Emerald Group Publishing Limited, vol. 16(8), pages 1215-1237, October.
- Beck, Thorsten & Demirguc-Kunt, Asli, 2006. "Small and medium-size enterprises: Access to finance as a growth constraint," Journal of Banking & Finance, Elsevier, vol. 30(11), pages 2931-2943, November.
- Mokhamad Anwar & Sulaeman Rahman Nidar & Ratna Komara & Layyinaturrobaniyah Layyinaturrobaniyah, 2021. "A comparative analysis of rural banks’ efficiency between Bali and West Java provinces in Indonesia," Journal of Sustainable Finance & Investment, Taylor & Francis Journals, vol. 11(4), pages 330-350, October.
- Thakor, Anjan V., 2020. "Fintech and banking: What do we know?," Journal of Financial Intermediation, Elsevier, vol. 41(C).
- Luis Cisneros & Mihai Ibanescu & Christian Keen & Odette Lobato-Calleros & Juan Niebla-Zatarain, 2018. "Bibliometric study of family business succession between 1939 and 2017: mapping and analyzing authors’ networks," Scientometrics, Springer;Akadémiai Kiadó, vol. 117(2), pages 919-951, November.
- Perianes-Rodriguez, Antonio & Waltman, Ludo & van Eck, Nees Jan, 2016. "Constructing bibliometric networks: A comparison between full and fractional counting," Journal of Informetrics, Elsevier, vol. 10(4), pages 1178-1195.
- Zhang, Pei & Yan, Fuwu & Du, Changqing, 2015. "A comprehensive analysis of energy management strategies for hybrid electric vehicles based on bibliometrics," Renewable and Sustainable Energy Reviews, Elsevier, vol. 48(C), pages 88-104.
- Philippe Mongeon & Adèle Paul-Hus, 2016. "The journal coverage of Web of Science and Scopus: a comparative analysis," Scientometrics, Springer;Akadémiai Kiadó, vol. 106(1), pages 213-228, January.
- Abbasi, Kaleemullah & Alam, Ashraful & Brohi, Noor Ahmed & Brohi, Imtiaz Ali & Nasim, Shahzad, 2021. "P2P lending Fintechs and SMEs’ access to finance," Economics Letters, Elsevier, vol. 204(C).
- Zhong-Yi Wang & Gang Li & Chun-Ya Li & Ang Li, 2012. "Research on the semantic-based co-word analysis," Scientometrics, Springer;Akadémiai Kiadó, vol. 90(3), pages 855-875, March.
- Kevin W. Boyack & Richard Klavans, 2010. "Co‐citation analysis, bibliographic coupling, and direct citation: Which citation approach represents the research front most accurately?," Journal of the American Society for Information Science and Technology, Association for Information Science & Technology, vol. 61(12), pages 2389-2404, December.
- Juan Ruiz-Rosero & Gustavo Ramirez-Gonzalez & Jesus Viveros-Delgado, 2019. "Software survey: ScientoPy, a scientometric tool for topics trend analysis in scientific publications," Scientometrics, Springer;Akadémiai Kiadó, vol. 121(2), pages 1165-1188, November.
- Xia, Xin & Gan, Liu, 2020. "SME financing with new credit guarantee contracts over the business cycle," International Review of Economics & Finance, Elsevier, vol. 69(C), pages 515-538.
- Monica Rosavina & Raden Aswin Rahadi & Mandra Lazuardi Kitri & Shimaditya Nuraeni & Lidia Mayangsari, 2019. "P2P lending adoption by SMEs in Indonesia," Qualitative Research in Financial Markets, Emerald Group Publishing Limited, vol. 11(2), pages 260-279, June.
- Maier, Erik, 2016. "Supply and demand on crowdlending platforms: connecting small and medium-sized enterprise borrowers and consumer investors," Journal of Retailing and Consumer Services, Elsevier, vol. 33(C), pages 143-153.
- Yu-Wei Chang & Mu-Hsuan Huang & Chiao-Wen Lin, 2015. "Evolution of research subjects in library and information science based on keyword, bibliographical coupling, and co-citation analyses," Scientometrics, Springer;Akadémiai Kiadó, vol. 105(3), pages 2071-2087, December.
- Bartolini, M. & Bottani, E. & Grosse, E. H., 2019. "Green warehousing: systematic literature review and bibliometric analysis," Publications of Darmstadt Technical University, Institute for Business Studies (BWL) 112369, Darmstadt Technical University, Department of Business Administration, Economics and Law, Institute for Business Studies (BWL).
- Nees Jan Eck & Ludo Waltman, 2010. "Software survey: VOSviewer, a computer program for bibliometric mapping," Scientometrics, Springer;Akadémiai Kiadó, vol. 84(2), pages 523-538, August.
- Ole Ellegaard & Johan A. Wallin, 2015. "The bibliometric analysis of scholarly production: How great is the impact?," Scientometrics, Springer;Akadémiai Kiadó, vol. 105(3), pages 1809-1831, December.
- van der Have, Robert P. & Rubalcaba, Luis, 2016. "Social innovation research: An emerging area of innovation studies?," Research Policy, Elsevier, vol. 45(9), pages 1923-1935.
- Kent Baker, H. & Pandey, Nitesh & Kumar, Satish & Haldar, Arunima, 2020. "A bibliometric analysis of board diversity: Current status, development, and future research directions," Journal of Business Research, Elsevier, vol. 108(C), pages 232-246.
- Wagner, Caroline S. & Leydesdorff, Loet, 2005. "Network structure, self-organization, and the growth of international collaboration in science," Research Policy, Elsevier, vol. 34(10), pages 1608-1618, December.
- Cephas Paa Kwasi Coffie & Zhao Hongjiang & Isaac Adjei Mensah & Rebecca Kiconco & Abraham Emuron Otim Simon, 2021. "Determinants of FinTech payment services diffusion by SMEs in Sub-Saharan Africa: evidence from Ghana," Information Technology for Development, Taylor & Francis Journals, vol. 27(3), pages 539-560, July.
- George Okello Candiya Bongomin & Francis Yosa & Joseph Mpeera Ntayi, 2021. "Reimaging the mobile money ecosystem and financial inclusion of MSMEs in Uganda: Hedonic motivation as mediator," International Journal of Social Economics, Emerald Group Publishing Limited, vol. 48(11), pages 1608-1628, September.
- Iman Tahamtan & Askar Safipour Afshar & Khadijeh Ahamdzadeh, 2016. "Factors affecting number of citations: a comprehensive review of the literature," Scientometrics, Springer;Akadémiai Kiadó, vol. 107(3), pages 1195-1225, June.
- van Oorschot, Johannes A.W.H. & Hofman, Erwin & Halman, Johannes I.M., 2018. "A bibliometric review of the innovation adoption literature," Technological Forecasting and Social Change, Elsevier, vol. 134(C), pages 1-21.
- Merigó, José M. & Mas-Tur, Alicia & Roig-Tierno, Norat & Ribeiro-Soriano, Domingo, 2015. "A bibliometric overview of the Journal of Business Research between 1973 and 2014," Journal of Business Research, Elsevier, vol. 68(12), pages 2645-2653.
- Dorfleitner, Gregor & Rad, Jacqueline & Weber, Martina, 2017. "Pricing in the online invoice trading market: First empirical evidence," Economics Letters, Elsevier, vol. 161(C), pages 56-61.
- Sheng, Tianxiang, 2021. "The effect of fintech on banks’ credit provision to SMEs: Evidence from China," Finance Research Letters, Elsevier, vol. 39(C).
- Chris Clarke, 2019. "Platform lending and the politics of financial infrastructures," Review of International Political Economy, Taylor & Francis Journals, vol. 26(5), pages 863-885, September.
- Lars Hornuf & Armin Schwienbacher, 2017. "Should securities regulation promote equity crowdfunding?," Small Business Economics, Springer, vol. 49(3), pages 579-593, October.
- Fahimnia, Behnam & Sarkis, Joseph & Davarzani, Hoda, 2015. "Green supply chain management: A review and bibliometric analysis," International Journal of Production Economics, Elsevier, vol. 162(C), pages 101-114.
- Ndeye Ndiaye & Lutfi Abdul Razak & Ruslan Nagayev & Adam Ng, 2018. "Demystifying small and medium enterprises’ (SMEs) performance in emerging and developing economies," Borsa Istanbul Review, Research and Business Development Department, Borsa Istanbul, vol. 18(4), pages 269-281, December.
Citations
Citations are extracted by the CitEc Project, subscribe to its RSS feed for this item.
Cited by:
- Hery Syahrial & Linda Lores & Dahrul Siregar & Salma Nazwa, 2024. "Crucial Factors Influencing the Success of SMEs in the Digital Transformation Era," Information Management and Business Review, AMH International, vol. 16(3), pages 181-187.
Most related items
These are the items that most often cite the same works as this one and are cited by the same works as this one.- Shome, Samik & Hassan, M. Kabir & Verma, Sushma & Panigrahi, Tushar Ranjan, 2023. "Impact investment for sustainable development: A bibliometric analysis," International Review of Economics & Finance, Elsevier, vol. 84(C), pages 770-800.
- Donthu, Naveen & Kumar, Satish & Mukherjee, Debmalya & Pandey, Nitesh & Lim, Weng Marc, 2021. "How to conduct a bibliometric analysis: An overview and guidelines," Journal of Business Research, Elsevier, vol. 133(C), pages 285-296.
- Riad Shams, S.M. & Vrontis, Demetris & Chaudhuri, Ranjan & Chavan, Gitesh & Czinkota, Michael R., 2020. "Stakeholder engagement for innovation management and entrepreneurial development: A meta-analysis," Journal of Business Research, Elsevier, vol. 119(C), pages 67-86.
- Tandon, Anushree & Kaur, Puneet & Mäntymäki, Matti & Dhir, Amandeep, 2021. "Blockchain applications in management: A bibliometric analysis and literature review," Technological Forecasting and Social Change, Elsevier, vol. 166(C).
- Sachin Kumar Sharma & P. Vigneswara Ilavarasan & Stan Karanasios, 2024. "Small businesses and FinTech: a systematic review and future directions," Electronic Commerce Research, Springer, vol. 24(1), pages 535-575, March.
- Claudia Patricia Maldonado-Erazo & José Álvarez-García & María de la Cruz del Río-Rama & Amador Durán-Sánchez, 2021. "Scientific Mapping on the Impact of Climate Change on Cultural and Natural Heritage: A Systematic Scientometric Analysis," Land, MDPI, vol. 10(1), pages 1-19, January.
- Goodell, John W. & Kumar, Satish & Lahmar, Oumaima & Pandey, Nitesh, 2023. "A bibliometric analysis of cultural finance," International Review of Financial Analysis, Elsevier, vol. 85(C).
- Victor Tiberius & Meike Rietz & Ricarda B. Bouncken, 2020. "Performance Analysis and Science Mapping of Institutional Entrepreneurship Research," Administrative Sciences, MDPI, vol. 10(3), pages 1-21, September.
- Elie, Luc & Granier, Caroline & Rigot, Sandra, 2021. "The different types of renewable energy finance: A Bibliometric analysis," Energy Economics, Elsevier, vol. 93(C).
- Khare, Apoorv & Jain, Rajesh, 2022. "Mapping the conceptual and intellectual structure of the consumer vulnerability field: A bibliometric analysis," Journal of Business Research, Elsevier, vol. 150(C), pages 567-584.
- Nasrabadi, Mohamadreza Azar & Beauregard, Yvan & Ekhlassi, Amir, 2024. "The implication of user-generated content in new product development process: A systematic literature review and future research agenda," Technological Forecasting and Social Change, Elsevier, vol. 206(C).
- Perez-Vega, Rodrigo & Hopkinson, Paul & Singhal, Aishwarya & Mariani, Marcello M., 2022. "From CRM to social CRM: A bibliometric review and research agenda for consumer research," Journal of Business Research, Elsevier, vol. 151(C), pages 1-16.
- Khan, Ashraf & Goodell, John W. & Hassan, M. Kabir & Paltrinieri, Andrea, 2022. "A bibliometric review of finance bibliometric papers," Finance Research Letters, Elsevier, vol. 47(PA).
- Yang, Siluo & Han, Ruizhen & Wolfram, Dietmar & Zhao, Yuehua, 2016. "Visualizing the intellectual structure of information science (2006–2015): Introducing author keyword coupling analysis," Journal of Informetrics, Elsevier, vol. 10(1), pages 132-150.
- Toshiyuki Hasumi & Mei-Shiu Chiu, 2022. "Online mathematics education as bio-eco-techno process: bibliometric analysis using co-authorship and bibliographic coupling," Scientometrics, Springer;Akadémiai Kiadó, vol. 127(8), pages 4631-4654, August.
- Bhatnagar, S. & Sharma, D., 2022. "Evolution of green finance and its enablers: A bibliometric analysis," Renewable and Sustainable Energy Reviews, Elsevier, vol. 162(C).
- Myriam Ertz & Sébastien Leblanc-Proulx, 2019. "Review of a proposed methodology for bibliometric and visualization analyses for organizations: application to the collaboration economy," Journal of Marketing Analytics, Palgrave Macmillan, vol. 7(2), pages 84-93, June.
- Sureka, Riya & Kumar, Satish & Colombage, Sisira & Abedin, Mohammad Zoynul, 2022. "Five decades of research on capital budgeting – A systematic review and future research agenda," Research in International Business and Finance, Elsevier, vol. 60(C).
- Hasan, Morshadul & Hoque, Ariful & Abedin, Mohammad Zoynul & Gasbarro, Dominic, 2024. "FinTech and sustainable development: A systematic thematic analysis using human- and machine-generated processing," International Review of Financial Analysis, Elsevier, vol. 95(PC).
- Nisha Mary Thomas, 2023. "Modeling key enablers influencing FinTechs offering SME credit services: A multi-stakeholder perspective," Electronic Markets, Springer;IIM University of St. Gallen, vol. 33(1), pages 1-27, December.
Corrections
All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:eee:eurman:v:41:y:2023:i:6:p:950-971. See general information about how to correct material in RePEc.
If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.
If CitEc recognized a bibliographic reference but did not link an item in RePEc to it, you can help with this form .
If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.
For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Catherine Liu (email available below). General contact details of provider: http://www.elsevier.com/wps/find/journaldescription.cws_home/115/description#description .
Please note that corrections may take a couple of weeks to filter through the various RePEc services.