The effects of regulating interchange fees at cost on the ATM market
We show that regulating the interchange fee at cost reduces banks’ incentives to deploy free ATMs over time. Simultaneously, more and more pay-to-use ATMs are deployed by independent ATM deployers. These results are consistent with the recent evolution of the British ATM market.
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- Jocelyn Donze & Isabelle Dubec, 2009. "PAYING FOR ATM USAGE: GOOD FOR CONSUMERS, BAD FOR BANKS? -super-* ," Journal of Industrial Economics, Wiley Blackwell, vol. 57(3), pages 583-612, 09.
- Jocelyn Donze & Isabelle Dubec, 2003.
"The role of interchange fees in ATM networks,"
- Donze, Jocelyn & Dubec, Isabelle, 2008. "Paying for ATM usage : good for consumers, bad for banks ?," MPRA Paper 10892, University Library of Munich, Germany.
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