The effects of regulating interchange fees at cost on the ATM market
We show that regulating interchange fees at cost reduces banks' incentives to deploy free ATMs over time. Simultaneously, more and more charging ATMs are deployed by independent deployers. These results are consistent with the recent evolution of the British ATM market.
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- Donze, Jocelyn & Dubec, Isabelle, 2008. "Paying for ATM usage : good for consumers, bad for banks ?," MPRA Paper 10892, University Library of Munich, Germany.
- Donze, Jocelyn & Dubec, Isabelle, 2006.
"The role of interchange fees in ATM networks,"
International Journal of Industrial Organization,
Elsevier, vol. 24(1), pages 29-43, January.
- Jocelyn Donze & Isabelle Dubec, 2003. "The role of interchange fees in ATM networks," Industrial Organization 0311002, EconWPA.
- Jocelyn Donze & Isabelle Dubec, 2009. "PAYING FOR ATM USAGE: GOOD FOR CONSUMERS, BAD FOR BANKS? -super-," Journal of Industrial Economics, Wiley Blackwell, vol. 57(3), pages 583-612, 09. Full references (including those not matched with items on IDEAS)