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Renteneintrittsentscheidungen in Deutschland: Langfristige Auswirkungen verschiedener Reformoptionen

  • Barbara Berkel

    ()

  • Axel Börsch-Supan

    ()

    (Munich Center for the Economics of Aging (MEA))

Registered author(s):

    Das Rentenzugangsalter ist durch die Finanzierungsprobleme der gesetzlichen Rentenversicherung wieder in den Blickpunkt gerückt. In diesem Papier werden die Auswirkungen verschiedener Reformoptionen auf die Wahl des Renteneintritts älterer Arbeitnehmer untersucht. Im Vordergrund stehen die langfristigen Wirkungen der seit 1992 geänderten Rentengesetzgebung und die im Rahmen der so genannten „Rürup-Kommission“ diskutierten Reformoptionen. Unsere Simulationen zeigen, dass die im Rahmen der Rentenreform von 1992 eingeführten Abschläge bei Frühpensionierungen das durchschnittliche effektive Verrentungsalter für Männer langfristig um etwas weniger als zwei Jahre anheben werden. Die von der "Rürup-Kommission" vorgeschlagene Anhebung sämtlicher Altersgrenzen um zwei Jahre würde das durchschnittliche Rentenalter für Männer um gut acht Monate erhöhen. Würden die Abschläge darüber hinaus von 3,6% auf 6% pro Jahr erhöht, hätte dies einen Anstieg des Pensionierungsalters um fast zwei weitere Jahre zur Folge. Für Frauen sind diese Effekte deutlich schwächer.

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    Paper provided by Munich Center for the Economics of Aging (MEA) at the Max Planck Institute for Social Law and Social Policy in its series MEA discussion paper series with number 03031.

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    Date of creation: 01 Jul 2003
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    Handle: RePEc:mea:meawpa:03031
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    1. Borsch-Supan, Axel, 2000. "A Model under Siege: A Case Study of the German Retirement Insurance System," Economic Journal, Royal Economic Society, vol. 110(461), pages F24-45, February.
    2. repec:att:wimass:9430 is not listed on IDEAS
    3. Palmer, Edward, 2000. "The Swedish pension reform model : framework and issues," Social Protection Discussion Papers 23086, The World Bank.
    4. Borsch-Supan, Axel & Schnabel, Reinhold, 1998. "Social Security and Declining Labor-Force Participation in Germany," American Economic Review, American Economic Association, vol. 88(2), pages 173-78, May.
    5. David M. Cutler & Louise Sheiner, 1998. "Demographics and Medical Care Spending: Standard and Non-Standard Effects," NBER Working Papers 6866, National Bureau of Economic Research, Inc.
    6. James H. Stock & David A. Wise, 1988. "The Pension Inducement to Retire: An Option Value Analysis," NBER Working Papers 2660, National Bureau of Economic Research, Inc.
    7. Jonathan Gruber & David A. Wise, 1999. "Social Security and Retirement around the World," NBER Books, National Bureau of Economic Research, Inc, number grub99-1, June.
    8. Axel Börsch-Supan & Reinhold Schnabel & Simone Kohnz & Giovanni Mastrobuoni, 2004. "Micro-Modeling of Retirement Decisions in Germany," NBER Chapters, in: Social Security Programs and Retirement around the World: Micro-Estimation, pages 285-344 National Bureau of Economic Research, Inc.
    9. Sikandar Siddiqui, 1997. "The pension incentive to retire: Empirical evidence for West Germany," Journal of Population Economics, Springer, vol. 10(4), pages 463-486.
    10. Axel H. Boersch-Supan, 2001. "Incentive Effects of Social Security under an Uncertain Disability Option," NBER Chapters, in: Themes in the Economics of Aging, pages 281-310 National Bureau of Economic Research, Inc.
    11. John Rust & Christopher Phelan, 1994. "How Social Security and Medicare Affect Retirement Behavior in a World of Incomplete Markets," Public Economics 9406005, EconWPA, revised 06 Jul 1994.
    12. Börsch-Supan, Axel, 2001. "Incentive Effects of Social Security Under an Uncertain Disability Option," Sonderforschungsbereich 504 Publications 01-42, Sonderforschungsbereich 504, Universität Mannheim;Sonderforschungsbereich 504, University of Mannheim.
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