Bank Competition and Household Privacy in a Digital Payment Monopoly
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- Agur, Itai & Ari, Anil & Dell’Ariccia, Giovanni, 2025. "Bank competition and household privacy in a digital payment monopoly," Journal of Financial Economics, Elsevier, vol. 166(C).
- Agur, Itai & Ari, Anil & Dell'Ariccia, Giovanni, 2023. "Bank Competition and Household Privacy in a Digital Payment Monopoly," CEPR Discussion Papers 18288, C.E.P.R. Discussion Papers.
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More about this item
Keywords
Privacy; Financial intermediation; Big Tech; Data regulation; data contract; payment vehicle; DC issuer; tech monopolist; bank competition; monopolist digital currency issuer; Credit; Digital financial services; Loans; Consumer credit; Data collection;All these keywords.
JEL classification:
- D82 - Microeconomics - - Information, Knowledge, and Uncertainty - - - Asymmetric and Private Information; Mechanism Design
- E41 - Macroeconomics and Monetary Economics - - Money and Interest Rates - - - Demand for Money
- G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
- G28 - Financial Economics - - Financial Institutions and Services - - - Government Policy and Regulation
NEP fields
This paper has been announced in the following NEP Reports:- NEP-COM-2023-08-21 (Industrial Competition)
- NEP-FDG-2023-08-21 (Financial Development and Growth)
- NEP-PAY-2023-08-21 (Payment Systems and Financial Technology)
- NEP-REG-2023-08-21 (Regulation)
Statistics
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