Observing Unobservables: Identifying Information Asymmetries with a Consumer Credit Field Experiment
Author
Abstract
Suggested Citation
Download full text from publisher
As the access to this document is restricted, you may want to look for a different version below or search for a different version of it.
Other versions of this item:
- Dean Karlan & Jonathan Zinman, 2009. "Observing Unobservables: Identifying Information Asymmetries With a Consumer Credit Field Experiment," Econometrica, Econometric Society, vol. 77(6), pages 1993-2008, November.
- Dean Karlan & Jonathan Zinman, 2005. "Observing unobservables: identifying information asymmetries with a consumer-credit field experiment," Proceedings 961, Federal Reserve Bank of Chicago.
- Dean S. Karlan & Jonathan Zinman, 2005. "Observing Unobservables: Identifying Information Asymmetries with a Consumer Credit Field Experiment," Working Papers 911, Economic Growth Center, Yale University.
- Karlan, Dean S. & Zinman, Jonathan, 2005. "Observing Unobservables: Identifying Information Asymmetries with a Consumer Credit Field Experiment," Center Discussion Papers 28482, Yale University, Economic Growth Center.
- Dean Karlan & Jonathan Zinman, 2004. "Observing unobservables: Identifying information asymmetries with a consumer credit field experiment," Natural Field Experiments 00283, The Field Experiments Website.
References listed on IDEAS
- Morduch, Jonathan, 1994.
"Poverty and Vulnerability,"
American Economic Review, American Economic Association, vol. 84(2), pages 221-225, May.
- Morduch, J., 1995. "Poverty and Vulnerability," Papers 477, Harvard - Institute for International Development.
- Bertrand, Marianne & Karlan, Dean S. & Mullainathan, Sendhil & Shafir, Eldar & Zinman, Jonathan, 2005.
"What's Psychology Worth? A Field Experiment in the Consumer Credit Market,"
Center Discussion Papers
28441, Yale University, Economic Growth Center.
- Marianne Bertrand & Dean S. Karlan & Sendhil Mullainathan & Eldar Shafir & Jonathan Zinman, 2005. "What's Psychology Worth? A Field Experiment in the Consumer Credit Market," Working Papers 918, Economic Growth Center, Yale University.
- Marianne Bertrand & Dean Karlan & Sendhil Mullainathan & Eldar Shafir & Jonathan Zinman, 2006. "What's psychology worth? A field experiment in the consumer credit market," Natural Field Experiments 00217, The Field Experiments Website.
- Marianne Bertrand & Sendhil Mullainathan & Dean Karlan & Eldar Shafir & Jonathan Zinman, 2009. "What's Advertising Content Worth? Evidence from a Consumer Credit Marketing Field Experiment," Working Papers 968, Economic Growth Center, Yale University.
- Marianne Bertrand & Dean Karlin & Sendhil Mullainathan & Eldar Shafir & Jonathan Zinman, 2005. "What's Psychology Worth? A Field Experiment in the Consumer Credit Market," NBER Working Papers 11892, National Bureau of Economic Research, Inc.
- Parikshit Ghosh & Debraj Ray, 2016.
"Information and Enforcement in Informal Credit Markets,"
Economica, London School of Economics and Political Science, vol. 83(329), pages 59-90, January.
- Parikshit Ghosh & Debraj Ray, 1999. "Information and Enforcement in Informal Credit Markets," Boston University - Institute for Economic Development 93, Boston University, Institute for Economic Development.
- Abhijit V. Banerjee & Esther Duflo, 2014.
"Do Firms Want to Borrow More? Testing Credit Constraints Using a Directed Lending Program,"
The Review of Economic Studies, Review of Economic Studies Ltd, vol. 81(2), pages 572-607.
- Banerjee, Abhijit & Duflo, Esther, 2004. "Do Firms Want to Borrow More? Testing Credit Constraints Using a Directed Lending Program," CEPR Discussion Papers 4681, C.E.P.R. Discussion Papers.
- repec:hal:wpspec:info:hdl:2441/8622 is not listed on IDEAS
- Dilip Mookherjee & Debraj Ray, 2002.
"Contractual Structure and Wealth Accumulation,"
American Economic Review, American Economic Association, vol. 92(4), pages 818-849, September.
- Dilip Mookherjee & Debraj Ray, 2000. "Contractual Structure and Wealth Accumulation," Boston University - Institute for Economic Development 107, Boston University, Institute for Economic Development.
- Dilip Mookherjee & Debraj Ray, 2000. "Contractual Structure and Wealth Accumulation," Econometric Society World Congress 2000 Contributed Papers 1538, Econometric Society.
- Erik Hurst & Annamaria Lusardi, 2004. "Liquidity Constraints, Household Wealth, and Entrepreneurship," Journal of Political Economy, University of Chicago Press, vol. 112(2), pages 319-347, April.
- Banerjee, Abhijit V & Newman, Andrew F, 1993.
"Occupational Choice and the Process of Development,"
Journal of Political Economy, University of Chicago Press, vol. 101(2), pages 274-298, April.
- Abhijit V. Banerjee & Andrew F. Newman, 1990. "Occupational Choice and the Process of Development," Discussion Papers 911, Northwestern University, Center for Mathematical Studies in Economics and Management Science.
- Calem, Paul S & Mester, Loretta J, 1995.
"Consumer Behavior and the Stickiness of Credit-Card Interest Rates,"
American Economic Review, American Economic Association, vol. 85(5), pages 1327-1336, December.
- Paul S. Calem & Loretta J. Mester, "undated". "Consumer Behavior and the Stickiness of CreditCard Interest Rates," Rodney L. White Center for Financial Research Working Papers 3-94, Wharton School Rodney L. White Center for Financial Research.
- Paul S. Calem & Loretta J. Mester, 1995. "Consumer behavior and the stickiness of credit card interest rates," Working Papers 95-10, Federal Reserve Bank of Philadelphia.
- Paul S. Calem & Loretta J. Mester, 1994. "Consumer Behavior and the Stickiness of Credit Card Interest Rates," Center for Financial Institutions Working Papers 94-14, Wharton School Center for Financial Institutions, University of Pennsylvania.
- Paul S. Calem & Loretta J. Mester, "undated". "Consumer Behavior and the Stickiness of CreditCard Interest Rates," Rodney L. White Center for Financial Research Working Papers 03-94, Wharton School Rodney L. White Center for Financial Research.
- Etienne Wasmer & Philippe Weil, 2004.
"The Macroeconomics of Labor and Credit Market Imperfections,"
American Economic Review, American Economic Association, vol. 94(4), pages 944-963, September.
- Wasmer, Etienne & Weil, Philippe, 2000. "The Macroeconomics of Labor and Credit Market Imperfections," IZA Discussion Papers 179, Institute of Labor Economics (IZA).
- Weil, Philippe & Wasmer, Etienne, 2002. "The Macroeconomics of Labour and Credit Market Imperfections," CEPR Discussion Papers 3334, C.E.P.R. Discussion Papers.
- Philippe Weil & Etienne Wasmer, 2004.
"The macroeconomics of credit and labor market imperfections,"
ULB Institutional Repository
2013/13436, ULB -- Universite Libre de Bruxelles.
- Etienne Wasmer & Philippe Weil, 2004. "The Macroeconomics of Credit and Labor Markets Imperfections," SciencePo Working papers Main hal-01020132, HAL.
- Etienne Wasmer & Philippe Weil, 2004. "The Macroeconomics of Credit and Labor Markets Imperfections," Post-Print hal-01020132, HAL.
- Nava Ashraf & Dean Karlan & Wesley Yin, 2006.
"Tying Odysseus to the Mast: Evidence From a Commitment Savings Product in the Philippines,"
The Quarterly Journal of Economics, President and Fellows of Harvard College, vol. 121(2), pages 635-672.
- Nava Ashraf & Dean S. Karlan & Wesley Yin, 2005. "Tying Odysseus to the Mast: Evidence from a Commitment Savings Product in the Philippines," Working Papers 917, Economic Growth Center, Yale University.
- Nava Ashaf & Dean Karlan & Wesley Yin, 2006. "Tying odysseus to the mast: Evidence from a commitment savings product in the philippines," Natural Field Experiments 00206, The Field Experiments Website.
- Ashraf, Nava & Karlan, Dean S. & Yin, Wesley, 2005. "Tying Odysseus to the Mast: Evidence from a Commitment Savings Product in the Philippines," Center Discussion Papers 28411, Yale University, Economic Growth Center.
- DeanS. Karlan, 2007.
"Social connections and group banking,"
Economic Journal, Royal Economic Society, vol. 117(517), pages 52-84, February.
- Karlan, Dean S., 2005. "Social Connections and Group Banking," Center Discussion Papers 28522, Yale University, Economic Growth Center.
- Karlan, Dean, 2007. "Social Connections and Group Banking," CEPR Discussion Papers 6194, C.E.P.R. Discussion Papers.
- Dean S. Karlan, 2005. "Social Connections and Group Banking," Working Papers 913, Economic Growth Center, Yale University.
- Ashok Rai & Stefan Klonner, 2007.
"Adverse Selection in Credit Markets: Evidence from a Policy Experiment,"
Department of Economics Working Papers
2007-01, Department of Economics, Williams College.
- Ashok Rai & Stefan Klonner, 2007. "Adverse Selection in Credit Markets: Evidence from a Policy Experiment," Center for Development Economics 2007-01, Department of Economics, Williams College.
- Mark M. Pitt & Shahidur R. Khandker, 1998. "The Impact of Group-Based Credit Programs on Poor Households in Bangladesh: Does the Gender of Participants Matter?," Journal of Political Economy, University of Chicago Press, vol. 106(5), pages 958-996, October.
- Bebczuk,Ricardo N., 2003.
"Asymmetric Information in Financial Markets,"
Cambridge Books,
Cambridge University Press, number 9780521793421, September.
- Bebczuk,Ricardo N., 2003. "Asymmetric Information in Financial Markets," Cambridge Books, Cambridge University Press, number 9780521797320, September.
- R. Glenn Hubbard, 1998.
"Capital-Market Imperfections and Investment,"
Journal of Economic Literature, American Economic Association, vol. 36(1), pages 193-225, March.
- R. Glenn Hubbard, 1997. "Capital-Market Imperfections and Investment," NBER Working Papers 5996, National Bureau of Economic Research, Inc.
- Ausubel, Lawrence M, 1991. "The Failure of Competition in the Credit Card Market," American Economic Review, American Economic Association, vol. 81(1), pages 50-81, March.
- Bruce Shearer, 2004. "Piece Rates, Fixed Wages and Incentives: Evidence from a Field Experiment," The Review of Economic Studies, Review of Economic Studies Ltd, vol. 71(2), pages 513-534.
- repec:hal:spmain:info:hdl:2441/8622 is not listed on IDEAS
- Kevane, Michael & Wydick, Bruce, 2001. "Microenterprise Lending to Female Entrepreneurs: Sacrificing Economic Growth for Poverty Alleviation?," World Development, Elsevier, vol. 29(7), pages 1225-1236, July.
- de Meza, David & Webb, David, 2000. "Does credit rationing imply insufficient lending?," Journal of Public Economics, Elsevier, vol. 78(3), pages 215-234, November.
- Karlan, Dean S. & Zinman, Jonathan, 2005.
"Elasticities of Demand for Consumer Credit,"
Center Discussion Papers
28485, Yale University, Economic Growth Center.
- Dean Karlan & Jonathan Zinman, 2005. "Elasticities of demand for consumer credit," Natural Field Experiments 00280, The Field Experiments Website.
- Dean Karlan & Jonathan Zinman, 2005. "Elasticities of Demand for Consumer Credit," Working Papers 926, Economic Growth Center, Yale University.
- Amy Finkelstein & Kathleen McGarry, 2003. "Private Information and its Effect on Market Equilibrium: New Evidence from Long-Term Care Insurance," NBER Working Papers 9957, National Bureau of Economic Research, Inc.
- Amy Finkelstein & Kathleen McGarry, 2006. "Multiple Dimensions of Private Information: Evidence from the Long-Term Care Insurance Market," American Economic Review, American Economic Association, vol. 96(4), pages 938-958, September.
- de Meza, David & Webb, David C, 2001.
"Advantageous Selection in Insurance Markets,"
RAND Journal of Economics, The RAND Corporation, vol. 32(2), pages 249-262, Summer.
- De Meza, D. & Webb, D.C., 2000. "Advantageous Selection in Insurance Market," Discussion Papers 0007, University of Exeter, Department of Economics.
- Ben Bernanke & Mark Gertler, 1990.
"Financial Fragility and Economic Performance,"
The Quarterly Journal of Economics, President and Fellows of Harvard College, vol. 105(1), pages 87-114.
- Ben Bernanke & Mark Gertler, 1987. "Financial Fragility and Economic Performance," NBER Working Papers 2318, National Bureau of Economic Research, Inc.
- Bernanke, Ben & Gertler, Mark, 1987. "Financial Fragility And Economic Performance," SSRI Workshop Series 292690, University of Wisconsin-Madison, Social Systems Research Institute.
- Xavier Giné & Pamela Jakiela & Dean Karlan & Jonathan Morduch, 2010.
"Microfinance Games,"
American Economic Journal: Applied Economics, American Economic Association, vol. 2(3), pages 60-95, July.
- Gine, Xavier & Jakiela, Pamela & Karlan, Dean S. & Morduch, Jonathan, 2006. "Microfinance Games," Center Discussion Papers 28520, Yale University, Economic Growth Center.
- Dean Karlan & Xavier Gine & Jonathan Morduch & Pamela Jakiela, 2006. "Microfinance Games," Working Papers 936, Economic Growth Center, Yale University.
- Xavier Gine & Pamela Jakiela & Dean Karlan & Jonathan Morduch, 2006. "Microfinance games," Framed Field Experiments 00150, The Field Experiments Website.
- Gine, Xavier & Jakiela, Pamela & Karlan, Dean & Morduch, Jonathan, 2006. "Microfinance games," Policy Research Working Paper Series 3959, The World Bank.
- Xavier Gine & Pamela Jakiela & Dean Karlan & Jonathan Morduch, 2006. "Microfinance Games," Working Papers 2102, The Field Experiments Website.
- Pierre André Chiappori & Bernard Salanié, 2002.
"Testing Contract Theory: A Survey of Some Recent Work,"
CESifo Working Paper Series
738, CESifo.
- Pierre-André Chiappori & Bernard Salanié, 2002. "Testing Contract Theory : A Survey of Some Recent Work," Working Papers 2002-11, Center for Research in Economics and Statistics.
- Nidhiya Menon, 2004. "Consumption Smoothing in Micro Credit Programs," Development and Comp Systems 0403005, University Library of Munich, Germany.
- Pierre-Andre Chiappori & Bernard Salanie, 2000.
"Testing for Asymmetric Information in Insurance Markets,"
Journal of Political Economy, University of Chicago Press, vol. 108(1), pages 56-78, February.
- Pierre-André Chiappori & Bernard Salanié, 1997. "Testing for Asymmetric Information in Insurance Markets," Working Papers 97-11, Center for Research in Economics and Statistics.
- Elyasiani, Elyas & Goldberg, Lawrence G., 2004. "Relationship lending: a survey of the literature," Journal of Economics and Business, Elsevier, vol. 56(4), pages 315-330.
- Jonathan Eaton & Mark Gersovitz, 1981. "Debt with Potential Repudiation: Theoretical and Empirical Analysis," The Review of Economic Studies, Review of Economic Studies Ltd, vol. 48(2), pages 289-309.
- Brad M. Barber & Terrance Odean, 2001. "Boys will be Boys: Gender, Overconfidence, and Common Stock Investment," The Quarterly Journal of Economics, President and Fellows of Harvard College, vol. 116(1), pages 261-292.
- Beatriz Armendariz & Jonathan Morduch, 2007. "The Economics of Microfinance," MIT Press Books, The MIT Press, edition 1, volume 1, number 0262512017, April.
- David de Meza & David C. Webb, 1987. "Too Much Investment: A Problem of Asymmetric Information," The Quarterly Journal of Economics, President and Fellows of Harvard College, vol. 102(2), pages 281-292.
- Gale, William G., 1990.
"Federal lending and the market for credit,"
Journal of Public Economics, Elsevier, vol. 42(2), pages 177-193, July.
- William G. Gale, 1988. "Federal Lending and the Market for Credit," UCLA Economics Working Papers 504, UCLA Department of Economics.
- Wendy Edelberg, 2004. "Testing for adverse selection and moral hazard in consumer loan markets," Finance and Economics Discussion Series 2004-09, Board of Governors of the Federal Reserve System (U.S.).
- Stiglitz, Joseph E & Weiss, Andrew, 1981. "Credit Rationing in Markets with Imperfect Information," American Economic Review, American Economic Association, vol. 71(3), pages 393-410, June.
- Dwight M. Jaffee & Thomas Russell, 1976. "Imperfect Information, Uncertainty, and Credit Rationing," The Quarterly Journal of Economics, President and Fellows of Harvard College, vol. 90(4), pages 651-666.
- Robert Cressy & Otto Toivanen, 2001. "Is there adverse selection in the credit market?," Venture Capital, Taylor & Francis Journals, vol. 3(3), pages 215-238, July.
- Wesley Yin & Nava Ashraf & Dean Karlan, 2004. "Getting Odysseus to Save: Evidence from a Commitment Savings Product in the Philippines," Econometric Society 2004 North American Summer Meetings 562, Econometric Society.
- Xavier Freixas & Jean-Charles Rochet, 1997. "Microeconomics of Banking," MIT Press Books, The MIT Press, edition 1, volume 1, number 0262061937, April.
- Charles Grant & Mario Padula, 2006. "Informal Credit Markets, Judicial Costs and Consumer Credit: Evidence from Firm Level Data," CSEF Working Papers 155, Centre for Studies in Economics and Finance (CSEF), University of Naples, Italy.
Most related items
These are the items that most often cite the same works as this one and are cited by the same works as this one.- Dean Karlan & Jonathan Zinman, 2010.
"Expanding Credit Access: Using Randomized Supply Decisions to Estimate the Impacts,"
The Review of Financial Studies, Society for Financial Studies, vol. 23(1), pages 433-464, January.
- Dean Karlan & Jonathan Zinman, 2006. "Expanding credit access: Using randomized supply decisions to estimate the impacts," Natural Field Experiments 00281, The Field Experiments Website.
- Karlan, Dean S. & Zinman, Jonathan, 2007. "Expanding Credit Access: Using Randomized Supply Decisions to Estimate the Impacts," Center Discussion Papers 9279, Yale University, Economic Growth Center.
- Dean Karlan & Jonathan Zinman, 2007. "Expanding Credit Access: Using Randomized Supply Decisions to Estimate the Impacts," Working Papers 956, Economic Growth Center, Yale University.
- Dean Karlan & Jonathan Zinman, 2007. "Expanding Credit Access: Using Randomized Supply Decisions to Estimate the Impacts," Working Papers 108, Center for Global Development.
- Zinman, Jonathan & Karlan, Dean, 2007. "Expanding Credit Access: Using Randomized Supply Decisions To Estimate the Impacts," CEPR Discussion Papers 6180, C.E.P.R. Discussion Papers.
- Zinman, Jonathan & Karlan, Dean, 2007. "Expanding Credit Access: Using Randomized Supply Decisions to Estimate the Impacts," CEPR Discussion Papers 6407, C.E.P.R. Discussion Papers.
- Gregory S. Crawford & Nicola Pavanini & Fabiano Schivardi, 2018.
"Asymmetric Information and Imperfect Competition in Lending Markets,"
American Economic Review, American Economic Association, vol. 108(7), pages 1659-1701, July.
- Schivardi, Fabiano & Crawford, Gregory & Pavanini, Nicola, 2015. "Asymmetric Information and Imperfect Competition in Lending Markets," CEPR Discussion Papers 10473, C.E.P.R. Discussion Papers.
- Gregory S. Crawford & Nicola Pavanini & Fabiano Schivardi, 2017. "Asymmetric Information and Imperfect Competition in Lending Markets," EIEF Working Papers Series 1712, Einaudi Institute for Economics and Finance (EIEF), revised Oct 2017.
- Gregory S. Crawford & Nicola Pavanini & Fabiano Schivardi, 2015. "Asymmetric information and imperfect competition in lending markets," ECON - Working Papers 192, Department of Economics - University of Zurich.
- Crawford, Gregory S. & Pavanini, Nicola & Schivardi, Fabiano, 2015. "Asymmetric Information and Imperfect Competition in Lending Markets," CAGE Online Working Paper Series 227, Competitive Advantage in the Global Economy (CAGE).
- Karlan, Dean & Morduch, Jonathan, 2010. "Access to Finance," Handbook of Development Economics, in: Dani Rodrik & Mark Rosenzweig (ed.), Handbook of Development Economics, edition 1, volume 5, chapter 0, pages 4703-4784, Elsevier.
- Crawfordy, Gregory S & Pavaniniz, Nicola & Schivardi, Fabiano, 2013. "Asymmetric Information and Imperfect Competition in the Loan Market," CAGE Online Working Paper Series 167, Competitive Advantage in the Global Economy (CAGE).
- Neyer, Ulrike, 2004. "Asymmetric information in credit markets--implications for the transition in Eastern Germany," Economic Systems, Elsevier, vol. 28(1), pages 61-78, March.
- Takalo, Tuomas & Toivanen, Otto, 2003.
"Equilibrium in financial markets with adverse selection,"
Bank of Finland Research Discussion Papers
6/2003, Bank of Finland.
- Tuomas Takalo & Otto Toivanen, 2004. "Equilibrium in financial markets with adverse selection," Finance 0405001, University Library of Munich, Germany.
- repec:bla:scotjp:v:49:y:2002:i:2:p:162-95 is not listed on IDEAS
- Maitreesh Ghatak & Massimo Morelli & Tomas Sjoström, 2001.
"Credit rationing, wealth inequality, and allocation of talent,"
ICER Working Papers - Applied Mathematics Series
23-2001, ICER - International Centre for Economic Research.
- Ghatak, Maitreesh & Morelli, Massimo & Sjostrom, Tomas, 2002. "Credit rationing, wealth inequality and allocation of talent," LSE Research Online Documents on Economics 5922, London School of Economics and Political Science, LSE Library.
- Maitreesh Ghatak & Massimo Morelli & Tomas Sjostrom, 2002. "Credit Rationing, Wealth Inequality, and Allocation of Talent," Economics Working Papers 0026, Institute for Advanced Study, School of Social Science.
- Maitreesh Ghatak & Massimo Morelli & Tomas Sjostrom, 2002. "Credit Rationing, Wealth Inequality, and Allocation of Talent," STICERD - Theoretical Economics Paper Series 441, Suntory and Toyota International Centres for Economics and Related Disciplines, LSE.
- Takalo, Tuomas & Toivanen, Otto, 2003.
"Equilibrium in financial markets with adverse selection,"
Research Discussion Papers
6/2003, Bank of Finland.
- Tuomas Takalo & Otto Toivanen, 2004. "Equilibrium in financial markets with adverse selection," Finance 0405001, University Library of Munich, Germany.
- repec:zbw:bofrdp:2003_006 is not listed on IDEAS
- Janvier D. Nkurunziza, 2005. "Reputation and Credit without Collateral in Africa`s Formal Banking," Economics Series Working Papers WPS/2005-02, University of Oxford, Department of Economics.
- de Meza, David & Reito, Francesco, 2019. "Too Little Lending: A Problem of Symmetric Information," MPRA Paper 93700, University Library of Munich, Germany.
- Ahlin, Christian & Gulesci, Selim & Madestam, Andreas & Stryjan, Miri, 2020.
"Loan contract structure and adverse selection: Survey evidence from Uganda,"
Journal of Economic Behavior & Organization, Elsevier, vol. 172(C), pages 180-195.
- , & Madestam, Andreas & Stryjan, Miri & Ahlin, Christian, 2018. "Loan Contract Structure and Adverse Selection: Survey Evidence from Uganda," CEPR Discussion Papers 12742, C.E.P.R. Discussion Papers.
- Paola Montero Ledezma, 2018. "The Role of Politics in Crisis in Financial Markets," Investigación & Desarrollo, Universidad Privada Boliviana, vol. 18(1), pages 5-21.
- Xavier Gine & Jessica Goldberg & Dean Yang, 2012.
"Credit Market Consequences of Improved Personal Identification: Field Experimental Evidence from Malawi,"
American Economic Review, American Economic Association, vol. 102(6), pages 2923-2954, October.
- Xavier Giné & Jessica Goldberg & Dean Yang, 2011. "Credit Market Consequences of Improved Personal Identification: Field Experimental Evidence from Malawi," NBER Working Papers 17449, National Bureau of Economic Research, Inc.
- de Meza, David & Webb, David, 2000. "Does credit rationing imply insufficient lending?," Journal of Public Economics, Elsevier, vol. 78(3), pages 215-234, November.
- Gine, Xavier & Goldberg, Jessica & Yang, Dean, 2010. "Identification strategy : a field experiment on dynamic incentives in rural credit markets," Policy Research Working Paper Series 5438, The World Bank.
- Dean S. Karlan & Jonathan Zinman, 2008.
"Credit Elasticities in Less-Developed Economies: Implications for Microfinance,"
American Economic Review, American Economic Association, vol. 98(3), pages 1040-1068, June.
- Zinman, Jonathan & Karlan, Dean, 2007. "Credit Elasticities in Less-Developed Economies: Implications for Microfinance," CEPR Discussion Papers 6071, C.E.P.R. Discussion Papers.
- Charles Grant & Mario Padula, 2006. "Informal Credit Markets, Judicial Costs and Consumer Credit: Evidence from Firm Level Data," CSEF Working Papers 155, Centre for Studies in Economics and Finance (CSEF), University of Naples, Italy.
- Hidalgo Cabrillana, Ana, 2009. "Endogenous capital market imperfections, human capital, and intergenerational mobility," Journal of Development Economics, Elsevier, vol. 90(2), pages 285-298, November.
- Asli Demirgüç-Kunt & Ross Levine, 2009.
"Finance and Inequality: Theory and Evidence,"
Annual Review of Financial Economics, Annual Reviews, vol. 1(1), pages 287-318, November.
- Asli Demirguc-Kunt & Ross Levine, 2009. "Finance and Inequality: Theory and Evidence," NBER Working Papers 15275, National Bureau of Economic Research, Inc.
- Demirguc-Kunt, Asli & Levine, Ross, 2009. "Finance and inequality : theory and evidence," Policy Research Working Paper Series 4967, The World Bank.
- Robert E. Carpenter & Bruce C. Petersen, 2002. "Capital Market Imperfections, High-Tech Investment, and New Equity Financing," Economic Journal, Royal Economic Society, vol. 112(477), pages 54-72, February.
More about this item
Keywords
Adverse selection; Credit markets; Development finance; Field experiment; Information asymmetries; Microfinance; Moral hazard;All these keywords.
JEL classification:
- C9 - Mathematical and Quantitative Methods - - Design of Experiments
- D8 - Microeconomics - - Information, Knowledge, and Uncertainty
- G2 - Financial Economics - - Financial Institutions and Services
- G3 - Financial Economics - - Corporate Finance and Governance
- O1 - Economic Development, Innovation, Technological Change, and Growth - - Economic Development
NEP fields
This paper has been announced in the following NEP Reports:- NEP-EXP-2007-03-17 (Experimental Economics)
- NEP-MFD-2007-03-17 (Microfinance)
Statistics
Access and download statisticsCorrections
All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:cpr:ceprdp:6182. See general information about how to correct material in RePEc.
If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.
If CitEc recognized a bibliographic reference but did not link an item in RePEc to it, you can help with this form .
If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.
For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: the person in charge (email available below). General contact details of provider: https://www.cepr.org .
Please note that corrections may take a couple of weeks to filter through the various RePEc services.