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Impacts of bank loan performance, stability and risk factors on sustainable development goals: insights from South and Southeast Asia

Author

Listed:
  • Masud Rana

    (Pabna University of Science and Technology)

  • Hasibul Islam

    (Varendra University)

  • Md. Abdullah Al Mamun

    (Pabna University of Science and Technology)

  • Rebeka Sultana Rekha

    (Pabna University of Science and Technology)

Abstract

This study examined the impacts of bank loan performance, financial stability and risk factors on achieving Sustainable Development Goals (SDGs) in South and Southeast Asia from 2009 to 2023 using advanced econometric methods, including Instrumental Variables Generalized Method of Moments (IV-GMM) and Panel Quantile Regression. The analysis incorporates data from 14 countries and evaluates six key banking indicators: Bank Non-Performing Loans to Gross Loans (BNPLGL), Bank Credit to Bank Deposits (BCBD), Bank Z-Score (BZS), Liquid Assets to Deposits and Short-Term Funding (LADSTF), Provisions to Non-Performing Loans (PNPL), and Bank Capital to Total Assets (BCTA). The IV-GMM results revealed significant regional differences. In South Asia, BZS (coefficient: 0.101, p

Suggested Citation

  • Masud Rana & Hasibul Islam & Md. Abdullah Al Mamun & Rebeka Sultana Rekha, 2025. "Impacts of bank loan performance, stability and risk factors on sustainable development goals: insights from South and Southeast Asia," Asia-Pacific Journal of Regional Science, Springer, vol. 9(2), pages 449-478, June.
    • Handle: RePEc:spr:apjors:v:9:y:2025:i:2:d:10.1007_s41685-025-00377-7
    DOI: 10.1007/s41685-025-00377-7
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