Origination Channel, Prepayment Penalties, and Default
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- Morgan J. Rose, 2012. "Origination Channel, Prepayment Penalties and Default," Real Estate Economics, American Real Estate and Urban Economics Association, vol. 40(4), pages 662-707, December.
References listed on IDEAS
- Anthony Pennington‐Cross & Giang Ho, 2010.
"The Termination of Subprime Hybrid and Fixed‐Rate Mortgages,"
Real Estate Economics, American Real Estate and Urban Economics Association, vol. 38(3), pages 399-426, September.
- Giang Ho & Anthony Pennington-Cross, 2006. "The termination of subprime hybrid and fixed rate mortgages," Working Papers 2006-042, Federal Reserve Bank of St. Louis.
- Anthony Pennington‐Cross & Giang Ho, 2008.
"Predatory Lending Laws and the Cost of Credit,"
Real Estate Economics, American Real Estate and Urban Economics Association, vol. 36(2), pages 175-211, June.
- Giang Ho & Anthony Pennington-Cross, 2006. "Predatory lending laws and the cost of credit," Working Papers 2006-022, Federal Reserve Bank of St. Louis.
- Ho, Giang & Pennington-Cross, Anthony, 2006.
"The impact of local predatory lending laws on the flow of subprime credit,"
Journal of Urban Economics, Elsevier, vol. 60(2), pages 210-228, September.
- Giang Ho & Anthony Pennington-Cross, 2006. "The impact of local predatory lending laws on the flow of subprime credit," Working Papers 2006-009, Federal Reserve Bank of St. Louis.
Citations
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Cited by:
- Beltratti, Andrea & Benetton, Matteo & Gavazza, Alessandro, 2017.
"The role of prepayment penalties in mortgage loans,"
Journal of Banking & Finance, Elsevier, vol. 82(C), pages 165-179.
- Beltratti, Andrea E & Benetton, Matteo & Gavazza, Alessandro, 2015. "The Role of Prepayment Penalties in Mortgage Loans," CEPR Discussion Papers 10504, C.E.P.R. Discussion Papers.
- Beltratti, Andrea & Benetton, Matteo & Gavazza, Alessandro, 2017. "The role of prepayment penalties in mortgage loans," LSE Research Online Documents on Economics 81841, London School of Economics and Political Science, LSE Library.
- O. Emre Ergungor & Stephanie Moulton, 2014. "Beyond the Transaction: Banks and Mortgage Default of Low‐Income Homebuyers," Journal of Money, Credit and Banking, Blackwell Publishing, vol. 46(8), pages 1721-1752, December.
- Egle Jakucionyte & Swapnil Singh, 2019. "Mortgage Foreclosure Risk After the Great Recession," Bank of Lithuania Working Paper Series 69, Bank of Lithuania.
- Morgan J. Rose, 2011. "Prepayment Penalties: Efficieny and Predation," UMBC Economics Department Working Papers 11-133, UMBC Department of Economics.
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More about this item
Keywords
foreclosure; prepayment penalties; mortgage brokers; financial regulation; anti-predatory lending laws.;All these keywords.
JEL classification:
- G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
- G28 - Financial Economics - - Financial Institutions and Services - - - Government Policy and Regulation
- G01 - Financial Economics - - General - - - Financial Crises
- D18 - Microeconomics - - Household Behavior - - - Consumer Protection
- L85 - Industrial Organization - - Industry Studies: Services - - - Real Estate Services
NEP fields
This paper has been announced in the following NEP Reports:- NEP-BAN-2010-08-28 (Banking)
- NEP-URE-2010-08-28 (Urban & Real Estate Economics)
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