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Credit Information, Guarantees and Non-Performing Loans

Author

Listed:
  • Hakimi, Abdelaziz
  • Hamdi, Helmi

Abstract

The aim of this paper is to study the effect of the credit quality information and the guarantees strength on the level of nonperforming loans in some MENA countries. To this end we apply a dynamic panel modelling and we use annual data which covers the period 2004-2011. The empirical results show that the information credit collected by the private or the public agencies affects negatively the level of nonperforming loans. The same result was found between the level of guarantees and the level of NPLs.

Suggested Citation

  • Hakimi, Abdelaziz & Hamdi, Helmi, 2013. "Credit Information, Guarantees and Non-Performing Loans," MPRA Paper 55750, University Library of Munich, Germany, revised 2014.
  • Handle: RePEc:pra:mprapa:55750
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    File URL: https://mpra.ub.uni-muenchen.de/55750/1/MPRA_paper_55750.pdf
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    References listed on IDEAS

    as
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    More about this item

    Keywords

    credit information quality; guarantees strength; nonperforming loans and MENA countries;

    JEL classification:

    • G2 - Financial Economics - - Financial Institutions and Services
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages

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