Does the Framing of Patient Cost-Sharing Incentives Matter? The Effects of Deductibles vs. No-Claim Refunds
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- Hayen, Arthur P. & Klein, Tobias J. & Salm, Martin, 2021. "Does the framing of patient cost-sharing incentives matter? the effects of deductibles vs. no-claim refunds," Journal of Health Economics, Elsevier, vol. 80(C).
- Hayen, A.P.; & Klein, T.J.; & Salm, M.;, 2019. "Does the framing of patient cost-sharing incentives matter? The effects of deductibles vs. no-claim refunds," Health, Econometrics and Data Group (HEDG) Working Papers 19/12, HEDG, c/o Department of Economics, University of York.
- Klein, Tobias & Salm, Martin & Hayen, Arthur, 2018. "Does the framing of patient cost-sharing incentives matter? The effects of deductibles vs. no-claim refunds," CEPR Discussion Papers 12908, C.E.P.R. Discussion Papers.
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Citations
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Cited by:
- Minke Remmerswaal & Jan Boone, 2020. "A Structural Microsimulation Model for Demand-Side Cost-Sharing in Healthcare," CPB Discussion Paper 415, CPB Netherlands Bureau for Economic Policy Analysis.
- Klein, Tobias & Salm, Martin & Upadhyay, Suraj, 2020. "The Response to Dynamic Incentives in Insurance Contracts with a Deductible: Evidence from a Differences-in-Regression-Disconti," CEPR Discussion Papers 14552, C.E.P.R. Discussion Papers.
- Markus Fels, 2020.
"Incentivizing efficient utilization without reducing access: The case against cost‐sharing in insurance,"
Health Economics, John Wiley & Sons, Ltd., vol. 29(7), pages 827-840, July.
- Fels, Markus Peter, 2017. "Incentivizing efficient utilization without reducing access: The case against cost-sharing in insurance," Working Paper Series in Economics 105, Karlsruhe Institute of Technology (KIT), Department of Economics and Management.
- Fels, Markus, 2018. "Incentivizing Efficient Utilization Without Reducing Access: The Case Against Cost-Sharing in Insurance," VfS Annual Conference 2018 (Freiburg, Breisgau): Digital Economy 181532, Verein für Socialpolitik / German Economic Association.
- Minke Remmerswaal & Jan Boone & Rudy Douven, 2019. "Selection and moral hazard effects in healthcare," CPB Discussion Paper 393, CPB Netherlands Bureau for Economic Policy Analysis.
- Stefanie Thönnes, 2019. "Ex-post moral hazard in the health insurance market: empirical evidence from German data," The European Journal of Health Economics, Springer;Deutsche Gesellschaft für Gesundheitsökonomie (DGGÖ), vol. 20(9), pages 1317-1333, December.
- Minke Remmerswaal & Jan Boone & Michiel Bijlsma & Rudy Douven, 2017. "Cost-Sharing Design Matters: A Comparison of the Rebate and Deductible in Healthcare," CPB Discussion Paper 367.rdf, CPB Netherlands Bureau for Economic Policy Analysis.
- M. Antonini & R. C. van Kleef & J. Henriquez & F. Paolucci, 2023. "Can risk rating increase the ability of voluntary deductibles to reduce moral hazard?," The Geneva Papers on Risk and Insurance - Issues and Practice, Palgrave Macmillan;The Geneva Association, vol. 48(1), pages 130-156, January.
- Minke Remmerswaal & Jan Boone & Rudy Douven, 2019. "Selection and moral hazard effects in healthcare," CPB Discussion Paper 393.rdf, CPB Netherlands Bureau for Economic Policy Analysis.
- Klein, T.J.; & Salm, M.; & Upadhyay, S.;, 2024. "Patient cost-sharing and redistribution in health insurance," Health, Econometrics and Data Group (HEDG) Working Papers 24/15, HEDG, c/o Department of Economics, University of York.
- Klein, Tobias J. & Salm, Martin & Upadhyay, Suraj, 2022.
"The response to dynamic incentives in insurance contracts with a deductible: Evidence from a differences-in-regression-discontinuities design,"
Journal of Public Economics, Elsevier, vol. 210(C).
- Klein, Tobias J. & Salm, Martin & Upadhyay, Suraj, 2020. "The Response to Dynamic Incentives in Insurance Contracts with a Deductible: Evidence from a Differences-in-Regression-Discontinuities Design," IZA Discussion Papers 13108, Institute of Labor Economics (IZA).
- Remmerswaal, Minke & Boone, Jan & Bijlsma, Michiel & Douven, Rudy, 2019. "Cost-sharing design matters: A comparison of the rebate and deductible in healthcare," Journal of Public Economics, Elsevier, vol. 170(C), pages 83-97.
- Avdic, Daniel & Decker, Simon & Karlsson, Martin & Salm, Martin, 2024. "No-claim refunds and healthcare use," Journal of Public Economics, Elsevier, vol. 230(C).
- Minke Remmerswaal & Jan Boone, 2020. "A Structural Microsimulation Model for Demand-Side Cost-Sharing in Healthcare," CPB Discussion Paper 415.rdf, CPB Netherlands Bureau for Economic Policy Analysis.
- Klein, Tobias J. & Salm, Martin & Upadhyay, Suraj, 2024. "Patient Cost-Sharing and Redistribution in Health Insurance," IZA Discussion Papers 16778, Institute of Labor Economics (IZA).
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More about this item
Keywords
framing; health insurance; patient cost-sharing; loss aversion;All these keywords.
JEL classification:
- I13 - Health, Education, and Welfare - - Health - - - Health Insurance, Public and Private
- D91 - Microeconomics - - Micro-Based Behavioral Economics - - - Role and Effects of Psychological, Emotional, Social, and Cognitive Factors on Decision Making
- H51 - Public Economics - - National Government Expenditures and Related Policies - - - Government Expenditures and Health
NEP fields
This paper has been announced in the following NEP Reports:- NEP-HEA-2018-06-18 (Health Economics)
- NEP-IAS-2018-06-18 (Insurance Economics)
- NEP-UPT-2018-06-18 (Utility Models and Prospect Theory)
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