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MDGs and Microcredit: An Empirical Evaluation for Latin American Countries

  • Ricardo Bebczuk

    ()

    (Centro de Estudios Distributivos, Laborales y Sociales (CEDLAS) - FCE - UNLP; Washington University in St. Louis)

  • Francisco Haimovich

    (Universidad de San Andrés)

This study uses for the first time household survey data from a number of Latin American countries to investigate the degree and effects of the access to credit on the income and education of poor households. With this goal in mind, multivariate regressions are run to estimate the impact of the credit to the poor on their labor income and on the probability of their children to stay at both primary and secondary school. Afterwards, based on these results, alternative credit policies are simulated. Much in line with the available microcredit evidence, the study provides mixed results: while no negative effects are identified, positive and significant loadings are found in several, but not all cases. The simulation exercises support the claim that microcredit might be a relatively powerful but still limited tool for meeting the MDGs.

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File URL: http://cedlas.econo.unlp.edu.ar/archivos_upload/doc_cedlas48.pdf
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Paper provided by CEDLAS, Universidad Nacional de La Plata in its series CEDLAS, Working Papers with number 0048.

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Length: 48 pages
Date of creation: Apr 2007
Date of revision:
Handle: RePEc:dls:wpaper:0048
Contact details of provider: Postal: Calle 48 No555 - La Plata (1900)
Phone: 21- 1466
Fax: 54-21-25-9536
Web page: http://cedlas.econo.unlp.edu.ar/

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  8. Matías Horenstein & Sergio Olivieri, 2004. "Polarización del Ingreso en la Argentina: Teoría y Aplicación de la Polarización Pura del Ingreso," CEDLAS, Working Papers 0015, CEDLAS, Universidad Nacional de La Plata.
  9. Martín Cicowiez & Leonardo Gasparini & Federico Gutierrez & Leopoldo Tornarolli, 2006. "Areas Rurales y Objetivos de Desarrollo del Milenio en America Latina y el Caribe," CEDLAS, Working Papers 0043, CEDLAS, Universidad Nacional de La Plata.
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  11. Panjaitan-Drioadisuryo, R.D.M. & Cloud, Kathleen, 1999. "Gender, self-employment and microcredit programs An Indonesian case study," The Quarterly Review of Economics and Finance, Elsevier, vol. 39(5), pages 769-779.
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  16. Maldonado, Jorge Higinio & Gonzalez-Vega, Claudio & Romero, Vivianne, 2003. "The Influence Of Microfinance On The Education Decisions Of Rural Households: Evidence From Bolivia," 2003 Annual meeting, July 27-30, Montreal, Canada 22067, American Agricultural Economics Association (New Name 2008: Agricultural and Applied Economics Association).
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  21. Georgina Pizzolitto, 2007. "Curvas de Engel de Alimentos, Preferencias Heterogéneas y Características Demográficas de los Hogares: Estimaciones para Argentina," CEDLAS, Working Papers 0045, CEDLAS, Universidad Nacional de La Plata.
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  24. Paula Giovagnoli & Georgina Pizzolitto & Julieta Trías, 2005. "Monitoring the Socio-Economic Conditions in Chile," CEDLAS, Working Papers 0019, CEDLAS, Universidad Nacional de La Plata.
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  30. repec:cup:cbooks:9780521797320 is not listed on IDEAS
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