IDEAS home Printed from https://ideas.repec.org/p/ags/midiwp/54746.html
   My bibliography  Save this paper

Small Scale Enterprise Credit Schemes: Administrative Costs and the Role of Inventory Norms

Author

Listed:
  • Liedholm, Carl

Abstract

In this paper, the actual administrative costs of existing small enterprise lending schemes are examined first, followed by an examination of the characteristics of low cost lending schemes. A final section develops, using primary data collected in various Michigan State University studies, small enterprise inventory norms or guidelines that could assist those making loans to small scale enterprises in developing countries.

Suggested Citation

  • Liedholm, Carl, 1985. "Small Scale Enterprise Credit Schemes: Administrative Costs and the Role of Inventory Norms," Food Security International Development Working Papers 54746, Michigan State University, Department of Agricultural, Food, and Resource Economics.
    • Handle: RePEc:ags:midiwp:54746
    DOI: 10.22004/ag.econ.54746
    as

    Download full text from publisher

    File URL: https://ageconsearch.umn.edu/record/54746/files/idwp25.pdf
    Download Restriction: no
    File URL: https://libkey.io/10.22004/ag.econ.54746?utm_source=ideas
    LibKey link: if access is restricted and if your library uses this service, LibKey will redirect you to where you can use your library subscription to access this item
    ---><---

    References listed on IDEAS

    as
    1. Anderson, Dennis, 1982. "Small industry in developing countries: A discussion of issues," World Development, Elsevier, vol. 10(11), pages 913-948, November.
    2. Saito, Katrine Anderson & Villanueva, Delano P, 1981. "Transaction Costs of Credit to the Small-Scale Sector in the Philippines," Economic Development and Cultural Change, University of Chicago Press, vol. 29(3), pages 631-640, April.
    3. Timberg, Thomas A & Aiyar, C V, 1984. "Informal Credit Markets in India," Economic Development and Cultural Change, University of Chicago Press, vol. 33(1), pages 43-59, October.
    Full references (including those not matched with items on IDEAS)

    Citations

    Citations are extracted by the CitEc Project, subscribe to its RSS feed for this item.
    as


    Cited by:

    1. Traub, Lulama Ndibongo & Jayne, Thomas S., 2004. "The Effects of Market Reform on Maize Marketing Margins in South Africa," Food Security International Development Working Papers 54570, Michigan State University, Department of Agricultural, Food, and Resource Economics.
    2. Meenakshi Rajeev & B.P. Vani & Veerashekharappa, 2017. "Self-help groups for India’s financial inclusion: Do effective costs of borrowing limit their operation?," ICDD Working Papers 19, University of Kassel, Fachbereich Gesellschaftswissenschaften (Social Sciences), Internatioanl Center for Development and Decent Work (ICDD).
    3. S. Safdar Hosseini & Mohammed Khaledi & Richard Gray, 2009. "An analysis of transaction costs of Islamic banks in rural Iran," Agribusiness, John Wiley & Sons, Ltd., vol. 25(3), pages 291-313.
    4. Mather, David & Donovan, Cynthia & Jayne, Thomas S. & Weber, Michael T. & Chapoto, Antony & Mazhangara, Edward & Mghenyi, Elliot W. & Bailey, Linda & Yoo, Kyeongwon & Yamano, Takashi, 2004. "A Cross-Country Analysis of Household Response to Adult Mortality in Rural Sub-Saharan Africa: Implications for HIV/AIDS Mitigation and Rural Development Policies," Food Security International Development Policy Syntheses 11322, Michigan State University, Department of Agricultural, Food, and Resource Economics.

    Most related items

    These are the items that most often cite the same works as this one and are cited by the same works as this one.
    1. Alvaro Aguirre, 2017. "Contracting Institutions and Economic Growth," Review of Economic Dynamics, Elsevier for the Society for Economic Dynamics, vol. 24, pages 192-217, March.
    2. repec:ilo:ilowps:408917 is not listed on IDEAS
    3. Klapper, Leora & Sarria-Allende, Virginia & Sulla, Victor, 2002. "Small and medium size enterprise financing in Eastern Europe," Policy Research Working Paper Series 2933, The World Bank.
    4. Balkenhol, Bernd. & Schütte, Haje, 2001. "Collateral, collateral law and collateral substitutes," ILO Working Papers 994089173402676, International Labour Organization.
    5. Daniel, Betty C. & Kim, Hong-Bum, 1996. "Financial dualism in a cash-in-advance economy," Journal of Macroeconomics, Elsevier, vol. 18(2), pages 213-234.
    6. Morris, Sebastian, 2007. "Role of Trade and Macroeconomic Policies in the Performance of Special Economic Zones (SEZs)," IIMA Working Papers WP2007-09-02, Indian Institute of Management Ahmedabad, Research and Publication Department.
    7. Majumdar, Satyajit, 2010. "'How do they plan for growth in auto component business?' - A study on small foundries of western India," Journal of Business Venturing, Elsevier, vol. 25(3), pages 274-289, May.
    8. Hamid Safaynikou & Mohammad Taher Ahmadi Shadmehri & Ahmad Sabahi & Mohammad Javad Razmi, 2017. "Modeling the Effective Factors on Bank Loans Default Rate Using Delphi, SEM and Tobit Techniques (Evidence from Iran)," Modern Applied Science, Canadian Center of Science and Education, vol. 11(4), pages 1-13, April.
    9. John Weeks, 2003. "Small manufacturing establishments in developing countries: An empirical analysis," International Review of Applied Economics, Taylor & Francis Journals, vol. 17(4), pages 339-359.
    10. Machiko Nissanke & Ernest Aryeetey, 2006. "Institutional Analysis of Financial Market Fragmentation in Sub-Saharan Africa: A Risk-Cost Configuration Approach," WIDER Working Paper Series RP2006-87, World Institute for Development Economic Research (UNU-WIDER).
    11. Mishra, Aswini Kumar & Bhardwaj, Vedant, 2022. "Financial access and household’s borrowing: Policy perspectives of an emerging economy," Journal of Policy Modeling, Elsevier, vol. 44(5), pages 981-999.
    12. -, 1987. "Horizontes de mediano plazo: las perspectivas de América Latina en la economía mundial," Desarrollo Productivo 4458, Naciones Unidas Comisión Económica para América Latina y el Caribe (CEPAL).
    13. Weijland, H., 1990. "Target groups for industrial policy : the case of rural Indonesia," Serie Research Memoranda 0089, VU University Amsterdam, Faculty of Economics, Business Administration and Econometrics.
    14. Broadberry, Stephen & Gupta, Bishnupriya, 2010. "The historical roots of India's service-led development: A sectoral analysis of Anglo-Indian productivity differences, 1870-2000," Explorations in Economic History, Elsevier, vol. 47(3), pages 264-278, July.
    15. Kailas Sarap, 1990. "Factors Affecting Small Farmers' Access to Institutional Credit in Rural Orissa, India," Development and Change, International Institute of Social Studies, vol. 21(2), pages 281-307, April.
    16. M. Shabri ABD. MAJID & HAMDANI & Muhammad NASIR & FAISAL, 2018. "SMEs' CREDIT DEMAND AND ECONOMIC GROWTH IN INDONESIA," Regional Science Inquiry, Hellenic Association of Regional Scientists, vol. 0(2), pages 121-133, July.
    17. Martin Petrick, 2005. "Empirical measurement of credit rationing in agriculture: a methodological survey," Agricultural Economics, International Association of Agricultural Economists, vol. 33(2), pages 191-203, September.
    18. A. Moschonas & V. Droucopoulos, 1993. "Small and Medium-Scale Industry In Greece: Oasis of Dynamism or Symptom of Malaise?," Review of Radical Political Economics, Union for Radical Political Economics, vol. 25(2), pages 108-131, June.
    19. Kangogo, Daniel & Lagat, Job & Ithinji, Gicuru, 2013. "The Influence of Social Capital Dimensions on Household Participation in Micro-Credit Groups and Loan Repayment Performance in Uasin Gishu County, Kenya," MPRA Paper 48624, University Library of Munich, Germany.
    20. repec:ilo:ilowps:292832 is not listed on IDEAS
    21. Remya Tressa Jacob & Rudra Sensarma & Gopakumaran Nair, 2022. "Is rural household debt sustainable in a financially included region? Evidence from three districts of Kerala, India," Oxford Development Studies, Taylor & Francis Journals, vol. 50(4), pages 389-405, October.
    22. Susan Thomas & Diya Uday, 2021. "Does the quality of land records affect credit access of households in India?," Working Papers 1, xKDR.

    More about this item

    Keywords

    Community/Rural/Urban Development;

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:ags:midiwp:54746. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    If CitEc recognized a bibliographic reference but did not link an item in RePEc to it, you can help with this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: AgEcon Search (email available below). General contact details of provider: https://edirc.repec.org/data/damsuus.html .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.