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Gender gap in digital financial inclusion across generations

Author

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  • Ekin Ayşe Özşuca

    (Çankaya University)

Abstract

This paper analyzes and measures the contributing factors that explain variation in access to digital finance between men and women across different age groups for developing countries. The findings indicate that the gap is the largest for the working age population. The largest part of the gap is attributable to employment, while secondary education and income level are also found as significant contributors to the disparity. Notably, tertiary education acts towards closing the gap for young adults.

Suggested Citation

  • Ekin Ayşe Özşuca, 2025. "Gender gap in digital financial inclusion across generations," Empirica, Springer;Austrian Institute for Economic Research;Austrian Economic Association, vol. 52(2), pages 197-210, May.
    • Handle: RePEc:kap:empiri:v:52:y:2025:i:2:d:10.1007_s10663-024-09641-z
    DOI: 10.1007/s10663-024-09641-z
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    More about this item

    Keywords

    Digital financial inclusion; Gender; Gender gap across generations; Developing countries;
    All these keywords.

    JEL classification:

    • G20 - Financial Economics - - Financial Institutions and Services - - - General
    • G51 - Financial Economics - - Household Finance - - - Household Savings, Borrowing, Debt, and Wealth
    • J16 - Labor and Demographic Economics - - Demographic Economics - - - Economics of Gender; Non-labor Discrimination
    • O16 - Economic Development, Innovation, Technological Change, and Growth - - Economic Development - - - Financial Markets; Saving and Capital Investment; Corporate Finance and Governance

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