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The Effect of Gender-Based Returns to Borrowing on Intra-Household Resource Allocation in Rural Bangladesh

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  • Alam, Saad

Abstract

Income from rural microcredit borrowing can empower women and consequently lead to investments in children’s education and health. This article examines the effect of male and female self-employment returns to borrowing in rural Bangladesh on intra-household resource allocation and decision making abilities and how these effects differ with different borrowing sources. Household expenditure patterns measure intra-household allocation. The results show that female borrowers are better able to allocate their income toward goods more valuable to them and make major household decisions when their income increases. This serves as evidence of increased empowerment or bargaining power of rural women in Bangladesh.

Suggested Citation

  • Alam, Saad, 2012. "The Effect of Gender-Based Returns to Borrowing on Intra-Household Resource Allocation in Rural Bangladesh," World Development, Elsevier, vol. 40(6), pages 1164-1180.
  • Handle: RePEc:eee:wdevel:v:40:y:2012:i:6:p:1164-1180
    DOI: 10.1016/j.worlddev.2011.12.009
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    Cited by:

    1. Lucia MANGIAVACCHI & Federico PERALI & Luca Piccoli, 2018. "Intrahousehold Distribution in Migrant-Sending Families," JODE - Journal of Demographic Economics, Cambridge University Press, vol. 84(1), pages 107-148, March.
    2. Rae Lesser Blumberg & Kara Dewhurst & Soham G. Sen, 2013. "Gender-inclusive Nutrition Activities in South Asia : Volume 2. Lessons from Global Experiences," World Bank Other Operational Studies 15980, The World Bank.
    3. Rajalaxmi Kamath & Abhi Dattasharma, 2017. "Women and Household Cash Management: Evidence from Financial Diaries in India," The European Journal of Development Research, Palgrave Macmillan;European Association of Development Research and Training Institutes (EADI), vol. 29(1), pages 73-92, January.
    4. Sefa K. Awaworyi, 2014. "The Impact of Microfinance Interventions: A Meta-analysis," Monash Economics Working Papers 03-14, Monash University, Department of Economics.
    5. Maria Porter, 2016. "Effects of microcredit and other loans on female empowerment in Bangladesh: the borrower's gender influences intra-household resource allocation," Agricultural Economics, International Association of Agricultural Economists, vol. 47(2), pages 235-245, March.
    6. Awaworyi Churchill, Sefa & Korankye Danso, Jeffrey & Appau, Samuelson, 2015. "Microcredit and Poverty Reduction in Bangladesh: Beyond Publication Bias, Does Genuine Effect Exist?," EconStor Preprints 123722, ZBW - German National Library of Economics.

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