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Do Opposites Detract? Intrahousehold Preference Heterogeneity and Inefficient Strategic Savings

Citations

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Cited by:

  1. Gill-Wiehl, Annelise & Hubbard, Alan & Katikiro, Robert & Kammen, Daniel M. & Ray, Isha, 2025. "Experimental and ethnographic evidence on household-based lockboxes and savings nudges from rural Tanzania," World Development Perspectives, Elsevier, vol. 39(C).
  2. Alem, Yonas & Hassen, Sied & Köhlin, Gunnar, 2018. "Decision-making within the Household: The Role of Autonomy and Differences in Preferences," Working Papers in Economics 724, University of Gothenburg, Department of Economics.
  3. Mark Dean & Anja Sautmann, 2021. "Credit Constraints and the Measurement of Time Preferences," The Review of Economics and Statistics, MIT Press, vol. 103(1), pages 119-135, March.
  4. Burlando, Alfredo & Kuhn, Michael A. & Prina, Silvia, 2025. "Too fast, too furious? Digital credit delivery speed and repayment rates," Journal of Development Economics, Elsevier, vol. 174(C).
  5. Doepke, M. & Tertilt, M., 2016. "Families in Macroeconomics," Handbook of Macroeconomics, in: J. B. Taylor & Harald Uhlig (ed.), Handbook of Macroeconomics, edition 1, volume 2, chapter 0, pages 1789-1891, Elsevier.
  6. Bhaskar, V. & Li, Wenchao & Yi, Junjian, 2025. "Strategic parental investments in a competitive marriage market," European Economic Review, Elsevier, vol. 173(C).
  7. Heitzig, Chris & O’Keeffe-O’Donovan, Rossa, 2024. "Spillover Effects and Diffusion of Savings Groups," World Development, Elsevier, vol. 173(C).
  8. Arthur Lewbel & Krishna Pendakur, 2024. "Estimating a model of inefficient cooperation and consumption in collective households," Review of Economics of the Household, Springer, vol. 22(3), pages 865-907, September.
  9. Fafchamps, Marcel & Said, Farah & d Adda, Giovanna, 2016. "Gender and Agency within the Household: Experimental Evidence from Pakistan," CEPR Discussion Papers 11464, C.E.P.R. Discussion Papers.
  10. Jack, B. Kelsey & Jayachandran, Seema & Malagutti, Flavio & Rao, Sarojini, 2024. "Environmental externalities and free-riding in the household," Journal of Development Economics, Elsevier, vol. 170(C).
  11. Glätzle-Rützler, Daniela & Lergetporer, Philipp & Sutter, Matthias, 2021. "Collective intertemporal decisions and heterogeneity in groups," Games and Economic Behavior, Elsevier, vol. 130(C), pages 131-147.
  12. Thorsten Beck & Haki Pamuk & Burak R. Uras, 2017. "Entrepreneurial Saving Practices and Reinvestment: Theory and Evidence," Review of Development Economics, Wiley Blackwell, vol. 21(4), pages 1205-1228, November.
  13. Abi Adams & Laurens Cherchye & Bram De Rock & Ewout Verriest, 2014. "Consume Now or Later? Time Inconsistency, Collective Choice, and Revealed Preference," American Economic Review, American Economic Association, vol. 104(12), pages 4147-4183, December.
  14. Matthew Lowe & Madeline McKelway, 2021. "Coupling Labor Supply Decisions: An Experiment in India," CESifo Working Paper Series 9446, CESifo.
  15. Borissov, Kirill & Pakhnin, Mikhail & Puppe, Clemens, 2017. "On discounting and voting in a simple growth model," European Economic Review, Elsevier, vol. 94(C), pages 185-204.
  16. Marina Agranov & Jeongbin Kim & Leeat Yariv, 2023. "Coordination with Differential Time Preferences: Experimental Evidence," CESifo Working Paper Series 10454, CESifo.
  17. Masino, Serena & Niño-Zarazúa, Miguel, 2014. "Social service delivery and access to financial innovation. The impact of Oportunidades’ electronic payment system in Mexico," MPRA Paper 53430, University Library of Munich, Germany.
  18. Gurven, Michael & Hopfensitz, Astrid & Kaplan, Hillard & Stieglitz, Jonathan, 2016. "Why household inefficiency? An experimental approach to assess spousal resource distribution preferences in a subsistence population undergoing socioeconomic change," TSE Working Papers 16-670, Toulouse School of Economics (TSE).
  19. Nava Ashraf & Natalie Bau & Corinne Low & Kathleen McGinn, 2018. "Negotiating a Better Future: How Interpersonal Skills Facilitate Inter-Generational Investment," Working Papers 2018-023, Human Capital and Economic Opportunity Working Group.
  20. Rong, Rong & Gnagey, Matthew & Grijalva, Therese, 2018. "“The less you Discount, the more it shows you really care”: Interpersonal discounting in households," Journal of Economic Behavior & Organization, Elsevier, vol. 154(C), pages 1-23.
  21. Steinert, Janina Isabel & Vasumati Satish, Rucha & Stips, Felix & Vollmer, Sebastian, 2022. "Commitment or concealment? Impacts and use of a portable saving device: Evidence from a field experiment in urban India," Journal of Economic Behavior & Organization, Elsevier, vol. 193(C), pages 367-398.
  22. Simone Schaner, 2018. "The Persistent Power of Behavioral Change: Long-Run Impacts of Temporary Savings Subsidies for the Poor," American Economic Journal: Applied Economics, American Economic Association, vol. 10(3), pages 67-100, July.
  23. Galdo, Jose C., 2021. "Using Bank Savings Product Design for Empowering Women and Agricultural Development," IZA Discussion Papers 14523, IZA Network @ LISER.
  24. Yang, Xiaojun & Carlsson, Fredrik, 2012. "Intra-household decisions making on intertemporal choices: An experimental study in rural China," Working Papers in Economics 537, University of Gothenburg, Department of Economics.
  25. Michele Tertilt & Matthias Doepke, 2015. "Asymmetric Information in Couples," 2015 Meeting Papers 606, Society for Economic Dynamics.
  26. Cavallo, Eduardo A. & Serebrisky, Tomás & Frisancho, Verónica & Karver, Jonathan & Powell, Andrew & Margot, Diego & Suárez-Alemán, Ancor & Fernández-Arias, Eduardo & Marzani, Matías & Berstein, Solang, 2016. "Saving for Development: How Latin America and the Caribbean Can Save More and Better," IDB Publications (Books), Inter-American Development Bank, number 7677, March.
  27. Pascaline Dupas & Anthony Keats & Jonathan Robinson, 2019. "The Effect of Savings Accounts on Interpersonal Financial Relationships: Evidence from a Field Experiment in Rural Kenya," The Economic Journal, Royal Economic Society, vol. 129(617), pages 273-310.
  28. Charlotte Ringdal & Ingrid Hoem Sjursen, 2021. "Household Bargaining and Spending on Children: Experimental Evidence from Tanzania," Economica, London School of Economics and Political Science, vol. 88(350), pages 430-455, April.
  29. Andrew Hertzberg, 2024. "Time‐Consistent Individuals, Time‐Inconsistent Households," Journal of Finance, American Finance Association, vol. 79(6), pages 3821-3857, December.
  30. Farah Said, 2016. "Access to Finance and Agency: An Overview of the Constraints to Female-Run Enterprises," Lahore Journal of Economics, Department of Economics, The Lahore School of Economics, vol. 21(Special E), pages 331-349, September.
  31. Tara Bedi & Anu Jose & Michael King, 2023. "Mental Accounting, Spousal Control and Intra-Household Communication: Evidence from an Experiment in India," Trinity Economics Papers TEP1323, Trinity College Dublin, Department of Economics.
  32. Alem, Yonas & Schürz, Simon, 2025. "Parental Decision-Making and Educational Investments: The Intergenerational Cost of Noncooperation," EfD Discussion Paper 25-8, Environment for Development, University of Gothenburg.
  33. Karlan, Dean & Zinman, Jonathan, 2018. "Price and control elasticities of demand for savings," Journal of Development Economics, Elsevier, vol. 130(C), pages 145-159.
  34. Arthur Lewbel & Krishna Pendakur, 2022. "Inefficient Collective Households: Cooperation and Consumption," The Economic Journal, Royal Economic Society, vol. 132(645), pages 1882-1893.
  35. Tanguy Bernard & Jessica Hoel & Melissa Hidrobo & Maha Ashour, 2017. "Productive inefficiency in dairy farming and cooperation between spouses, evidence from Senegal," Working Papers hal-02146159, HAL.
  36. Dunsch, Felipe Alexander, 2022. "Economic Empowerment of Women-led Firms in Developing Countries," SocArXiv gtsn2_v1, Center for Open Science.
  37. Chavas, Jean-Paul & Klein, Matthew J., 2020. "Estimating Intra-household Bargaining Power When Outside Options Are Endogenous," Staff Paper Series 595, University of Wisconsin, Agricultural and Applied Economics.
  38. Ubfal, Diego, 2016. "How general are time preferences? Eliciting good-specific discount rates," Journal of Development Economics, Elsevier, vol. 118(C), pages 150-170.
  39. Pierre Bachas & Paul Gertler & Sean Higgins & Enrique Seira, 2021. "How Debit Cards Enable the Poor to Save More," Journal of Finance, American Finance Association, vol. 76(4), pages 1913-1957, August.
  40. Emma Riley, 2024. "Resisting Social Pressure in the Household Using Mobile Money: Experimental Evidence on Microenterprise Investment in Uganda," American Economic Review, American Economic Association, vol. 114(5), pages 1415-1447, May.
  41. Sinja Buri & Robert Cull & Xavier Giné, 2023. "Alternative delivery channels and impacts: agent banking," Chapters, in: Valentina Hartarska & Robert J. Cull (ed.), Handbook of Microfinance, Financial Inclusion and Development, chapter 9, pages 150-163, Edward Elgar Publishing.
  42. Yang, Xiaojun & Carlsson, Fredrik, 2021. "Are People More Patient with Their Spouse's Money? An Experimental Study," Journal of Behavioral and Experimental Economics (formerly The Journal of Socio-Economics), Elsevier, vol. 94(C).
  43. Deschênes, Sarah & Dumas, Christelle & Lambert, Sylvie, 2020. "Household resources and individual strategies," World Development, Elsevier, vol. 135(C).
  44. Dean Karlan & Sendhil Mullainathan & Benjamin N. Roth, 2019. "Debt Traps? Market Vendors and Moneylender Debt in India and the Philippines," American Economic Review: Insights, American Economic Association, vol. 1(1), pages 27-42, June.
  45. Mayra Buvinic & Megan O’Donnell, 2017. "Gender Matters in Economic Empowerment Interventions: A Research Review," Working Papers id:11926, eSocialSciences.
  46. Kirsten I.M. Rohde & Job van Exel & Merel A.J. van Hulsen, 2021. "Weighting the Waiting: Intertemporal Social Preferences," Tinbergen Institute Discussion Papers 22-023/I, Tinbergen Institute, revised 01 Mar 2024.
  47. Yariv, Leeat & Jackson, Matthew O., 2018. "The Non-Existence of Representative Agents," CEPR Discussion Papers 13397, C.E.P.R. Discussion Papers.
  48. Cassidy, Rachel & Groot Bruinderink, Marije & Janssens, Wendy & Morsink, Karlijn, 2021. "The power to protect: Household bargaining and female condom use," Journal of Development Economics, Elsevier, vol. 153(C).
  49. Eliana Carranza & Aletheia Donald & Florian Grosset‐Touba & Supreet Kaur, 2025. "The Social Tax: Redistributive Pressure and Labor Supply," Econometrica, Econometric Society, vol. 93(6), pages 2273-2308, November.
  50. Fafchamps, Marcel & McKenzie, David & Quinn, Simon & Woodruff, Christopher, 2014. "Microenterprise growth and the flypaper effect: Evidence from a randomized experiment in Ghana," Journal of Development Economics, Elsevier, vol. 106(C), pages 211-226.
  51. Michael A. Kuhn, 2021. "Electronic Benefit Transfer and Food Expenditure Cycles," Journal of Policy Analysis and Management, John Wiley & Sons, Ltd., vol. 40(3), pages 744-773, June.
  52. Matthew O. Jackson & Leeat Yariv, 2014. "Present Bias and Collective Dynamic Choice in the Lab," American Economic Review, American Economic Association, vol. 104(12), pages 4184-4204, December.
  53. Herrera-Almanza, Catalina & McCarthy, Aine Seitz, 2025. "Strategic Responses to Disparities in Spousal Desired Fertility: Experimental Evidence from Rural Tanzania," IZA Discussion Papers 18115, IZA Network @ LISER.
  54. Ambler, Kate, 2013. "Don’t tell on me: Experimental evidence of asymmetric information in transnational households," IFPRI discussion papers 1312, International Food Policy Research Institute (IFPRI).
  55. Dean Karlan & Aishwarya Lakshmi Ratan & Jonathan Zinman, 2014. "Savings by and for the Poor: A Research Review and Agenda," Review of Income and Wealth, International Association for Research in Income and Wealth, vol. 60(1), pages 36-78, March.
  56. Alistair Munro, 2018. "Intra†Household Experiments: A Survey," Journal of Economic Surveys, Wiley Blackwell, vol. 32(1), pages 134-175, February.
  57. Suzanne Bellue & Matthias Doepke & Michele Tertilt, 2026. "Private Information in the Family," CRC TR 224 Discussion Paper Series crctr224_2025_738, University of Bonn and University of Mannheim, Germany.
  58. Ashraf, Nava & Low, Corinne & McGinn, Kathleen, 2018. "Negotiating a Better Future: How Interpersonal Skills Facilitate Inter-Generational Investment," CEPR Discussion Papers 12939, C.E.P.R. Discussion Papers.
  59. Hoel, Jessica B., 2015. "Heterogeneous households: A within-subject test of asymmetric information between spouses in Kenya," Journal of Economic Behavior & Organization, Elsevier, vol. 118(C), pages 123-135.
  60. Jonathan Zinman, 2014. "Consumer Credit: Too Much or Too Little (or Just Right)?," The Journal of Legal Studies, University of Chicago Press, vol. 43(S2), pages 209-237.
  61. Mitchell, Olivia S. & Mukherjee, Anita, 2017. "Assessing the demand for micropensions among India’s poor," The Journal of the Economics of Ageing, Elsevier, vol. 9(C), pages 30-40.
  62. Laurent Denant-Boemont & Enrico Diecidue & Olivier l’Haridon, 2017. "Patience and time consistency in collective decisions," Experimental Economics, Springer;Economic Science Association, vol. 20(1), pages 181-208, March.
  63. Thorsten Beck & Haki Pamuk & Burak R. Uras, 2014. "Entrepreneurial Saving Practices and Reinvestment: Theory and Evidence from Tanzanian MSEs," CSAE Working Paper Series 2014-15, Centre for the Study of African Economies, University of Oxford.
  64. Joshua Blumenstock & Michael Callen & Tarek Ghani, 2018. "Why Do Defaults Affect Behavior? Experimental Evidence from Afghanistan," American Economic Review, American Economic Association, vol. 108(10), pages 2868-2901, October.
  65. Claude d’Aspremont & Rodolphe Dos Santos Ferreira, 2014. "Household behavior and individual autonomy: an extended Lindahl mechanism," Economic Theory, Springer;Society for the Advancement of Economic Theory (SAET), vol. 55(3), pages 643-664, April.
  66. Carlotta Nani, 2024. "Perceived abilities and gender stereotypes within the household: experimental evidence from Bangladesh," IHEID Working Papers 19-2024, Economics Section, The Graduate Institute of International Studies.
  67. Hoel, Jessica B. & Hidrobo, Melissa & Bernard, Tanguy & Ashour, Maha, 2021. "What do intra-household experiments measure? Evidence from the lab and field," Journal of Economic Behavior & Organization, Elsevier, vol. 188(C), pages 337-350.
  68. Fafchamps, Marcel & Islam, Asad & Pakrashi, Debayan & Tommasi, Denni, 2026. "Diffusion in social networks: Experimental evidence on information sharing vs persuasion," Journal of Development Economics, Elsevier, vol. 179(C).
  69. Alem, Yonas & Hassen, Sied & Köhlin, Gunnar, 2023. "Decision-making within the household: The role of division of labor and differences in preferences," Journal of Economic Behavior & Organization, Elsevier, vol. 207(C), pages 511-528.
  70. Gazeaud, Jules & Khan, Nausheen & Mvukiyehe, Eric & Sterck, Olivier, 2023. "With or without him? Experimental evidence on cash grants and gender-sensitive trainings in Tunisia," Journal of Development Economics, Elsevier, vol. 165(C).
  71. Mayra Buvinic & Megan O’Donnell, 2017. "Gender Matters in Economic Empowerment Interventions: A Research Review - Working Paper 456," Working Papers 456, Center for Global Development.
  72. Steinert, Janina I. & Zenker, Juliane & Filipiak, Ute & Movsisyan, Ani & Cluver, Lucie D. & Shenderovich, Yulia, 2018. "Do saving promotion interventions increase household savings, consumption, and investments in Sub-Saharan Africa? A systematic review and meta-analysis," World Development, Elsevier, vol. 104(C), pages 238-256.
  73. Marina Agranov & Jeongbin Kim & Leeat Yariv, 2023. "Coordination with Differential Time Preferences: Experimental Evidence," Working Papers 2023-10, Princeton University. Economics Department..
  74. Eduardo A. Cavallo & Tomás Serebrisky & Verónica Frisancho & Jonathan Karver & Andrew Powell & Diego Margot & Ancor Suárez-Alemán & Eduardo Fernández-Arias & Matías Marzani & Solange Berstein & Marian, 2016. "Saving for Development: How Latin America and the Caribbean Can Save More and Better," IDB Publications (Books), Inter-American Development Bank, number 94597 edited by Eduardo A. Cavallo & Tomás Serebrisky, February.
  75. Carvalho, Leandro S. & Prina, Silvia & Sydnor, Justin, 2016. "The effect of saving on risk attitudes and intertemporal choices," Journal of Development Economics, Elsevier, vol. 120(C), pages 41-52.
  76. Callen, Michael & Blumenstock, Joshua & Ghani, Tarek, 2016. "Mobile-izing Savings with Automatic Contributions: Experimental Evidence on Present Bias and Default Effects in Afghanistan," CEPR Discussion Papers 11400, C.E.P.R. Discussion Papers.
  77. Pablo Brañas-Garza & Diego Jorrat & Antonio M. Espín & Angel Sánchez, 2023. "Paid and hypothetical time preferences are the same: lab, field and online evidence," Experimental Economics, Springer;Economic Science Association, vol. 26(2), pages 412-434, April.
  78. Carlsson, Fredrik & Yang, Xiaojun, 2013. "Intertemporal Choice Shifts in Households: Do they occur and are they good?," Working Papers in Economics 569, University of Gothenburg, Department of Economics.
  79. Mark Dean & Anja Sautmann, 2014. "Credit Constraints and the Measurement of Time Preferences," Working Papers 2014-1, Brown University, Department of Economics.
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