Foreclosures in Ohio: does lender type matter?
Whether mortgages are originated mostly by depository institutions regulated by the Federal agencies or by less-regulated lenders does not seem to affect the foreclosure filing rate in Ohio’s counties. What seems to matter is whether the lenders have a physical presence in the market, in which case, foreclosure rates are lower.
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- Dennis R. Capozza & Dick Kazarian & Thomas A. Thomson, 1997. "Mortgage Default in Local Markets," Real Estate Economics, American Real Estate and Urban Economics Association, vol. 25(4), pages 631-655.
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