Interlinked Agrarian Credit Markets in a Developing Economy: A Case Study of Indian Punjab
This paper attempts to analyse the various aspects of informal rural credit market of which interlinked contracts occupy the central place. In particular, the nature and extent of interlinked credit contracts, collateral requirement, purpose of loan, rates of interest charged in such transactions, etc. are dealt with. The gap between demand for credit and supply of formal/institutional credit has also been worked out, in an attempt to explain the purveyance of informal lenders, their ruthless and exploitative practices notwithstanding. [DSA, Annual conference 2003: Globalisation and Development]
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