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Las remesas en Colombia: costos de transacción y lavado de dinero

Listed author(s):
  • Ximena Cadena Ordóñez


  • Mauricio Cárdenas Santa María


Resumen: Las remesas que entran a Colombia han aumentado sustancialmente en los últimos años como reflejo del incremento en el flujo migratorio que vivió el país a finales de la década de los noventa. En 2003 se convirtieron en la segunda fuente de divisas del país. Además de mejorar el bienestar de los hogares receptores, pueden ser utilizadas para lavar dinero proveniente de actividades ilegales. Por ello, Colombia ha desarrollado una regulación intensiva en prevenir el lavado de activos, cuyo costo ha sido asumido por los operadores en el mercado a través de la reducción en la rentabilidad y los márgenes. El control al lavado de activos debe fortalecerse entre los Cambistas Profesionales, que son numerosos y poco vigilados. Abstract: In line with migration flows, workers remittances have increased substantially in recent years in Colombia. Although remittances have improved living standards of recipient households, the possibility of use as a vehicle for money laundering is a major risk. Colombia heavily regulates these transfers, which do not seem to be more costly than in other Latin American countries due to competition between intermediaries. Controls on money laundering should focus on 'cambistas profesionales', which are numerous and weakly regulated and supervised. Keywords: International Migration, Financial Regulation, Financial Institutions and Services, Market Structure and Prices.

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Paper provided by FEDESARROLLO in its series WORKING PAPERS SERIES. DOCUMENTOS DE TRABAJO with number 003127.

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Length: 33
Date of creation: 30 Oct 2004
Handle: RePEc:col:000123:003127
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  1. Alejandro Gaviria, 2004. "Visa Usa: Fortunas Y Extravíos De Los Emigrantes Colombianos En Los Estados Unidos," DOCUMENTOS CEDE 003766, UNIVERSIDAD DE LOS ANDES-CEDE.
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