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Factors Explaining Farmers' Insurance Purchase in the Dutch Dairy Sector

Author

Listed:
  • Ogurtsov, Victor A.
  • Van Asseldonk, Marcel A.P.M.
  • Huirne, Ruud B.M.

Abstract

This paper analyzed the impact of farm and farmer characteristics on the acceptability to dairy farmers in the Netherlands of an all-risk insurance package and underlying specific categories of insurance coverage. The major farm characteristics considered were structural, operational and financial variables, while farmer age was the major farmer-specific characteristic analyzed. The specific insurance categories reviewed were damage, legal, disability, liability and health insurance. The results suggest that there are common and insurance-specific factors that can improve the design of insurance policies for dairy farmers.

Suggested Citation

  • Ogurtsov, Victor A. & Van Asseldonk, Marcel A.P.M. & Huirne, Ruud B.M., 2006. "Factors Explaining Farmers' Insurance Purchase in the Dutch Dairy Sector," 99th Seminar, February 8-10, 2006, Bonn, Germany 7774, European Association of Agricultural Economists.
  • Handle: RePEc:ags:eaae99:7774
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    References listed on IDEAS

    as
    1. Nimon, R. Wesley & Mishra, Ashok K., 2001. "Revenue Insurance and Chemical Input Use Rates," 2001 Annual meeting, August 5-8, Chicago, IL 20669, American Agricultural Economics Association (New Name 2008: Agricultural and Applied Economics Association).
    2. Barry K. Goodwin & Monte L. Vandeveer & John L. Deal, 2004. "An Empirical Analysis of Acreage Effects of Participation in the Federal Crop Insurance Program," American Journal of Agricultural Economics, Agricultural and Applied Economics Association, vol. 86(4), pages 1058-1077.
    3. Ganderton, Philip T. & Brookshire, David S. & McKee, Michael & Stewart, Steve & Thurston, Hale, 2000. "Buying Insurance for Disaster-Type Risks: Experimental Evidence," Journal of Risk and Uncertainty, Springer, vol. 20(3), pages 271-289, May.
    4. Bruce J. Sherrick & Peter J. Barry & Paul N. Ellinger & Gary D. Schnitkey, 2004. "Factors Influencing Farmers' Crop Insurance Decisions," American Journal of Agricultural Economics, Agricultural and Applied Economics Association, vol. 86(1), pages 103-114.
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