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Auswirkungen von Basel III auf die Finanzierung kleiner und mittlerer Unternehmen in Österreich

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  • Franz R. Hahn
  • Werner Hölzl

Abstract

Diese Analyse der Auswirkungen von Basel III auf die Finanzierung von kleinen und mittleren Unternehmen in Österreich konzentriert sich auf Effekte der erhöhten Eigenkapitalerfordernisse auf die Intermediationsfunktion der Banken. In einem ersten Schritt wird die Entwicklung des Kreditvolumens einzelner Banken mit ihrem Eigenkapital in Verbindung gesetzt. In einem zweiten Schritt werden die Bankdaten mit Unternehmensdaten verknüpft, um die Wirkungen von höheren Eigenkapitalerfordernissen auf die Kreditvergabe an kleine und mittlere Unternehmen analysieren zu können. Auf Basis der empirischen Ergebnisse werden mögliche wirtschaftspolitische Maßnahmen für kleine und mittlere Unternehmen aufgezeigt und bewertet.

Suggested Citation

  • Franz R. Hahn & Werner Hölzl, 2011. "Auswirkungen von Basel III auf die Finanzierung kleiner und mittlerer Unternehmen in Österreich," WIFO Studies, WIFO, number 43813, February.
    • Handle: RePEc:wfo:wstudy:43813
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    References listed on IDEAS

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