Birth, growth, and life or death of newly chartered banks
Thousands of new commercial banks have been chartered in the U.S. over the past two decades. This article documents how the financial characteristics of new banks evolve over time, develops a simple theory of why and when new banks fail, and tests the theory using a variety of methods.
Volume (Year): (1999)
Issue (Month): Q III ()
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References listed on IDEAS
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- David C. Wheelock & Paul W. Wilson, 1993.
"Explaining bank failures: deposit insurance, regulation, and efficiency,"
1993-002, Federal Reserve Bank of St. Louis.
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New York University, Leonard N. Stern School Finance Department Working Paper Seires
98-025, New York University, Leonard N. Stern School of Business-.
- DeYoung, Robert & Goldberg, Lawrence G. & White, Lawrence J., 1999. "Youth, adolescence, and maturity of banks: Credit availability to small business in an era of banking consolidation," Journal of Banking & Finance, Elsevier, vol. 23(2-4), pages 463-492, February.
- Patricia Brislin & Anthony M. Santomero, 1991. "De novo banking in the third district," Business Review, Federal Reserve Bank of Philadelphia, issue Jan, pages 3-12.
- William C. Hunter & Aruna Srinivasan, 1990. "Determinants of de novo bank performance," Economic Review, Federal Reserve Bank of Atlanta, issue Mar, pages 14-25.
- Brewer, Elijah III, 1989. "Relationship between bank holding company risk and nonbank activity," Journal of Economics and Business, Elsevier, vol. 41(4), pages 337-353, November.
- Allen N. Berger & Seth D. Bonime & Lawrence G. Goldberg & Lawrence J. White, 1999. "The dynamics of market entry: the effects of mergers and acquisitions on de novo entry in banking," Proceedings 612, Federal Reserve Bank of Chicago.
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