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Can Microcredit Services Alleviate Hardship in African Small-scale Mining Communities?

  • Hilson, Gavin
  • Ackah-Baidoo, Abigail
Registered author(s):

    Summary This paper critically examines the challenges with implementing microcredit services for small-scale mine operators--individuals engaged in labor-intensive mineral extraction and/or processing using low-tech methods--in sub-Saharan Africa. The region's policymakers have shied away from launching microcredit programs for small-scale mining, frustrated by the disappointing results of the past and unsure about how to proceed with implementation. Recent efforts to provide microcredit services for operators in Talensi-Nabdam District, Northern Ghana, however, illustrate how with a renewed level of commitment and the development of blueprints which adequately address the appropriate criteria, fairly robust schemes can be launched.

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    File URL: http://www.sciencedirect.com/science/article/pii/S0305750X10002238
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    Article provided by Elsevier in its journal World Development.

    Volume (Year): 39 (2011)
    Issue (Month): 7 (July)
    Pages: 1191-1203

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    Handle: RePEc:eee:wdevel:v:39:y:2011:i:7:p:1191-1203
    Contact details of provider: Web page: http://www.elsevier.com/locate/worlddev

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