Can Microcredit Services Alleviate Hardship in African Small-scale Mining Communities?
Summary This paper critically examines the challenges with implementing microcredit services for small-scale mine operators--individuals engaged in labor-intensive mineral extraction and/or processing using low-tech methods--in sub-Saharan Africa. The region's policymakers have shied away from launching microcredit programs for small-scale mining, frustrated by the disappointing results of the past and unsure about how to proceed with implementation. Recent efforts to provide microcredit services for operators in Talensi-Nabdam District, Northern Ghana, however, illustrate how with a renewed level of commitment and the development of blueprints which adequately address the appropriate criteria, fairly robust schemes can be launched.
If you experience problems downloading a file, check if you have the proper application to view it first. In case of further problems read the IDEAS help page. Note that these files are not on the IDEAS site. Please be patient as the files may be large.
As the access to this document is restricted, you may want to look for a different version under "Related research" (further below) or search for a different version of it.
References listed on IDEAS
Please report citation or reference errors to , or , if you are the registered author of the cited work, log in to your RePEc Author Service profile, click on "citations" and make appropriate adjustments.:
- Jain, Pankaj S., 1996. "Managing credit for the rural poor: Lessons from the Grameen Bank," World Development, Elsevier, vol. 24(1), pages 79-89, January.
- Banchirigah, Sadia Mohammed, 2008. "Challenges with eradicating illegal mining in Ghana: A perspective from the grassroots," Resources Policy, Elsevier, vol. 33(1), pages 29-38, March.
- Imran Matin & David Hulme & Stuart Rutherford, 2002. "Finance for the poor: from microcredit to microfinancial services," Journal of International Development, John Wiley & Sons, Ltd., vol. 14(2), pages 273-294.
- Spiegel, Samuel J., 2009. "Resource policies and small-scale gold mining in Zimbabwe," Resources Policy, Elsevier, vol. 34(1-2), pages 39-44.
- Amin, S. & Rai, A.S. & Topa, G., 1999.
"Does Microcredit Reach the Poor and Vulnerable? Evidence from Northern Bangldesh,"
99-06, C.V. Starr Center for Applied Economics, New York University.
- Amin, Sajeda & Rai, Ashok S. & Topa, Giorgio, 2003. "Does microcredit reach the poor and vulnerable? Evidence from northern Bangladesh," Journal of Development Economics, Elsevier, vol. 70(1), pages 59-82, February.
- Amin, S. & Rai, A.S. & Topa, G., 2000. "Does Microcredit Reach the Poor and Vulnerable? Evidence from Nothern Bangladesh," Papers 28, Chicago - Graduate School of Business.
- Sajeda Amin & Ashok S. Rai & Giorgio Topa, 1999. "Does Microcredit Reach the Poor and Vulnerable? Evidence from Northern Bangladesh," CID Working Papers 28, Center for International Development at Harvard University.
- Grtz, Tilo, 2009. "Moralities, risk and rules in West African artisanal gold mining communities: A case study of Northern Benin," Resources Policy, Elsevier, vol. 34(1-2), pages 12-17.
- Guush Berhane & Cornelis Gardebroek & Henk A. J. Moll, 2009. "Risk-matching behavior in microcredit group formation: evidence from northern Ethiopia," Agricultural Economics, International Association of Agricultural Economists, vol. 40(4), pages 409-419, 07.
- Signe-Mary McKernan, 2002. "The Impact Of Microcredit Programs On Self-Employment Profits: Do Noncredit Program Aspects Matter?," The Review of Economics and Statistics, MIT Press, vol. 84(1), pages 93-115, February.
- Morduch, Jonathan, 2000.
"The Microfinance Schism,"
Elsevier, vol. 28(4), pages 617-629, April.
- Pretes, Michael, 2002. "Microequity and Microfinance," World Development, Elsevier, vol. 30(8), pages 1341-1353, August.
- Dondeyne, S. & Ndunguru, E. & Rafael, P. & Bannerman, J., 2009. "Artisanal mining in central Mozambique: Policy and environmental issues of concern," Resources Policy, Elsevier, vol. 34(1-2), pages 45-50.
- Kumar, Raj & Amaratunga, Dharshini, 1994. "Government policies towards small-scale mining," Resources Policy, Elsevier, vol. 20(1), pages 15-22, March.
- Evans, Timothy G. & Adams, Alayne M. & Mohammed, Rafi & Norris, Alison H., 1999. "Demystifying Nonparticipation in Microcredit: A Population-Based Analysis," World Development, Elsevier, vol. 27(2), pages 419-430, February.
- Bryceson, Deborah Fahy & Jønsson, Jesper Bosse, 2010. "Gold Digging Careers in Rural East Africa: Small-Scale Miners' Livelihood Choices," World Development, Elsevier, vol. 38(3), pages 379-392, March.
- Shimamura, Yasuharu & Lastarria-Cornhiel, Susana, 2010. "Credit Program Participation and Child Schooling in Rural Malawi," World Development, Elsevier, vol. 38(4), pages 567-580, April.
- Yakovleva, Natalia, 2007. "Perspectives on female participation in artisanal and small-scale mining: A case study of Birim North District of Ghana," Resources Policy, Elsevier, vol. 32(1-2), pages 29-41.
- Spiegel, Samuel J., 2009. "Socioeconomic dimensions of mercury pollution abatement: Engaging artisanal mining communities in Sub-Saharan Africa," Ecological Economics, Elsevier, vol. 68(12), pages 3072-3083, October.
- Rahman, Aminur, 1999. "Micro-credit initiatives for equitable and sustainable development: Who pays?," World Development, Elsevier, vol. 27(1), pages 67-82, January.
- Werthmann, Katja, 2009. "Working in a boom-town: Female perspectives on gold-mining in Burkina Faso," Resources Policy, Elsevier, vol. 34(1-2), pages 18-23.
- Mosley, Paul & Hulme, David, 1998. "Microenterprise finance: Is there a conflict between growth and poverty alleviation?," World Development, Elsevier, vol. 26(5), pages 783-790, May.
When requesting a correction, please mention this item's handle: RePEc:eee:wdevel:v:39:y:2011:i:7:p:1191-1203. See general information about how to correct material in RePEc.
For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: (Dana Niculescu)
If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.
If references are entirely missing, you can add them using this form.
If the full references list an item that is present in RePEc, but the system did not link to it, you can help with this form.
If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your profile, as there may be some citations waiting for confirmation.
Please note that corrections may take a couple of weeks to filter through the various RePEc services.