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Fintech innovation regulation in China: An index-based comprehensive evaluation

Author

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  • Ma, ChaoQun
  • Xiong, YuanKun
  • Chen, XunQi

Abstract

The study proposes the China Fintech Innovation Regulation Index (CFIRI), which encompasses three essential components of Fintech Regulation: Regulation Objects, Regulation Methods, and Regulation Mechanisms. The primary objective of this index is to provide valuable insights into the regulatory landscape, policies, rules, and safety mechanisms in various Chinese provinces spanning the period from 2019 to 2023. The findings demonstrate that CFIRI effectively captures the state of the Fintech innovation regulation across China's provinces, positioning it as a valuable tool for future research on Fintech innovation regulation in China.

Suggested Citation

  • Ma, ChaoQun & Xiong, YuanKun & Chen, XunQi, 2025. "Fintech innovation regulation in China: An index-based comprehensive evaluation," Finance Research Letters, Elsevier, vol. 85(PD).
    • Handle: RePEc:eee:finlet:v:85:y:2025:i:pd:s1544612325014643
    DOI: 10.1016/j.frl.2025.108209
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