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Usury ceilings and bank lending behavior: Evidence from nineteenth century New York

  • Bodenhorn, Howard

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Article provided by Elsevier in its journal Explorations in Economic History.

Volume (Year): 44 (2007)
Issue (Month): 2 (April)
Pages: 179-202

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Handle: RePEc:eee:exehis:v:44:y:2007:i:2:p:179-202
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  1. Marco A. Espinosa-Vega & William C. Hunter, 1994. "Financial repression and economic development," Economic Review, Federal Reserve Bank of Atlanta, issue Sep, pages 1-11.
  2. Ongena, S. & Smith, D.C., 2000. "Bank relationships : A review," Other publications TiSEM 993b88a5-9a0f-42de-9cec-6, Tilburg University, School of Economics and Management.
  3. Wolken, John D & Navratil, Frank J, 1981. "The Economic Impact of the Federal Credit Union Usury Ceiling," Journal of Finance, American Finance Association, vol. 36(5), pages 1157-68, December.
  4. Temin, Peter & Voth, Hans-Joachim, 2004. "Financial Repression in a Natural Experiment: Loan Allocation and the Change in the Usury Laws in 1714," CEPR Discussion Papers 4452, C.E.P.R. Discussion Papers.
  5. John Tuccillo, 1977. "Taxation by Regulation: The Case of Financial Intermediaries," Bell Journal of Economics, The RAND Corporation, vol. 8(2), pages 577-587, Autumn.
  6. Rudolph C. Blitz & Millard F. Long, 1965. "The Economics of Usury Regulation," Journal of Political Economy, University of Chicago Press, vol. 73, pages 608.
  7. Peterson, Richard L, 1983. " Usury Laws and Consumer Credit: A Note," Journal of Finance, American Finance Association, vol. 38(4), pages 1299-1304, September.
  8. Howard Bodenhorn, 2004. "Bank Chartering and Political Corruption in Antebellum New York: Free Banking as Reform," NBER Working Papers 10479, National Bureau of Economic Research, Inc.
  9. Gary S. Becker, 1968. "Crime and Punishment: An Economic Approach," Journal of Political Economy, University of Chicago Press, vol. 76, pages 169.
  10. Glaeser, Edward L & Scheinkman, Jose, 1998. "Neither a Borrower nor a Lender Be: An Economic Analysis of Interest Restrictions and Usury Laws," Journal of Law and Economics, University of Chicago Press, vol. 41(1), pages 1-36, April.
  11. Elyasiani, Elyas & Goldberg, Lawrence G., 2004. "Relationship lending: a survey of the literature," Journal of Economics and Business, Elsevier, vol. 56(4), pages 315-330.
  12. Boot, Arnoud W. A., 2000. "Relationship Banking: What Do We Know?," Journal of Financial Intermediation, Elsevier, vol. 9(1), pages 7-25, January.
  13. Elsas, Ralf, 2005. "Empirical determinants of relationship lending," Journal of Financial Intermediation, Elsevier, vol. 14(1), pages 32-57, January.
  14. Boyes, W J & Furnish, Dale Beck, 1984. "A Note on the Use of Incorporation as an Escape from Usury Ceilings," Journal of Industrial Economics, Wiley Blackwell, vol. 32(3), pages 367-72, March.
  15. Ostas, James R, 1976. "Effects of Usury Ceilings in the Mortgage Market," Journal of Finance, American Finance Association, vol. 31(3), pages 821-34, June.
  16. Ernst-Ludwig von Thadden, 1995. "Long-Term Contracts, Short-Term Investment and Monitoring," Review of Economic Studies, Oxford University Press, vol. 62(4), pages 557-575.
  17. Bodenhorn, Howard, 1992. "Capital Mobility and Financial Integration in Antebellum America," The Journal of Economic History, Cambridge University Press, vol. 52(03), pages 585-610, September.
  18. Stiglitz, Joseph E, 1987. "The Causes and Consequences of the Dependence of Quality on Price," Journal of Economic Literature, American Economic Association, vol. 25(1), pages 1-48, March.
  19. Jaffee, Dwight M & Modigliani, Franco, 1969. "A Theory and Test of Credit Rationing," American Economic Review, American Economic Association, vol. 59(5), pages 850-72, December.
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