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Study on the coordinated poverty reduction effect of agricultural insurance and agricultural credit and its regional differences in China

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  • Ai, Tianyuan
  • Zhang, Jiashu
  • Shao, Jingwen

Abstract

Agricultural insurance and agricultural credit are two important rural financial instruments, which play an important role in promoting rural poverty reduction. Based on the data of agricultural insurance and agricultural credit in 31 provinces, cities and autonomous regions in China, this paper makes an empirical analysis on the coordinated poverty reduction effect of agricultural insurance and agricultural credit and its differences in various regions in China by using the coupling coordination model and the static panel model. The results show that the development level of agricultural insurance and agricultural credit in China is low, and the development level of agricultural credit is higher than that of agricultural insurance. There is a coordinated development relationship between agricultural insurance and agricultural credit in China, and the coupling and coordination level of the two is constantly improving. The coordinated poverty reduction effect of agricultural insurance and agricultural credit and its regional differences in China are remarkable. This effect is more significant in South China, North China, northwest and Northeast China than in other regions. Based on this, it is suggested to vigorously develop agricultural insurance to improve the coupling and coordination level of agricultural insurance and agricultural credit. Create a good environment for promoting the coordinated development of agricultural insurance and agricultural credit. Pay attention to the regional differences of the coordinated poverty reduction effect of agricultural insurance and agricultural credit in China, and each region should choose its own development model.

Suggested Citation

  • Ai, Tianyuan & Zhang, Jiashu & Shao, Jingwen, 2023. "Study on the coordinated poverty reduction effect of agricultural insurance and agricultural credit and its regional differences in China," Economic Analysis and Policy, Elsevier, vol. 78(C), pages 835-844.
    • Handle: RePEc:eee:ecanpo:v:78:y:2023:i:c:p:835-844
    DOI: 10.1016/j.eap.2023.04.027
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    References listed on IDEAS

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    1. Gin, Xavier & Yang, Dean, 2009. "Insurance, credit, and technology adoption: Field experimental evidencefrom Malawi," Journal of Development Economics, Elsevier, vol. 89(1), pages 1-11, May.
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    3. Mario J. Miranda & Claudio Gonzalez-Vega, 2010. "Systemic Risk, Index Insurance, and Optimal Management of Agricultural Loan Portfolios in Developing Countries," American Journal of Agricultural Economics, Agricultural and Applied Economics Association, vol. 93(2), pages 399-406.
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    3. Xueyi Wang & Taiyi He & Ke Li, 2023. "Regional Population and Public Services under the Framework of Sustainable Development: Evidence from a Typical High-Tech Zone in China," Sustainability, MDPI, vol. 15(17), pages 1-16, September.
    4. Liu, Bei & Ren, Baoping & Jin, Fei, 2025. "Does climate risk affect the ease of access to credit for farmers? Evidence from CHFS," International Review of Economics & Finance, Elsevier, vol. 97(C).

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