Buy now, pay later: a cross-country analysis
Author
Abstract
Suggested Citation
Download full text from publisher
References listed on IDEAS
- Marco Di Maggio & Emily Williams & Justin Katz, 2022. "Buy Now, Pay Later Credit: User Characteristics and Effects on Spending Patterns," NBER Working Papers 30508, National Bureau of Economic Research, Inc.
- Jon Frost & Leonardo Gambacorta & Yi Huang & Hyun Song Shin & Pablo Zbinden, 2019.
"BigTech and the changing structure of financial intermediation,"
Economic Policy, CEPR, CESifo, Sciences Po;CES;MSH, vol. 34(100), pages 761-799.
- Jon Frost & Leonardo Gambacorta & Yi Huang & Hyun Song Shin & Pablo Zbinden, 2019. "BigTech and the changing structure of financial intermediation," BIS Working Papers 779, Bank for International Settlements.
- Zinman, Jonathan, 2010.
"Restricting consumer credit access: Household survey evidence on effects around the Oregon rate cap,"
Journal of Banking & Finance, Elsevier, vol. 34(3), pages 546-556, March.
- Jonathan Zinman, 2008. "Restricting consumer credit access: household survey evidence on effects around the Oregon rate cap," Working Papers 08-32, Federal Reserve Bank of Philadelphia.
- Cornelli, Giulio & Frost, Jon & Gambacorta, Leonardo & Rau, P. Raghavendra & Wardrop, Robert & Ziegler, Tania, 2023. "Fintech and big tech credit: Drivers of the growth of digital lending," Journal of Banking & Finance, Elsevier, vol. 148(C).
- Stijn Claessens & Jon Frost & Grant Turner & Feng Zhu, 2018. "Fintech credit markets around the world: size, drivers and policy issues," BIS Quarterly Review, Bank for International Settlements, September.
- Gambacorta, Leonardo, 2008.
"How do banks set interest rates?,"
European Economic Review, Elsevier, vol. 52(5), pages 792-819, July.
- Leonardo Gambacorta, 2004. "How Do Banks Set Interest Rates?," NBER Working Papers 10295, National Bureau of Economic Research, Inc.
- Leonardo Gambacorta, 2005. "How Do Banks Set Interest Rates?," Temi di discussione (Economic working papers) 542, Bank of Italy, Economic Research and International Relations Area.
- Annamaria Lusardi & Olivia S. Mitchell, 2023.
"The Importance of Financial Literacy: Opening a New Field,"
Journal of Economic Perspectives, American Economic Association, vol. 37(4), pages 137-154, Fall.
- Annamaria Lusardi & Olivia S. Mitchell, 2023. "The Importance of Financial Literacy: Opening a New Field," NBER Working Papers 31145, National Bureau of Economic Research, Inc.
- Sirio Aramonte & Fernando Avalos, 2021. "The rise of private markets," BIS Quarterly Review, Bank for International Settlements, December.
Most related items
These are the items that most often cite the same works as this one and are cited by the same works as this one.- Cornelli, Giulio & De Fiore, Fiorella & Gambacorta, Leonardo & Manea, Cristina, 2024.
"Fintech vs bank credit: How do they react to monetary policy?,"
Economics Letters, Elsevier, vol. 234(C).
- Giulio Cornelli & Fiorella De Fiore & Leonardo Gambacorta & Cristina Manea, 2023. "Fintech vs bank credit: How do they react to monetary policy?," BIS Working Papers 1157, Bank for International Settlements.
- Cuadros-Solas, Pedro J. & Cubillas, Elena & Salvador, Carlos, 2023. "Does alternative digital lending affect bank performance? Cross-country and bank-level evidence," International Review of Financial Analysis, Elsevier, vol. 90(C).
- Rapih, Subroto & Susantiningrum, & Wahyono, Budi & Borges, Jorge Tavares & Phongsounthone, Somesanook, 2023. "Financial openness and fintech credit," Finance Research Letters, Elsevier, vol. 56(C).
- Sebastian Doerr & Jon Frost & Leonardo Gambacorta & Vatsala Shreeti, 2023. "Big techs in finance," BIS Working Papers 1129, Bank for International Settlements.
- Giulio Cornelli & Jon Frost & Leonardo Gambacorta & Raghavendra Rau & Robert Wardrop & Tania Ziegler, 2021. "Fintech and Big Tech Credit: What Explains the Rise of Digital Lending?," CESifo Forum, ifo Institute - Leibniz Institute for Economic Research at the University of Munich, vol. 22(02), pages 30-34, March.
- Kraemer-Eis, Helmut & Botsari, Antonia & Gvetadze, Salome & Lang, Frank & Torfs, Wouter, 2019. "European Small Business Finance Outlook: December 2019," EIF Working Paper Series 2019/61, European Investment Fund (EIF).
- Wang, Xiaoting & Hou, Siyuan & Kyaw, Khine & Xue, Xupeng & Liu, Xueqin, 2023. "Exploring the determinants of Fintech Credit: A comprehensive analysis," Economic Modelling, Elsevier, vol. 126(C).
- Hodula, Martin, 2022. "Does Fintech credit substitute for traditional credit? Evidence from 78 countries," Finance Research Letters, Elsevier, vol. 46(PB).
- Tobias Berg & Andreas Fuster & Manju Puri, 2022.
"FinTech Lending,"
Annual Review of Financial Economics, Annual Reviews, vol. 14(1), pages 187-207, November.
- Tobias Berg & Andreas Fuster & Manju Puri, 2021. "FinTech Lending," Swiss Finance Institute Research Paper Series 21-72, Swiss Finance Institute.
- Berg, Tobias & Puri, Manju, 2021. "FinTech Lending," CEPR Discussion Papers 16668, C.E.P.R. Discussion Papers.
- Tobias Berg & Andreas Fuster & Manju Puri, 2021. "FinTech Lending," NBER Working Papers 29421, National Bureau of Economic Research, Inc.
- Boot, Arnoud & Hoffmann, Peter & Laeven, Luc & Ratnovski, Lev, 2021. "Fintech: what’s old, what’s new?," Journal of Financial Stability, Elsevier, vol. 53(C).
- Jon Frost, 2020.
"The economic forces driving FinTech adoption across countries,"
Working Papers
663, DNB.
- Jon Frost, 2020. "The economic forces driving fintech adoption across countries," BIS Working Papers 838, Bank for International Settlements.
- Carletti, Elena & Claessens, Stijn & Fatás, Antonio & Vives, Xavier (ed.), 2020. "Barcelona Report 2 - The Bank Business Model in the Post-Covid-19 World," Vox eBooks, Centre for Economic Policy Research, number p329.
- Boot, Arnoud & Hoffmann, Peter & Laeven, Luc & Ratnovski, Lev, 2020.
"Financial intermediation and technology: What’s old, what’s new?,"
Working Paper Series
2438, European Central Bank.
- Mr. Arnoud W.A. Boot & Peter Hoffmann & Mr. Luc Laeven & Mr. Lev Ratnovski, 2020. "Financial Intermediation and Technology: What’s Old, What’s New?," IMF Working Papers 2020/161, International Monetary Fund.
- Eccles, Peter & Grout, Paul & Siciliani, Paolo & Zalewska, Anna, 2021. "The impact of machine learning and big data on credit markets," Bank of England working papers 930, Bank of England.
- Lei Lu & Jianxing Wei & Weixing Wu & Yi Zhou, 2023. "Pricing strategies in BigTech lending: Evidence from China," Financial Management, Financial Management Association International, vol. 52(2), pages 333-374, June.
- Laeven, Luc & Boot, Arnoud & Hoffmann, Peter & Ratnovski, Lev, 2020. "Financial Intermediation and Technology: What’s Old, What’s New?," CEPR Discussion Papers 15004, C.E.P.R. Discussion Papers.
- Pierri, Nicola & Timmer, Yannick, 2022.
"The importance of technology in banking during a crisis,"
Journal of Monetary Economics, Elsevier, vol. 128(C), pages 88-104.
- Timmer, Yannick & Pierri, Niccola, 2021. "The importance of technology in banking during a crisis," ESRB Working Paper Series 117, European Systemic Risk Board.
- Nicola Pierri & Yannick Timmer, 2022. "The Importance of Technology in Banking during a Crisis," Finance and Economics Discussion Series 2022-020, Board of Governors of the Federal Reserve System (U.S.).
- Janina Harasim, 2021. "FinTechs, BigTechs and Banks—When Cooperation and When Competition?," JRFM, MDPI, vol. 14(12), pages 1-16, December.
- Oskar Kowalewski & Pawel Pisany & Emil Slazak, 2021. "What determines cross-country differences in fintech and bigtech credit markets?," Working Papers 2021-ACF-02, IESEG School of Management.
- Marc Schmitt, 2022. "Deep Learning vs. Gradient Boosting: Benchmarking state-of-the-art machine learning algorithms for credit scoring," Papers 2205.10535, arXiv.org.
More about this item
JEL classification:
- D12 - Microeconomics - - Household Behavior - - - Consumer Economics: Empirical Analysis
- G40 - Financial Economics - - Behavioral Finance - - - General
- G50 - Financial Economics - - Household Finance - - - General
- G51 - Financial Economics - - Household Finance - - - Household Savings, Borrowing, Debt, and Wealth
Statistics
Access and download statisticsCorrections
All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:bis:bisqtr:2312e. See general information about how to correct material in RePEc.
If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.
If CitEc recognized a bibliographic reference but did not link an item in RePEc to it, you can help with this form .
If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.
For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Martin Fessler (email available below). General contact details of provider: https://edirc.repec.org/data/bisssch.html .
Please note that corrections may take a couple of weeks to filter through the various RePEc services.