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Predictable returns and asset allocation: Should a skeptical investor time the market?

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Author Info
Jessica A. Wachter () (Wharton School of Business)
Missaka Warusawitharana

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Abstract

Are excess returns predictable and if so, what does this mean for investors? Previous literature has tended toward two polar viewpoints: that predictability is useful only if the statistical evidence for it is incontrovertible, or that predictability should affect portfolio choice, even if the evidence is weak according to conventional measures. This paper models an intermediate view: that both data and theory are useful for decision-making. We investigate optimal portfolio choice for an investor who is skeptical about the amount of predictability in the data. Skepticism is modeled as an informative prior over the improvement in the Sharpe ratio generated by using the predictor variable. We find that the evidence is sufficient to convince even an investor with a highly skeptical prior to vary his portfolio on the basis of the dividend-price ratio and the yield spread. The resulting weights are less volatile, and, as we show, deliver superior out-of-sample performance compared with weights implied by diffuse priors, dogmatic priors, and ordinary least squares regression.

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Publisher Info
Paper provided by Society for Economic Dynamics in its series 2006 Meeting Papers with number 22.

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Date of creation: 03 Dec 2006
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Handle: RePEc:red:sed006:22

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Related research
Keywords: Return predictability; Asset allocation; Bayesian econometrics;

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Find related papers by JEL classification:
G11 - Financial Economics - - General Financial Markets - - - Portfolio Choice; Investment Decisions
G12 - Financial Economics - - General Financial Markets - - - Asset Pricing
C11 - Mathematical and Quantitative Methods - - Econometric and Statistical Methods: General - - - Bayesian Analysis

Cited by:
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  1. Gianni Amisano & Roberto Savona, 2008. "Imperfect predictability and mutual fund dynamics. How managers use predictors in changing systematic risk," Working Paper Series 881, European Central Bank. [Downloadable!]
    Other versions:
  2. Jurek, Jakub W & Viceira, Luis M, 2006. "Optimal Value and Growth Tilts in Long-Horizon Portfolios," CEPR Discussion Papers 5773, C.E.P.R. Discussion Papers. [Downloadable!] (restricted)
    Other versions:
  3. Didier, Tatiana & Lowenkron, Alexandre, 2009. "The current account as a dynamic portfolio choice problem," Policy Research Working Paper Series 4861, The World Bank. [Downloadable!]
  4. Lubos Pastor & Robert F. Stambaugh, 2007. "Predictive Systems: Living with Imperfect Predictors," NBER Working Papers 12814, National Bureau of Economic Research, Inc. [Downloadable!] (restricted)
    Other versions:
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This page was last updated on 2009-11-26.


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