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Designing Mobile Money Services Lessons from M-PESA
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- Olayinka David-West & Oluwasola Oni & Folajimi Ashiru, 2022. "Diffusion of Innovations: Mobile Money Utility and Financial Inclusion in Nigeria. Insights from Agents and Unbanked Poor End Users," Information Systems Frontiers, Springer, vol. 24(6), pages 1753-1773, December.
- Simplice A. Asongu & Nicholas M. Odhiambo, 2022.
"Mobile technology supply factors and mobile money innovation: thresholds for complementary policies,"
Journal of Banking Regulation, Palgrave Macmillan, vol. 23(3), pages 288-301, September.
- S.A. Asongu & N.M. Odhiambo, 2021. "Mobile Technology Supply Factors and Mobile Money Innovation: Thresholds for Complementary Policies," Working Papers AESRI-2021-01, African Economic and Social Research Institute (AESRI), revised Jan 2021.
- Simplice A. Asongu & Nicholas M. Odhiambo, 2021. "Mobile technology supply factors and mobile money innovation: Thresholds for complementary policies," Research Africa Network Working Papers 21/024, Research Africa Network (RAN).
- Simplice A. Asongu & Nicholas M. Odhiambo, 2021. "Mobile technology supply factors and mobile money innovation: Thresholds for complementary policies," Working Papers 21/024, European Xtramile Centre of African Studies (EXCAS).
- Simplice A. Asongu & Nicholas M. Odhiambo, 2021. "Mobile technology supply factors and mobile money innovation: Thresholds for complementary policies," Working Papers of the African Governance and Development Institute. 21/024, African Governance and Development Institute..
- Asongu, Simplice & Odhiambo, Nicholas, 2021. "Mobile technology supply factors and mobile money innovation: Thresholds for complementary policies," MPRA Paper 110138, University Library of Munich, Germany.
- Asongu, Simplice A & Odhiambo, Nicholas M, 2021. "Mobile technology supply factors and mobile money innovation: Thresholds for complementary policies," Working Papers 27333, University of South Africa, Department of Economics.
- Maude Hasbi & Antoine Dubus, 2019. "Determinants of Mobile Broadband Use in Developing Economies: Evidence from Sub-Saharan Africa," Working Papers hal-02264651, HAL.
- Asongu, Simplice A. & Biekpe, Nicholas & Cassimon, Danny, 2020.
"Understanding the greater diffusion of mobile money innovations in Africa,"
Telecommunications Policy, Elsevier, vol. 44(8).
- Asongu, Simplice & Biekpe, Nicholas & Cassimon, Danny, 2020. "Understanding the greater diffusion of mobile money innovations in Africa," MPRA Paper 107086, University Library of Munich, Germany.
- Simplice A. Asongu & Nicholas Biekpe & Danny Cassimon, 2020. "Understanding the greater diffusion of mobile money innovations in Africa," Research Africa Network Working Papers 20/032, Research Africa Network (RAN).
- Simplice A. Asongu & Nicholas Biekpe & Danny Cassimon, 2020. "Understanding the greater diffusion of mobile money innovations in Africa," Working Papers of the African Governance and Development Institute. 20/032, African Governance and Development Institute..
- Simplice A. Asongu & Nicholas Biekpe & Danny Cassimon, 2020. "Understanding the greater diffusion of mobile money innovations in Africa," Working Papers 20/032, European Xtramile Centre of African Studies (EXCAS).
- Lashitew, Addisu A. & van Tulder, Rob & Liasse, Yann, 2019. "Mobile phones for financial inclusion: What explains the diffusion of mobile money innovations?," Research Policy, Elsevier, vol. 48(5), pages 1201-1215.
- Simplice A. Asongu & Raufhon Salahodjaev, 2023.
"Demand-Side Mobile Money Drivers of Financial Inclusion: Minimum Economic Growth Thresholds for Mobile Money Innovations,"
Journal of the Knowledge Economy, Springer;Portland International Center for Management of Engineering and Technology (PICMET), vol. 14(4), pages 4848-4865, December.
- Simplice A. Asongu & Raufhon Salahodjaev, 2022. "Demand-side mobile money drivers of financial inclusion: minimum economic growth thresholds for mobile money innovations," Working Papers of the African Governance and Development Institute. 22/060, African Governance and Development Institute..
- Simplice A. Asongu & Raufhon Salahodjaev, 2022. "Demand-side mobile money drivers of financial inclusion: minimum economic growth thresholds for mobile money innovations," Working Papers 22/060, European Xtramile Centre of African Studies (EXCAS).
- Singh, Nirvikar, 2018.
"Financial Inclusion: Concepts, Issues and Policies for India,"
Santa Cruz Department of Economics, Working Paper Series
qt98p5m37s, Department of Economics, UC Santa Cruz.
- Singh, Nirvikar, 2018. "Financial Inclusion: Concepts, Issues and Policies for India," MPRA Paper 91047, University Library of Munich, Germany.
- Ferrandino Vittoria & Sgro Valentina, 2021. "Monetary Policy in Argentina from the Inflation of the 1970s to the Default of the New Millennium," European Journal of Economics and Business Studies Articles, Revistia Research and Publishing, vol. 7, ejes_v7_i.
- Hasbi, Maude & Dubus, Antoine, 2020. "Determinants of mobile broadband use in developing economies: Evidence from Sub-Saharan Africa," Telecommunications Policy, Elsevier, vol. 44(5).
- William Jack & Tavneet Suri & Robert M. Townsend, 2010. "Monetary theory and electronic money : reflections on the Kenyan experience," Economic Quarterly, Federal Reserve Bank of Richmond, vol. 96(1Q), pages 83-122.
- Simplice Asongu & Nicholas Odhiambo, 2022.
"The role of mobile characteristics on mobile money innovations,"
Quality & Quantity: International Journal of Methodology, Springer, vol. 56(6), pages 4693-4710, December.
- Simplice A. Asongu & Nicholas M. Odhiambo, 2022. "The role of mobile characteristics on mobile money innovations," Working Papers 22/011, European Xtramile Centre of African Studies (EXCAS).
- Asongu, Simplice A & Odhiambo, Nicholas M, 2022. "The role of mobile characteristics on mobile money innovations," Working Papers 29005, University of South Africa, Department of Economics.
- Simplice A. Asongu & Nicholas M. Odhiambo, 2022. "The role of mobile characteristics on mobile money innovations," Working Papers of the African Governance and Development Institute. 22/011, African Governance and Development Institute..
- Asongu, Simplice & Odhiambo, Nicholas, 2022. "The role of mobile characteristics on mobile money innovations," MPRA Paper 119058, University Library of Munich, Germany.
- Simplice A. Asongu & Nicholas M. Odhiambo, 2022.
"The of role economic growth in modulating mobile connectivity dynamics for financial inclusion in developing countries,"
Working Papers of the African Governance and Development Institute.
22/013, African Governance and Development Institute..
- Asongu, Simplice & Odhiambo, Nicholas, 2022. "The of role economic growth in modulating mobile connectivity dynamics for financial inclusion in developing countries," MPRA Paper 119060, University Library of Munich, Germany.
- Simplice A. Asongu & Nicholas M. Odhiambo, 2022. "The of role economic growth in modulating mobile connectivity dynamics for financial inclusion in developing countries," Working Papers 22/013, European Xtramile Centre of African Studies (EXCAS).
- Kikulwe, Enoch M. & Fischer, Elisabeth & Qaim, Matin, 2013. "Mobile money, market transactions, and household income in rural Kenya," GlobalFood Discussion Papers 155847, Georg-August-Universitaet Goettingen, GlobalFood, Department of Agricultural Economics and Rural Development.
- Asongu, Simplice A. & Biekpe, Nicholas & Cassimon, Danny, 2021.
"On the diffusion of mobile phone innovations for financial inclusion,"
Technology in Society, Elsevier, vol. 65(C).
- Asongu, Simplice & Biekpe, Nicholas & Cassimon, Danny, 2020. "On the diffusion of mobile phone innovations for financial inclusion," MPRA Paper 107097, University Library of Munich, Germany, revised May 2021.
- Simplice A. Asongu & Nicholas Biekpe & Danny Cassimon, 2020. "On the diffusion of mobile phone innovations for financial inclusion," Research Africa Network Working Papers 20/041, Research Africa Network (RAN).
- Simplice A. Asongu & Nicholas Biekpe & Danny Cassimon, 2020. "On the diffusion of mobile phone innovations for financial inclusion," Working Papers of the African Governance and Development Institute. 20/041, African Governance and Development Institute..
- Simplice A. Asongu & Nicholas Biekpe & Danny Cassimon, 2020. "On the diffusion of mobile phone innovations for financial inclusion," Working Papers 20/041, European Xtramile Centre of African Studies (EXCAS).
- Frederick Kwesi Blay & Livingstone Divine Caesar, 2022. "The adoption of mobile money technology in emerging markets: a contingency analysis from Ghana," SN Business & Economics, Springer, vol. 2(9), pages 1-26, September.
- Asongu, Simplice A. & Agyemang-Mintah, Peter & Nting, Rexon T., 2021.
"Law, mobile money drivers and mobile money innovations in developing countries,"
Technological Forecasting and Social Change, Elsevier, vol. 168(C).
- Simplice A. Asongu & Peter Agyemang-Mintah & Rexon T. Nting, 2021. "Law, mobile money drivers and mobile money innovations in developing countries," Research Africa Network Working Papers 21/021, Research Africa Network (RAN).
- Simplice A. Asongu & Peter Agyemang-Mintah & Rexon T. Nting, 2021. "Law, mobile money drivers and mobile money innovations in developing countries," Working Papers of the African Governance and Development Institute. 21/021, African Governance and Development Institute..
- Asongu, Simplice & Agyemang-Mintah, Peter & Nting, Rexon, 2021. "Law, mobile money drivers and mobile money innovations in developing countries," MPRA Paper 110135, University Library of Munich, Germany.
- Simplice A. Asongu & Peter Agyemang-Mintah & Rexon T. Nting, 2021. "Law, mobile money drivers and mobile money innovations in developing countries," Working Papers 21/021, European Xtramile Centre of African Studies (EXCAS).
- William Jack & Tavneet Suri, 2011. "Mobile Money: The Economics of M-PESA," NBER Working Papers 16721, National Bureau of Economic Research, Inc.
- Simplice Asongu, 2023.
"Telecommunications regulation, mobile money innovations and financial inclusion,"
Journal of Financial Regulation and Compliance, Emerald Group Publishing Limited, vol. 31(4), pages 503-521, April.
- Simplice A. Asongu, 2023. "Telecommunications regulation, mobile money innovations and financial inclusion," Working Papers 23/017, European Xtramile Centre of African Studies (EXCAS).
- Simplice A. Asongu, 2023. "Telecommunications regulation, mobile money innovations and financial inclusion," Working Papers of the African Governance and Development Institute. 23/017, African Governance and Development Institute..
- Jean-Philippe Berrou & Francois Combarnous & Thomas Eekhout & Kevin Mellet, 2020. "My mobile, my market: Mobile phone uses and economic performance in the informal sector in Dakar [Mon mobile, mon marché. Usages du téléphone mobile et performances économiques dans le secteur info," Post-Print hal-02506855, HAL.
- William Jack & Adam Ray & Tavneet Suri, 2013. "Transaction Networks: Evidence from Mobile Money in Kenya," American Economic Review, American Economic Association, vol. 103(3), pages 356-361, May.
- Catia Batista & Pedro C. Vicente, 2018.
"Is mobile money changing rural Africa? Evidence from a field experiment,"
NOVAFRICA Working Paper Series
wp1805, Universidade Nova de Lisboa, Nova School of Business and Economics, NOVAFRICA.
- Batista, Catia & Vicente, Pedro C., 2023. "Is Mobile Money Changing Rural Africa? Evidence from a Field Experiment," IZA Discussion Papers 16101, Institute of Labor Economics (IZA).
- Catia Batista & Pedro C. Vicente, 2021. "Is Mobile Money Changing Rural Africa? Evidence from a Field Experiment," RF Berlin - CReAM Discussion Paper Series 2116, Rockwool Foundation Berlin (RF Berlin) - Centre for Research and Analysis of Migration (CReAM).
- Tut, Daniel, 2023.
"FinTech and the COVID-19 pandemic: Evidence from electronic payment systems,"
Emerging Markets Review, Elsevier, vol. 54(C).
- Tut, Daniel, 2020. "FinTech and the COVID-19 Pandemic: Evidence from Electronic Payment Systems," MPRA Paper 102401, University Library of Munich, Germany.
- Demombynes, Gabriel & Thegeya, Aaron, 2012. "Kenya's mobile revolution and the promise of mobile savings," Policy Research Working Paper Series 5988, The World Bank.
- Simplice A. Asongu & Nicholas M. Odhiambo, 2023.
"Bank accounts, bank concentration and mobile money innovations,"
Working Papers
23/019, European Xtramile Centre of African Studies (EXCAS).
- Asongu, Simplice A & Odhiambo, Nicholas M, 2023. "Bank accounts, bank concentration and mobile money innovations," Working Papers 29949, University of South Africa, Department of Economics.
- Simplice A. Asongu & Nicholas M. Odhiambo, 2023. "Bank accounts, bank concentration and mobile money innovations," Working Papers of the African Governance and Development Institute. 23/019, African Governance and Development Institute..
- Catia Batista & Pedro C. Vicente, 2013. "Introducing mobile money in rural Mozambique: Evidence from a field experiment," NOVAFRICA Working Paper Series wp1301, Universidade Nova de Lisboa, Nova School of Business and Economics, NOVAFRICA.
- Daniel Gersten Reiss, 2018. "Is money going digital? An alternative perspective on the current hype," Financial Innovation, Springer;Southwestern University of Finance and Economics, vol. 4(1), pages 1-6, December.
- Asuamah Yeboah, Samuel, 2023. "Unlocking Sustainable Futures: How FDI-Driven Entrepreneurial Ecosystems Power the SDGs," MPRA Paper 118519, University Library of Munich, Germany, revised 03 Sep 2023.
- Isaac Mbiti & David N. Weil, 2015.
"Mobile Banking: The Impact of M-Pesa in Kenya,"
NBER Chapters, in: African Successes, Volume III: Modernization and Development, pages 247-293,
National Bureau of Economic Research, Inc.
- Isaac Mbiti & David N. Weil, 2011. "Mobile Banking: The Impact of M-Pesa in Kenya," NBER Working Papers 17129, National Bureau of Economic Research, Inc.
- Isaac Mbiti & David N. Weil, 2011. "Mobile Banking: The Impact of M-Pesa in Kenya," Working Papers 2011-13, Brown University, Department of Economics.
- Hazra, Ummaha & Priyo, Asad Karim Khan, 2020. "Mobile financial services in Bangladesh: Understanding the affordances," MPRA Paper 117852, University Library of Munich, Germany.
- Simplice A. Asongu & Nicholas M. Odhiambo, 2022.
"Mobile technology supply factors and mobile money innovation: thresholds for complementary policies,"
Journal of Banking Regulation, Palgrave Macmillan, vol. 23(3), pages 288-301, September.
- Simplice A. Asongu & Nicholas M. Odhiambo, "undated". "Mobile Technology Supply Factors and Mobile Money Innovation: Thresholds for Complementary Policies," Working Papers AESRIWP01, African Economic and Social Research Institute (AESRI).
- Simplice A. Asongu & Nicholas M. Odhiambo, 2021. "Mobile technology supply factors and mobile money innovation: Thresholds for complementary policies," Research Africa Network Working Papers 21/024, Research Africa Network (RAN).
- Simplice A. Asongu & Nicholas M. Odhiambo, 2021. "Mobile technology supply factors and mobile money innovation: Thresholds for complementary policies," Working Papers of the African Governance and Development Institute. 21/024, African Governance and Development Institute..
- Asongu, Simplice A & Odhiambo, Nicholas M, 2021. "Mobile technology supply factors and mobile money innovation: Thresholds for complementary policies," Working Papers 27333, University of South Africa, Department of Economics.
- Simplice A. Asongu & Nicholas M. Odhiambo, 2021. "Mobile technology supply factors and mobile money innovation: Thresholds for complementary policies," Working Papers 21/024, European Xtramile Centre of African Studies (EXCAS).
- Asongu, Simplice & Odhiambo, Nicholas, 2021. "Mobile technology supply factors and mobile money innovation: Thresholds for complementary policies," MPRA Paper 110138, University Library of Munich, Germany.
- Dominic Atogumsekiya Anarigide & Haruna Issahaku & Stanley Kojo Dary, 2023. "Drivers of financial innovation in sub-Saharan Africa," SN Business & Economics, Springer, vol. 3(9), pages 1-21, September.
- Fakir Md Yunus & Safayet Khan & Tanjilut Tasnuba & Paroma Afsara Husain & Amanda Joy Misiti, 2016. "Are we ready to adopt mobile money in non-profit sector?," Journal of Innovation and Entrepreneurship, Springer, vol. 5(1), pages 1-13, December.
- Rahman, Syed Abidur & Taghizadeh, Seyedeh Khadijeh & Ramayah, T. & Alam, Mirza Mohammad Didarul, 2017. "Technology acceptance among micro-entrepreneurs in marginalized social strata: The case of social innovation in Bangladesh," Technological Forecasting and Social Change, Elsevier, vol. 118(C), pages 236-245.
- Kirui, Oliver K. & Okello, Julius J. & Nyikal, Rose A. & Njiraini, Georgina W., 2013.
"Impact of Mobile Phone-Based Money Transfer Services in Agriculture: Evidence from Kenya,"
Quarterly Journal of International Agriculture, Humboldt-Universitaat zu Berlin, vol. 52(2), pages 1-22, May.
- Kirui, Oliver K. & Okello, Julius Juma & Nyikal, Rose Adhiambo, 2012. "Impact of Mobile Phone-based Money Transfer Services in Agriculture: Evidence from Kenya," 2012 Conference, August 18-24, 2012, Foz do Iguacu, Brazil 125738, International Association of Agricultural Economists.
- Komlan Gbongli & Yongan Xu & Komi Mawugbe Amedjonekou, 2019. "Extended Technology Acceptance Model to Predict Mobile-Based Money Acceptance and Sustainability: A Multi-Analytical Structural Equation Modeling and Neural Network Approach," Sustainability, MDPI, vol. 11(13), pages 1-33, July.
- Wayua, Francis O. & Adongo, Amos, 2012. "Camel Milk Technology Development in Kenya: Achievements, Lessons Learnt and Way Forward," 2012 Eighth AFMA Congress, November 25-29, 2012, Nairobi, Kenya 159395, African Farm Management Association (AFMA).
- Seng, Kimty, 2021. "The mobile money’s poverty-reducing promise: Evidence from Cambodia," World Development Perspectives, Elsevier, vol. 22(C).
- Enoch M Kikulwe & Elisabeth Fischer & Matin Qaim, 2014. "Mobile Money, Smallholder Farmers, and Household Welfare in Kenya," PLOS ONE, Public Library of Science, vol. 9(10), pages 1-13, October.
- Leanne Ussher & Laura Ebert & Georgina M. Gómez & William O. Ruddick, 2021. "Complementary Currencies for Humanitarian Aid," JRFM, MDPI, vol. 14(11), pages 1-30, November.
- Eivor Oborn & Michael Barrett & Wanda Orlikowski & Anna Kim, 2019. "Trajectory Dynamics in Innovation: Developing and Transforming a Mobile Money Service Across Time and Place," Organization Science, INFORMS, vol. 30(5), pages 1097-1123, September.
- William Jack & Tavneet Suri, 2014. "Risk Sharing and Transactions Costs: Evidence from Kenya's Mobile Money Revolution," American Economic Review, American Economic Association, vol. 104(1), pages 183-223, January.
- Maëlle Della Peruta, 2015. "Mobile Money Adoption and Financial Inclusion Objectives: A Macroeconomic Approach through a Cluster Analysis," GREDEG Working Papers 2015-49, Groupe de REcherche en Droit, Economie, Gestion (GREDEG CNRS), Université Côte d'Azur, France.
- Yousra Javed & Elham Al Qahtani & Mohamed Shehab, 2021. "Privacy Policy Analysis of Banks and Mobile Money Services in the Middle East," Future Internet, MDPI, vol. 13(1), pages 1-15, January.
- Hewa Wellalage, Nirosha & Hunjra, Ahmed Imran & Manita, Riadh & Locke, Stuart M., 2021. "Information communication technology and financial inclusion of innovative entrepreneurs," Technological Forecasting and Social Change, Elsevier, vol. 163(C).
- Bonnie Batsirai Mtengwa & Agripah Kandiero & Stanislas Bigirimana, 2021. "Drivers of Mobile Money Services Development in Zimbabwe: The Case of EcoCash," International Journal of E-Business Research (IJEBR), IGI Global, vol. 17(1), pages 1-23, January.
- Rouse, Marybeth & Batiz-Lazo, Bernardo & Carbo Valverde, Santiago, 2020. "All about the state-Fifty years of innovative technology to deliver an inclusive financial sector," MPRA Paper 102159, University Library of Munich, Germany.