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Household Credit to the Poor and its Impact on Child Schooling in Peri-urban Areas, Vietnam

Author

Listed:
  • Tinh Doan

    (Ministry of Economic Development)

  • John Gibson

    (University of Waikato)

  • Mark Holmes

    (University of Waikato)

Abstract

This paper uses a novelty dataset of poor households in peri-urban areas in Vietnam to estimate impacts of small loans on child schooling. The Probit and Negative Binomial model estimates roughly indicate no strong evidence of the effect, especially of informal credit. Formal credit is likely to have positive impacts on child schooling, but its effect is not strong enough to be conclusive. The paper suggests that to obtain the target of sustainable poverty reduction, easing access to formal credit sources as well as exempting tuition and other school fees are necessary to keep poor children at schools longer.

Suggested Citation

  • Tinh Doan & John Gibson & Mark Holmes, 2011. "Household Credit to the Poor and its Impact on Child Schooling in Peri-urban Areas, Vietnam," Working Papers in Economics 11/10, University of Waikato.
    • Handle: RePEc:wai:econwp:11/10
    as

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    File URL: https://repec.its.waikato.ac.nz/wai/econwp/1110.pdf
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    References listed on IDEAS

    as
    1. Behrman, Jere R & Knowles, James C, 1999. "Household Income and Child Schooling in Vietnam," The World Bank Economic Review, World Bank, vol. 13(2), pages 211-256, May.
    2. Rajeev H. Dehejia & Sadek Wahba, 2002. "Propensity Score-Matching Methods For Nonexperimental Causal Studies," The Review of Economics and Statistics, MIT Press, vol. 84(1), pages 151-161, February.
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    Keywords

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    JEL classification:

    • C14 - Mathematical and Quantitative Methods - - Econometric and Statistical Methods and Methodology: General - - - Semiparametric and Nonparametric Methods: General
    • C21 - Mathematical and Quantitative Methods - - Single Equation Models; Single Variables - - - Cross-Sectional Models; Spatial Models; Treatment Effect Models
    • H81 - Public Economics - - Miscellaneous Issues - - - Governmental Loans; Loan Guarantees; Credits; Grants; Bailouts

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