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Husbands and Wives. The powers and perils of participation in a microfinance cooperative for female entrepreneurs

  • F. Meier zu Selhausen
  • E. Stam

This study on female entrepreneurs in Western Uganda provides empirical evidence on the socio-economic effects of participation in a microfinance cooperative of both the female entrepreneur and her husband. Participation by female entrepreneurs in a microfinance cooperative is not an unconditional blessing: even though it does deliver higher household incomes, it might also deteriorate the female’s household decision-making power when her husband participates in the same self-help group of the microfinance cooperative. This offers new insights for development policy and for entrepreneurship scholars to study the bright and dark sides of microfinance.

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File URL: http://dspace.library.uu.nl/bitstream/handle/1874/290875/13-10.pdf
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Paper provided by Utrecht School of Economics in its series Working Papers with number 13-10.

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Date of creation: 2013
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Handle: RePEc:use:tkiwps:1310
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  1. Bauer, Michal & Chytilová, Julie & Morduch, Jonathan, 2010. "Behavioral Foundations of Microcredit: Experimental and Survey Evidence from Rural India," IZA Discussion Papers 4901, Institute for the Study of Labor (IZA).
  2. Suresh de Mel & David McKenzie & Christopher Woodruff, 2009. "Are Women More Credit Constrained? Experimental Evidence on Gender and Microenterprise Returns," American Economic Journal: Applied Economics, American Economic Association, vol. 1(3), pages 1-32, July.
  3. Signe-Mary McKernan, 2002. "The Impact Of Microcredit Programs On Self-Employment Profits: Do Noncredit Program Aspects Matter?," The Review of Economics and Statistics, MIT Press, vol. 84(1), pages 93-115, February.
  4. de Mel, Suresh & McKenzie, David & Woodruff, Christopher, 2007. "Returns to Capital in Microenterprises: Evidence from a Field Experiment," IZA Discussion Papers 2934, Institute for the Study of Labor (IZA).
  5. Siwan Anderson, 2007. "The Economics of Dowry and Brideprice," Journal of Economic Perspectives, American Economic Association, vol. 21(4), pages 151-174, Fall.
  6. Marcel Fafchamps & Simon Quinn & David McKenzie and Christopher Woodruff, 2011. "When is capital enough to get female microenterprises growing? Evidence from a randomized experiment in Ghana," Economics Series Working Papers WPS/2011-11, University of Oxford, Department of Economics.
  7. Bali Swain, Ranjula & Wallentin, Fan Yang, 2007. "DOES MICROFINANCE EMPOWER WOMEN? Evidence from Self Help Groups in India," Working Paper Series 2007:24, Uppsala University, Department of Economics.
  8. Dean Karlan & Jonathan Zinman, 2006. "Expanding credit access: Using randomized supply decisions to estimate the impacts," Natural Field Experiments 00281, The Field Experiments Website.
  9. World Bank, 2012. "World Development Report 2012," World Bank Publications, The World Bank, number 4391, October.
  10. Dean Karlan & Martin Valdivia, 2007. "Teaching Entrepreneurship: Impact of Business Training on Microfinance Clients and Institutions," Working Papers 107, Center for Global Development.
  11. Garry D Bruton & Susanna Khavul & Helmuth Chavez, 2011. "Microlending in emerging economies: Building a new line of inquiry from the ground up," Journal of International Business Studies, Palgrave Macmillan, vol. 42(5), pages 718-739, June.
  12. Niels Hermes & Robert Lensink, 2007. "The empirics of microfinance: what do we know?," Economic Journal, Royal Economic Society, vol. 117(517), pages F1-F10, 02.
  13. Gries,Thomas & Naudé, Wim, 2010. "Entrepreneurship and Human Development: A Capability Approach," Working Paper Series wp2010-68, World Institute for Development Economic Research (UNU-WIDER).
  14. Ito, Junichi & Bao, Zongshun & Su, Qun, 2012. "Distributional effects of agricultural cooperatives in China: Exclusion of smallholders and potential gains on participation," Food Policy, Elsevier, vol. 37(6), pages 700-709.
  15. Mark M. Pitt & Shahidur R. Khandker, 1998. "The Impact of Group-Based Credit Programs on Poor Households in Bangladesh: Does the Gender of Participants Matter?," Journal of Political Economy, University of Chicago Press, vol. 106(5), pages 958-996, October.
  16. World Bank, 2013. "World Development Indicators 2013," World Bank Publications, The World Bank, number 13191, October.
  17. Paul J. Gertler & Sebastian Martinez & Patrick Premand & Laura B. Rawlings & Christel M. J. Vermeersch, 2011. "Impact Evaluation in Practice," World Bank Publications, The World Bank, number 2550, October.
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