IDEAS home Printed from https://ideas.repec.org/p/phd/pjdevt/jpd_1997_vol__xxiv_no_2-d.html
   My bibliography  Save this paper

Reaching the Poor with Effective Microcredit: Evaluation of a Grameen Bank Replication in the Philippines

Author

Listed:
  • Hossain, Mahabub
  • Diaz, Catalina P.

Abstract

Credit provision for small and poor households has always been the major element of nongovernment organizations in alleviating poverty. Recently, there has been a move to replicate the Bangladesh Grameen Bank in the Philippines known as Landless People’s Development Fund. This paper assesses its financial viability at the borrower’s level. The institution’s sustainability is also investigated in terms of sources and fund utilization, administration costs and other branches of financial viability.

Suggested Citation

  • Hossain, Mahabub & Diaz, Catalina P., 1997. "Reaching the Poor with Effective Microcredit: Evaluation of a Grameen Bank Replication in the Philippines," Philippine Journal of Development JPD 1997 Vol. XXIV No.2-d, Philippine Institute for Development Studies.
    • Handle: RePEc:phd:pjdevt:jpd_1997_vol__xxiv_no_2-d
    as

    Download full text from publisher

    File URL: https://www.pids.gov.ph/publication/philippine-journal-of-development/reaching-the-poor-with-effective-microcredit-evaluation-of-a-grameen-bank-replication-in-the-philippines
    Download Restriction: no
    ---><---

    References listed on IDEAS

    as
    1. Khandker, S.R. & Khalily, B. & Khan, Z., 1995. "Grameen Bank: Performance and Sustainability," World Bank - Discussion Papers 306, World Bank.
    2. C. B. Baker, 1968. "Credit in the Production Organization of the Firm," American Journal of Agricultural Economics, Agricultural and Applied Economics Association, vol. 50(3), pages 507-520.
    3. Hossain, Mahabub, 1988. "Credit for alleviation of rural poverty: the Grameen Bank in Bangladesh," Research reports 65, International Food Policy Research Institute (IFPRI).
    4. Yaron, J., 1992. "Successful Rural Finance Institutions," World Bank - Discussion Papers 150, World Bank.
    5. Adams, Dale W. & Vogel, Robert C., 1986. "Rural financial markets in low-income countries: Recent controversies and lessons," World Development, Elsevier, vol. 14(4), pages 477-487, April.
    Full references (including those not matched with items on IDEAS)

    Citations

    Citations are extracted by the CitEc Project, subscribe to its RSS feed for this item.
    as


    Cited by:

    1. Aldaba, Fernando T., 2002. "Philippine Development: A Research Journey Through the Philippine Journal of Development," Philippine Journal of Development PJD 2002 Vol. XXIX No. 2-, Philippine Institute for Development Studies.
    2. Subhani, Muhammad Imtiaz, 2010. "Impact of Microfinance on the Performance of an Agriculture Industry in Pakistan," MPRA Paper 36173, University Library of Munich, Germany.
    3. Asad K. Ghalib, 2011. "Estimating the depth of microfinance programme outreach: empirical findings from rural Pakistan," Global Development Institute Working Paper Series 15411, GDI, The University of Manchester.
    4. Lamberte, Mario B., 2001. "Expanding Banking Services to Micro, Small and Medium Enterprises and Poor Households in the Philippines," Discussion Papers DP 2001-24, Philippine Institute for Development Studies.
    5. Jos Vaessen & Ana Rivas & Maren Duvendack & Richard Palmer Jones & Frans Leeuw & Ger van Gils & Ruslan Lukach & Nathalie Holvoet & Johan Bastiaensen & Jorge Garcia Hombrados & Hugh Waddington, 2014. "The Effects of Microcredit on Women's Control over Household Spending in Developing Countries: A Systematic Review and Meta‐analysis," Campbell Systematic Reviews, John Wiley & Sons, vol. 10(1), pages 1-205.
    6. Rola-Rubzen, Maria Fay & Gabunada, Fe M. & Mesorado, Ria, 2002. "Credit Constraints and Opportunities for Smallholder Producers in the Philippines," 2002 Conference (46th), February 13-15, 2002, Canberra, Australia 174074, Australian Agricultural and Resource Economics Society.
    7. Asad K. Ghalib, 2013. "How effective is microfinance in reaching the poorest? Empirical evidence on programme outreach in rural Pakistan," Journal of Business Economics and Management, Taylor & Francis Journals, vol. 14(3), pages 467-480, June.
    8. Rahul Nilakantan & Deepak Iyengar & Samar K. Datta & Shashank Rao, 2021. "On Ethical Violations in Microfinance Backed Small Businesses: Family and Household Welfare," Journal of Business Ethics, Springer, vol. 172(4), pages 785-802, September.
    9. Lamberte, Mario B., 2000. "Transforming Land Bank into a Microfinance Development Institution," Discussion Papers DP 2000-34, Philippine Institute for Development Studies.
    10. Lamberte, Mario B. & Manlagnit, Ma. Chelo V., 2003. "Integrating Gender Perspectives in Evaluating the Efficiency of COFI: The Case of Credit Cooperatives in the Philippines," Discussion Papers DP 2003-06, Philippine Institute for Development Studies.

    Most related items

    These are the items that most often cite the same works as this one and are cited by the same works as this one.
    1. Mark Schreiner & Jacob Yaron, 2001. "Development Finance Institutions : Measuring Their Subsidy," World Bank Publications - Books, The World Bank Group, number 13983, December.
    2. Jhilam Zebunnessa Iqbal, . "The Impact of Grameen Bank Credit on the Levels of Income, Employment, and Productivity of Poor Landless Households in Rural Bangladesh," Fordham Economics Dissertations, Fordham University, Department of Economics, number 2002.5.
    3. Ravicz, R. Marisol, 1998. "Searching for sustainable microfinance : a review of five Indonesian initiatives," Policy Research Working Paper Series 1878, The World Bank.
    4. Rezaul KARIM & Mitsue OSADA, 1998. "Dropping Out: An Emerging Factor In The Success Of Microcredit-Based Poverty Alleviation Programs," The Developing Economies, Institute of Developing Economies, vol. 36(3), pages 257-288, September.
    5. M. A. Baqui Khalily, 2004. "Quantitative approach to impact analysis of microfinance programmes in Bangladesh-what have we learned?," Journal of International Development, John Wiley & Sons, Ltd., vol. 16(3), pages 331-353.
    6. Moreno, Frede G., 2004. "Good governance in microcredit strategy for poverty reduction: Focus on Western Mindanao, Philippines," EconStor Theses, ZBW - Leibniz Information Centre for Economics, number 100634, October.
    7. Diagne, Aliou & Zeller, Manfred, 2001. "Access to credit and its impact on welfare in Malawi:," Research reports 116, International Food Policy Research Institute (IFPRI).
    8. Pati, A.P., 2009. "Subsidy Impact on Sustainability of SHGs: An Empirical Analysis of Micro Lending through SGSY Scheme," Indian Journal of Agricultural Economics, Indian Society of Agricultural Economics, vol. 64(2), pages 1-13.
    9. Wanjala, Bernadette, 2016. "Can the big push approach end rural poverty in Africa? : Insights from Sauri millennium village in Kenya," Other publications TiSEM 5a686b22-6749-4e9e-8bf4-4, Tilburg University, School of Economics and Management.
    10. Jonathan Morduch, 1999. "The Microfinance Promise," Journal of Economic Literature, American Economic Association, vol. 37(4), pages 1569-1614, December.
    11. Hameem Raees Chowdhury, 2016. "Joint-Liability in Microcredit: Evidence from Bangladesh," Atlantic Economic Journal, Springer;International Atlantic Economic Society, vol. 44(1), pages 105-129, March.
    12. Muri Wole Adedokun & Mehmet Ağa, 2023. "Financial inclusion: A pathway to economic growth in Sub‐Saharan African economies," International Journal of Finance & Economics, John Wiley & Sons, Ltd., vol. 28(3), pages 2712-2728, July.
    13. Morduch, Jonathan, 1999. "The role of subsidies in microfinance: evidence from the Grameen Bank," Journal of Development Economics, Elsevier, vol. 60(1), pages 229-248, October.
    14. Coleman, Brett E., 1999. "The impact of group lending in Northeast Thailand," Journal of Development Economics, Elsevier, vol. 60(1), pages 105-141, October.
    15. Ghatak, Maitreesh & Guinnane, Timothy W., 1999. "The economics of lending with joint liability: theory and practice," Journal of Development Economics, Elsevier, vol. 60(1), pages 195-228, October.
    16. Shahriar, Abu Zafar M. & Unda, Luisa A. & Alam, Quamrul, 2020. "Gender differences in the repayment of microcredit: The mediating role of trustworthiness," Journal of Banking & Finance, Elsevier, vol. 110(C).
    17. Jain, Pankaj S., 1996. "Managing credit for the rural poor: Lessons from the Grameen Bank," World Development, Elsevier, vol. 24(1), pages 79-89, January.
    18. Schreiner, Mark, 1997. "How To Measure The Subsidy Received By A Development Finance Institution," Economics and Sociology Occasional Papers - ESO Series 28323, Ohio State University, Department of Agricultural, Environmental and Development Economics.
    19. Zeller, Manfred, 1994. "Determinants of credit rationing," FCND discussion papers 2, International Food Policy Research Institute (IFPRI).
    20. D'Espallier, Bert & Guérin, Isabelle & Mersland, Roy, 2011. "Women and Repayment in Microfinance: A Global Analysis," World Development, Elsevier, vol. 39(5), pages 758-772, May.

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:phd:pjdevt:jpd_1997_vol__xxiv_no_2-d. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    If CitEc recognized a bibliographic reference but did not link an item in RePEc to it, you can help with this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Aniceto Orbeta (email available below). General contact details of provider: https://edirc.repec.org/data/pidgvph.html .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.