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Expanding Banking Services to Micro, Small and Medium Enterprises and Poor Households in the Philippines

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  • Lamberte, Mario B.

Abstract

This paper has reviewed existing policies and programs to encourage banks to expand their financial services to micro, small- and medium-sized enterprises (MicSMEs) and poor households. The overall policy environment for promoting microfinance in the Philippines has indeed considerably improved since 1990, and there are signs that banks have favorably responded to it. However, banks still face some constraints in expanding further their financial services to MicSMEs and poor households. This paper has discussed these constraints and recommended some measures to overcome them.

Suggested Citation

  • Lamberte, Mario B., 2001. "Expanding Banking Services to Micro, Small and Medium Enterprises and Poor Households in the Philippines," Discussion Papers DP 2001-24, Philippine Institute for Development Studies.
    • Handle: RePEc:phd:dpaper:dp_2001-24
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    File URL: https://www.pids.gov.ph/publication/discussion-papers/expanding-banking-services-to-micro-small-and-medium-enterprises-and-poor-households-in-the-philippines
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    References listed on IDEAS

    as
    1. Lamberte, Mario B. & Relampagos, Julius P., 1988. "Funds Transfer: Boon or Bane to the Viability of Rural Financial Intermediaries," Working Papers WP 1988-22, Philippine Institute for Development Studies.
    2. Hossain, Mahabub & Diaz, Catalina P., 1997. "Reaching the Poor with Effective Microcredit: Evaluation of a Grameen Bank Replication in the Philippines," Philippine Journal of Development JPD 1997 Vol. XXIV No.2-d, Philippine Institute for Development Studies.
    3. Lamberte, Mario B., 2000. "Transforming Land Bank into a Microfinance Development Institution," Discussion Papers DP 2000-34, Philippine Institute for Development Studies.
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