The economics of lending with joint liability: theory and practice
The study examines the effects of gender and credit constraints on rural students' advancement to secondary education, which is arguably the major bottleneck in Thailand's education system. Credit constraints are measured indirectly through rainfall variation, availability of informal lenders in the village, and household specific variables especially titled land owned by the household.
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- Abhijit V. Banerjee & Timothy Besley & Timothy W. Guinnane, 1994. "Thy Neighbor's Keeper: The Design of a Credit Cooperative with Theory and a Test," The Quarterly Journal of Economics, Oxford University Press, vol. 109(2), pages 491-515.
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- Mark M. Pitt & Shahidur R. Khandker, 1998. "The Impact of Group-Based Credit Programs on Poor Households in Bangladesh: Does the Gender of Participants Matter?," Journal of Political Economy, University of Chicago Press, vol. 106(5), pages 958-996, October. Full references (including those not matched with items on IDEAS)
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