IDEAS home Printed from https://ideas.repec.org/p/hal/journl/hal-05236350.html
   My bibliography  Save this paper

Digital Financial Inclusions for Sustainable Growth: Employing Natural Resources through Digital Governance

Author

Listed:
  • Abdul Ghaffar

    (BZU - Bahauddin Zakariya University)

  • Muhammad Asif

    (Ghazi University)

  • Areeba Ejaz

    (Ghazi University)

  • Kashif Raza

    (Ghazi University)

Abstract

Digital financial inclusion (DFI) initiatives have transformed the economy and environment by providing previously underbanked regions with enhanced access to banking, payment processing, and other financial services. This study analyses the correlations among DFI, GDP growth, and ecological sustainability, using the rapid expansion of digital finance in China as a case study. The research used econometric models to examine the impact of DFI on GDP growth and CO₂ emissions, including factors such as renewable energy adoption, industrial efficiency, and trade patterns. This purpose employs panel data from many national and international sources. The results demonstrate that reduced carbon intensity and improved economic inclusion correlate with heightened DFI penetration. Improved resource allocation, less travel for transactions, and increased green investment flows contribute to lower carbon intensity. The results suggest that DFI may fulfil climate action goals while promoting equitable growth, benefiting policymakers aiming to include financial innovation in sustainable development plans.

Suggested Citation

  • Abdul Ghaffar & Muhammad Asif & Areeba Ejaz & Kashif Raza, 2025. "Digital Financial Inclusions for Sustainable Growth: Employing Natural Resources through Digital Governance," Post-Print hal-05236350, HAL.
    • Handle: RePEc:hal:journl:hal-05236350
    DOI: 10.56946/jeee.v4i2.741
    Note: View the original document on HAL open archive server: https://hal.science/hal-05236350v1
    as

    Download full text from publisher

    File URL: https://hal.science/hal-05236350v1/document
    Download Restriction: no
    File URL: https://libkey.io/10.56946/jeee.v4i2.741?utm_source=ideas
    LibKey link: if access is restricted and if your library uses this service, LibKey will redirect you to where you can use your library subscription to access this item
    ---><---

    More about this item

    Keywords

    ;
    ;
    ;
    ;
    ;
    ;
    ;

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:hal:journl:hal-05236350. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: CCSD (email available below). General contact details of provider: https://hal.archives-ouvertes.fr/ .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.