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Mobile Phone Penetration, Mobile Banking and Inclusive Development in Africa

Listed author(s):
  • Simplice Asongu

    ()

    (Yaoundé/Cameroun)

  • Jacinta C. Nwachukwu

    ()

    (Coventry University)

The study assesses the role of mobile phones and mobile banking in decreasing inequality in 52 African countries. The empirical procedure involves first, examining the income-redistributive effect of mobile phone penetration and then investigating the contribution of mobile banking services in this relationship. The findings suggest an equalizing income-redistributive effect of ‘mobile phone penetration’ and ‘mobile banking’, with a higher income-equalizing effect from mobile banking compared to mobile phone penetration. Poverty alleviation channels explaining this difference in inequality mitigating propensity are discussed.

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File URL: http://www.afridev.org/RePEc/agd/agd-wpaper/Mobile-Phone-Penetration.-Mobile-Banking-and-Inclusive-Development-in-Africa.pdf
File Function: Revised version, 2016
Download Restriction: no

Paper provided by African Governance and Development Institute. in its series Working Papers with number 16/021.

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Length: 25
Date of creation: Jan 2016
Publication status: Forthcoming: African Finance Journal
Handle: RePEc:agd:wpaper:16/021
Contact details of provider: Web page: http://www.afridev.org/index.php/en/
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