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Benjamin Guin

Personal Details

First Name:Benjamin
Middle Name:S.
Last Name:Guin
Suffix:
RePEc Short-ID:pgu430
[This author has chosen not to make the email address public]
https://sites.google.com/site/benjaminsguin/

Affiliation

Bank of England

London, United Kingdom
http://www.bankofengland.co.uk/
RePEc:edi:boegvuk (more details at EDIRC)

Research output

as
Jump to: Working papers Articles

Working papers

  1. Guin, Benjamin & Brown, Martin & Morkötter, Stefan, 2015. "Deposit Withdrawals from Distressed Commercial Banks," VfS Annual Conference 2015 (Muenster): Economic Development - Theory and Policy 113081, Verein für Socialpolitik / German Economic Association.
  2. Brown, Martin & Guin, Benjamin, 2015. "The Exposure of Mortgage Borrowers to Interest Rate Risk, Income Risk and House Price Risk – Evidence from Swiss Loan Application Data," Working Papers on Finance 1509, University of St. Gallen, School of Finance.
  3. Brown, Martin & Guin, Benjamin & Kirschenmann, Karolin, 2013. "Microfinance Banks and Household Access to Finance," Working Papers on Finance 1302, University of St. Gallen, School of Finance.
  4. Brown, Martin & Guin, Benjamin & Morkoetter, Stefan, 2013. "Deposit Withdrawals from Distressed Commercial Banks: The Importance of Switching Costs," Working Papers on Finance 1319, University of St. Gallen, School of Finance, revised Dec 2017.

Articles

  1. Martin Brown & Benjamin Guin & Karolin Kirschenmann, 2016. "Microfinance Banks and Financial Inclusion," Review of Finance, European Finance Association, vol. 20(3), pages 907-946.
  2. Martin Brown & Benjamin Suman Guin, 2015. "The Exposure of Mortgage Borrowers to Interest Rate Risk and House Price Risk – Evidence from Swiss Loan Application Data," Swiss Journal of Economics and Statistics (SJES), Swiss Society of Economics and Statistics (SSES), vol. 151(II), pages 3-37, June.
  3. Benjamin Guin, 2013. "Anthony Saunders: Financial Institutions, In and Out of Crisis: Reflections by Anthony Saunders," Financial Markets and Portfolio Management, Springer;Swiss Society for Financial Market Research, vol. 27(3), pages 333-334, September.

Citations

Many of the citations below have been collected in an experimental project, CitEc, where a more detailed citation analysis can be found. These are citations from works listed in RePEc that could be analyzed mechanically. So far, only a minority of all works could be analyzed. See under "Corrections" how you can help improve the citation analysis.

Working papers

  1. Guin, Benjamin & Brown, Martin & Morkötter, Stefan, 2015. "Deposit Withdrawals from Distressed Commercial Banks," VfS Annual Conference 2015 (Muenster): Economic Development - Theory and Policy 113081, Verein für Socialpolitik / German Economic Association.

    Cited by:

    1. Hubert János Kiss, 2018. "Depositors’ Behaviour in Times of Mass Deposit Withdrawals," Financial and Economic Review, Magyar Nemzeti Bank (Central Bank of Hungary), vol. 17(4), pages 95-111.
    2. Ippolito, Filippo & Peydró, José-Luis & Polo, Andrea & Sette, Enrico, 2016. "Double bank runs and liquidity risk management," ESRB Working Paper Series 8, European Systemic Risk Board.
    3. Guin, Benjamin, 2017. "Culture and household saving," Working Paper Series 2069, European Central Bank.
    4. Katarzyna Kochaniak, 2016. "High value household deposits in the Eurozone: single post-crisis approach vs. national facts," Bank i Kredyt, Narodowy Bank Polski, vol. 47(6), pages 529-552.
    5. Stenbacka, Rune & Takalo, Tuomas, 2019. "Switching costs and financial stability," Journal of Financial Stability, Elsevier, vol. 41(C), pages 14-24.
    6. Katarzyna Kochaniak, 2017. "Regulacyjne granice stabilnosci depozytow gospodarstw domowych," Problemy Zarzadzania, University of Warsaw, Faculty of Management, vol. 15(66), pages 37-52.
    7. Damar, H. Evren & Gropp, Reint E. & Mordel, Adi, 2019. "Flight from safety: How a change to the deposit insurance limit affects households' portfolio allocation," IWH Discussion Papers 19/2019, Halle Institute for Economic Research (IWH).
    8. Maria Semenova, 2018. "A Bank Run in a Classroom: Do Smart Depositors Withdraw on Time?," HSE Working papers WP BRP 64/FE/2018, National Research University Higher School of Economics.

  2. Brown, Martin & Guin, Benjamin, 2015. "The Exposure of Mortgage Borrowers to Interest Rate Risk, Income Risk and House Price Risk – Evidence from Swiss Loan Application Data," Working Papers on Finance 1509, University of St. Gallen, School of Finance.

    Cited by:

    1. Guin, Benjamin, 2017. "Culture and household saving," Working Paper Series 2069, European Central Bank.
    2. Blickle, Kristian & Brown, Martin, 2016. "Liquidity Constraints, Wealth Transfers and Home Ownership," Working Papers on Finance 1618, University of St. Gallen, School of Finance.
    3. Brown, Martin & Hoffmann, Matthias, 2013. "Relationship Banking in the Residential Mortgage Market? Evidence from Switzerland," Working Papers on Finance 1310, University of St. Gallen, School of Finance, revised Jun 2015.
    4. Martin Brown & Matthias Hoffmann, 2016. "Relationship Banking in the Residential Mortgage Market? Evidence from Switzerland," Swiss Journal of Economics and Statistics, Springer;Swiss Society of Economics and Statistics, vol. 152(1), pages 23-48, January.
    5. Kristian Blickle & Martin Brown, 2019. "Borrowing Constraints, Home Ownership and Housing Choice: Evidence from Intra‐Family Wealth Transfers," Journal of Money, Credit and Banking, Blackwell Publishing, vol. 51(2-3), pages 539-580, March.
    6. Christoph Basten & Catherine Koch, 2016. "The causal effect of house prices on mortgage demand and mortgage supply: evidence from Switzerland," BIS Working Papers 555, Bank for International Settlements.
    7. Christoph Basten & Mike Mariathasan, 2018. "How Banks Respond to Negative Interest Rates: Evidence from the Swiss Exemption Threshold," CESifo Working Paper Series 6901, CESifo.

  3. Brown, Martin & Guin, Benjamin & Kirschenmann, Karolin, 2013. "Microfinance Banks and Household Access to Finance," Working Papers on Finance 1302, University of St. Gallen, School of Finance.

    Cited by:

    1. Franklin Allen & Elena Carletti & Robert Cull & Jun “Qj” Qian & Lemma Senbet & Patricio Valenzuela, 2013. "Improving Access to Banking: Evidence from Kenya," Documentos de Trabajo 298, Centro de Economía Aplicada, Universidad de Chile.
    2. Beck, Thorsten & Cull, Robert, 2013. "Banking in Africa," Policy Research Working Paper Series 6684, The World Bank.
    3. Nargiza Alimukhamedova & Randall K. Filer & Jan Hanousek, 2016. "The Importance of Geographic Access for the Impact of Microfinance," Economics Working Paper Archive at Hunter College 445, Hunter College Department of Economics, revised 07 Nov 2016.
    4. Brown, Martin, 2013. "The transmission of banking crises to households : lessons from the 2008-2011 crises in the ECA region," Policy Research Working Paper Series 6528, The World Bank.

  4. Brown, Martin & Guin, Benjamin & Morkoetter, Stefan, 2013. "Deposit Withdrawals from Distressed Commercial Banks: The Importance of Switching Costs," Working Papers on Finance 1319, University of St. Gallen, School of Finance, revised Dec 2017.

    Cited by:

    1. Catherine Mathieu & Henri Sterdyniak, 2019. "Economic policies int the Euro Area after the crisis," Sciences Po publications info:hdl:2441/7fs9bl6i6n9, Sciences Po.
    2. Lambert, Claudia & Noth, Felix & Schüwer, Ulrich, 2014. "How do insured deposits affect bank risk? Evidence from the 2008 Emergency Economic Stabilization Act," SAFE Working Paper Series 38, Leibniz Institute for Financial Research SAFE.
    3. Kristian S. Blickle, 2018. "Local banks, credit supply, and house prices," Staff Reports 874, Federal Reserve Bank of New York.
    4. Susanna Levantesi & Giulia Zacchia, 2021. "Machine Learning and Financial Literacy: An Exploration of Factors Influencing Financial Knowledge in Italy," JRFM, MDPI, vol. 14(3), pages 1-21, March.
    5. Marianna Brunetti & Rocco Ciciretti & Ljubica Djordjevic, 2016. "Till Mortgage Do Us Part: Mortgage Switching Costs and Household’s Bank Switching," CEIS Research Paper 364, Tor Vergata University, CEIS, revised 28 May 2020.
    6. Diepstraten, Maaike & van der Cruijsen, Carin, 2019. "To stay or go? Consumer bank switching behaviour after government interventions," Journal of Banking & Finance, Elsevier, vol. 106(C), pages 16-33.
    7. Damar, H. Evren & Gropp, Reint E. & Mordel, Adi, 2019. "Flight from safety: How a change to the deposit insurance limit affects households' portfolio allocation," IWH Discussion Papers 19/2019, Halle Institute for Economic Research (IWH).
    8. Brown, Martin & Henchoz, Caroline & Spycher, Thomas, 2017. "Culture and Financial Literacy," Working Papers on Finance 1703, University of St. Gallen, School of Finance.

Articles

  1. Martin Brown & Benjamin Guin & Karolin Kirschenmann, 2016. "Microfinance Banks and Financial Inclusion," Review of Finance, European Finance Association, vol. 20(3), pages 907-946.

    Cited by:

    1. Niu, Geng & Jin, XiaoShu & Wang, Qi & Zhou, Yang, 2022. "Broadband infrastructure and digital financial inclusion in rural China," China Economic Review, Elsevier, vol. 76(C).
    2. Simona Galletta & Sebastiano Mazzù & Valeria Naciti & Carlo Vermiglio, 2021. "Sustainable development and financial institutions: Do banks' environmental policies influence customer deposits?," Business Strategy and the Environment, Wiley Blackwell, vol. 30(1), pages 643-656, January.
    3. Pierrick Baraton & Florian LEON, 2018. "Do banks and microfinance institutions compete? Microevidence from Madagascar," DEM Discussion Paper Series 18-04, Department of Economics at the University of Luxembourg.
    4. Ms. Camelia Minoiu & Mr. Andrea F Presbitero & Sumit Agarwal & Thomas Kigabo & Andre Silva, 2018. "Financial Access Under the Microscope," IMF Working Papers 2018/208, International Monetary Fund.
    5. Franklin Allen & Elena Carletti & Robert Cull & Jun “Qj” Qian & Lemma Senbet & Patricio Valenzuela, 2013. "Improving Access to Banking: Evidence from Kenya," Documentos de Trabajo 298, Centro de Economía Aplicada, Universidad de Chile.
    6. Martin Brown & Helmut Stix, 2014. "The Euroization of Bank Deposits in Eastern Europe," Working Papers 197, Oesterreichische Nationalbank (Austrian Central Bank).
    7. Ana Georgina Marín & Rainer Schwabe, 2019. "Bank Competition and Financial Inclusion: Evidence from Mexico," Review of Industrial Organization, Springer;The Industrial Organization Society, vol. 55(2), pages 257-285, September.
    8. Nguyen, Cuong & Noy, Ilan, 2018. "Measuring the impact of insurance on urban recovery with light: The 2011 New Zealand earthquake," Working Paper Series 6955, Victoria University of Wellington, School of Economics and Finance.
    9. Lu, Weijie & Niu, Geng & Zhou, Yang, 2021. "Individualism and financial inclusion," Journal of Economic Behavior & Organization, Elsevier, vol. 183(C), pages 268-288.
    10. Isaac Koomson & Abdallah Abdul-Mumuni & Anthony Abbam, 2021. "Effect of financial inclusion on out-of-pocket health expenditure: empirics from Ghana," The European Journal of Health Economics, Springer;Deutsche Gesellschaft für Gesundheitsökonomie (DGGÖ), vol. 22(9), pages 1411-1425, December.
    11. Giulia Bettin & Claudia Pigini & Alberto Zazzaro, 2020. "Financial inclusion and poverty transitions: an empirical analysis for Italy," Mo.Fi.R. Working Papers 164, Money and Finance Research group (Mo.Fi.R.) - Univ. Politecnica Marche - Dept. Economic and Social Sciences.
    12. Elisabeth Beckmann & Sarah Reiter & Helmut Stix, 2018. "A geographic perspective on banking in Central, Eastern and Southeastern Europe," Focus on European Economic Integration, Oesterreichische Nationalbank (Austrian Central Bank), issue Q1-18, pages 26-47.
    13. Li, Lin Yang & Hermes, Niels & Meesters, Aljar, 2019. "Convergence of the performance of microfinance institutions: A decomposition analysis," Economic Modelling, Elsevier, vol. 81(C), pages 308-324.
    14. Nicola Limodio & Francesco Strobbe, 2018. "Liquidity Requirements and Bank Deposits: Evidence from Ethiopia," BAFFI CAREFIN Working Papers 1879, BAFFI CAREFIN, Centre for Applied Research on International Markets Banking Finance and Regulation, Universita' Bocconi, Milano, Italy.
    15. Ozili, Peterson K, 2020. "Social inclusion and financial inclusion: international evidence," MPRA Paper 101811, University Library of Munich, Germany.
    16. Isaac Koomson & Renato A. Villano & David Hadley, 2020. "Effect of Financial Inclusion on Poverty and Vulnerability to Poverty: Evidence Using a Multidimensional Measure of Financial Inclusion," Social Indicators Research: An International and Interdisciplinary Journal for Quality-of-Life Measurement, Springer, vol. 149(2), pages 613-639, June.
    17. Schulte, Markus & Winkler, Adalbert, 2019. "Drivers of solvency risk – Are microfinance institutions different?," Journal of Banking & Finance, Elsevier, vol. 106(C), pages 403-426.
    18. Guin, Benjamin, 2017. "Culture and household saving," Working Paper Series 2069, European Central Bank.
    19. Ozili, Peterson K, 2022. "Does economic policy uncertainty reduce financial inclusion?," MPRA Paper 111052, University Library of Munich, Germany.
    20. María del Carmen Valls Martínez & Pedro Antonio Martín-Cervantes & Sandra Peña Rodríguez, 2021. "Ethical Banking and Poverty Alleviation Banking: The Two Sides of the Same Solidary Coin," Sustainability, MDPI, vol. 13(21), pages 1-22, October.
    21. Qi, Shusen & De Haas, Ralph & Ongena, Steven & Straetmans, Stefan, 2019. "Move a Little Closer? Information Sharing and the Spatial Clustering of Bank Branches," Research Memorandum 006, Maastricht University, Graduate School of Business and Economics (GSBE).
    22. Anna Bruederle & Roland Hodler, 2018. "Nighttime lights as a proxy for human development at the local level," PLOS ONE, Public Library of Science, vol. 13(9), pages 1-22, September.
    23. Jackowicz, Krzysztof & Kozłowski, Łukasz & Wnuczak, Paweł, 2021. "Which local markets do banks desert first? evidence from poland," Finance Research Letters, Elsevier, vol. 38(C).
    24. Yan, Yu & Qi, Shusen, 2021. "Childhood matters: Family education and financial inclusion," Pacific-Basin Finance Journal, Elsevier, vol. 65(C).
    25. Tchakoute-Tchuigoua, Hubert & Soumaré, Issouf, 2019. "The effect of loan approval decentralization on microfinance institutions' outreach and loan portfolio quality," Journal of Business Research, Elsevier, vol. 94(C), pages 1-17.
    26. Gregor Dorfleitner & Davide Forcella & Quynh Anh Nguyen, 2021. "Why microfinance institutions go digital: An empirical analysis," Working Papers CEB 21-003, ULB -- Universite Libre de Bruxelles.
    27. Beckmann, Elisabeth & Mare, Davide Salvatore, 2017. "Formal and informal household savings: how does trust in financial institutions influence the choice of saving instruments?," MPRA Paper 81141, University Library of Munich, Germany.
    28. Shruti Malik & Girish Chandra Maheshwari & Archana Singh, 2019. "Understanding Financial Inclusion in India: A Theoretical Framework Building Through SAP–LAP and Efficient IRP," Global Journal of Flexible Systems Management, Springer;Global Institute of Flexible Systems Management, vol. 20(2), pages 117-140, June.
    29. Ozili, Peterson K, 2020. "Financial inclusion and business cycles," MPRA Paper 102054, University Library of Munich, Germany.
    30. Ricardo Gabriel Rossi Ortiz & Ricardo Manuel Rossi Valverde, 2023. "Eficiencia financiera de las Cajas Municipales de Ahorro y Crédito (CMAC) del Perú en el periodo 2015-2021," Remef - Revista Mexicana de Economía y Finanzas Nueva Época REMEF (The Mexican Journal of Economics and Finance), Instituto Mexicano de Ejecutivos de Finanzas, IMEF, vol. 18(1), pages 1-20, Enero - M.
    31. Andreas Kammerlander & Günther G. Schulze, 2021. "Local Economic Growth and Infant Mortality," CESifo Working Paper Series 9315, CESifo.
    32. Ozili, Peterson K, 2020. "Contesting digital finance for the poor," MPRA Paper 101812, University Library of Munich, Germany.
    33. Cuong Nguyen & Ilan Noy, 2018. "Measuring the Impact of Insurance on Urban Recovery with Light: The 2010-2011 New Zealand Earthquakes," CESifo Working Paper Series 7031, CESifo.

  2. Martin Brown & Benjamin Suman Guin, 2015. "The Exposure of Mortgage Borrowers to Interest Rate Risk and House Price Risk – Evidence from Swiss Loan Application Data," Swiss Journal of Economics and Statistics (SJES), Swiss Society of Economics and Statistics (SSES), vol. 151(II), pages 3-37, June.

    Cited by:

    1. Guin, Benjamin, 2017. "Culture and household saving," Working Paper Series 2069, European Central Bank.
    2. Blickle, Kristian & Brown, Martin, 2016. "Liquidity Constraints, Wealth Transfers and Home Ownership," Working Papers on Finance 1618, University of St. Gallen, School of Finance.
    3. Brown, Martin & Hoffmann, Matthias, 2013. "Relationship Banking in the Residential Mortgage Market? Evidence from Switzerland," Working Papers on Finance 1310, University of St. Gallen, School of Finance, revised Jun 2015.
    4. Martin Brown & Matthias Hoffmann, 2016. "Relationship Banking in the Residential Mortgage Market? Evidence from Switzerland," Swiss Journal of Economics and Statistics, Springer;Swiss Society of Economics and Statistics, vol. 152(1), pages 23-48, January.
    5. Christoph Basten & Catherine Koch, 2015. "Higher bank capital requirements and mortgage pricing: evidence from the Countercyclical Capital Buffer (CCB)," BIS Working Papers 511, Bank for International Settlements.
    6. Kristian Blickle & Martin Brown, 2019. "Borrowing Constraints, Home Ownership and Housing Choice: Evidence from Intra‐Family Wealth Transfers," Journal of Money, Credit and Banking, Blackwell Publishing, vol. 51(2-3), pages 539-580, March.
    7. Christoph Basten & Mike Mariathasan, 2018. "How Banks Respond to Negative Interest Rates: Evidence from the Swiss Exemption Threshold," CESifo Working Paper Series 6901, CESifo.

More information

Research fields, statistics, top rankings, if available.

Statistics

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Co-authorship network on CollEc

NEP Fields

NEP is an announcement service for new working papers, with a weekly report in each of many fields. This author has had 4 papers announced in NEP. These are the fields, ordered by number of announcements, along with their dates. If the author is listed in the directory of specialists for this field, a link is also provided.
  1. NEP-BAN: Banking (4) 2013-08-31 2013-11-29 2015-06-13 2016-02-17
  2. NEP-RMG: Risk Management (2) 2015-06-13 2016-02-17
  3. NEP-CBA: Central Banking (1) 2013-11-29
  4. NEP-MFD: Microfinance (1) 2013-08-31
  5. NEP-URE: Urban & Real Estate Economics (1) 2015-06-13

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