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Banking on Distributed Ledger Technology: Can It Help Banks Address Financial Inclusion?


  • Marsh, Blake

    () (Federal Reserve Bank of Kansas City)

  • Maniff, Jesse Leigh

    (Federal Reserve Bank of Kansas City)


Despite its promise, distributed ledger technology is unlikely to draw unbanked consumers into the financial mainstream

Suggested Citation

  • Marsh, Blake & Maniff, Jesse Leigh, 2017. "Banking on Distributed Ledger Technology: Can It Help Banks Address Financial Inclusion?," Economic Review, Federal Reserve Bank of Kansas City, issue Q III, pages 53-77.
  • Handle: RePEc:fip:fedker:00056

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    References listed on IDEAS

    1. Angela C. Lyons & Erik Scherpf, 2005. "Moving from unbanked to banked: evidence from the Money Smart program," Proceedings 964, Federal Reserve Bank of Chicago.
    2. Michal Grinstein-Weiss & Michael Sherraden & William G. Gale & William M. Rohe & Mark Schreiner & Clinton Key, 2013. "Long-Term Impacts of Individual Development Accounts on Homeownership among Baseline Renters: Follow-Up Evidence from a Randomized Experiment," American Economic Journal: Economic Policy, American Economic Association, vol. 5(1), pages 122-145, February.
    3. Hayashi, Fumiko, 2016. "Access to Electronic Payments Systems by Unbanked Consumers," Economic Review, Federal Reserve Bank of Kansas City, issue Q III, pages 51-76.
    4. Sarah Bloom Raskin, 2011. "Economic and financial inclusion in 2011: what it means for Americans and our economic recovery: a speech at the New America Foundation Forum, Washington, D.C., June 29, 2011," Speech 577, Board of Governors of the Federal Reserve System (U.S.).
    5. Ali, Robleh & Barrdear, John & Clews, Roger & Southgate, James, 2014. "Innovations in payment technologies and the emergence of digital currencies," Bank of England Quarterly Bulletin, Bank of England, vol. 54(3), pages 262-275.
    6. repec:fip:fedlre:00149 is not listed on IDEAS
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    Unbanked; Underbanked; Banked; Financial inclusion;


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