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Does Prior Banking Experience Matter? Differences of the Banked and Unbanked in Individual Development Accounts

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Listed:
  • Michal Grinstein-Weiss

    ()

  • Yeong Yeo

    ()

  • Mathieu Despard

    ()

  • Adriane Casalotti

    ()

  • Min Zhan

    ()

Abstract

No abstract is available for this item.

Suggested Citation

  • Michal Grinstein-Weiss & Yeong Yeo & Mathieu Despard & Adriane Casalotti & Min Zhan, 2010. "Does Prior Banking Experience Matter? Differences of the Banked and Unbanked in Individual Development Accounts," Journal of Family and Economic Issues, Springer, vol. 31(2), pages 212-227, June.
  • Handle: RePEc:kap:jfamec:v:31:y:2010:i:2:p:212-227
    DOI: 10.1007/s10834-010-9184-5
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    References listed on IDEAS

    as
    1. Chang-Keun Han & Michael Sherraden, 2009. "Attitudes and Saving in Individual Development Accounts: Latent Class Analysis," Journal of Family and Economic Issues, Springer, vol. 30(3), pages 226-236, September.
    2. Besley, Timothy & Coate, Stephen & Loury, Glenn, 1993. "The Economics of Rotating Savings and Credit Associations," American Economic Review, American Economic Association, vol. 83(4), pages 792-810, September.
    3. Mills, Gregory & Gale, William G. & Patterson, Rhiannon & Engelhardt, Gary V. & Eriksen, Michael D. & Apostolov, Emil, 2008. "Effects of individual development accounts on asset purchases and saving behavior: Evidence from a controlled experiment," Journal of Public Economics, Elsevier, vol. 92(5-6), pages 1509-1530, June.
    4. Cynthia Sanders & Shirley Porterfield, 2010. "The Ownership Society and Women: Exploring Female Householders’ Ability to Accumulate Assets," Journal of Family and Economic Issues, Springer, vol. 31(1), pages 90-106, March.
    5. Anna Paulson & Sherrie Rhine, 2008. "The Financial Assimilation of an Immigrant Group: Evidence on the Use of Checking and Savings Accounts and Currency Exchanges," Journal of Family and Economic Issues, Springer, vol. 29(2), pages 264-278, June.
    6. Grinstein-Weiss, Michal & Wagner, Kristen & Ssewamala, Fred M., 2006. "Saving and asset accumulation among low-income families with children in IDAs," Children and Youth Services Review, Elsevier, vol. 28(2), pages 193-211, February.
    7. Marc Fusaro, 2008. "Hidden Consumer Loans: An Analysis of Implicit Interest Rates on Bounced Checks," Journal of Family and Economic Issues, Springer, vol. 29(2), pages 251-263, June.
    8. Rebecca Haynes-Bordas & D. Kiss & Tansel Yilmazer, 2008. "Effectiveness of Financial Education on Financial Management Behavior and Account Usage: Evidence from a ‘Second Chance’ Program," Journal of Family and Economic Issues, Springer, vol. 29(3), pages 362-390, September.
    9. Beverly, Sondra G. & Sherraden, Michael, 1999. "Institutional determinants of saving: implications for low-income households and public policy," Journal of Behavioral and Experimental Economics (formerly The Journal of Socio-Economics), Elsevier, vol. 28(4), pages 457-473.
    10. anonymous, 1999. "Banking relationships of lower-income families and the governmental trend toward electronic payment," Federal Reserve Bulletin, Board of Governors of the Federal Reserve System (U.S.), issue Jul, pages 459-473.
    11. Tim Fry & Sandra Mihajilo & Roslyn Russell & Robert Brooks, 2008. "The Factors Influencing Saving in a Matched Savings Program: Goals, Knowledge of Payment Instruments, and Other Behavior," Journal of Family and Economic Issues, Springer, vol. 29(2), pages 234-250, June.
    12. Sherrie L. W. Rhine & William H. Greene & Maude Toussaint-Comeau, 2006. "The Importance of Check-Cashing Businesses to the Unbanked: Racial/Ethnic Differences," The Review of Economics and Statistics, MIT Press, vol. 88(1), pages 146-157, February.
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    Citations

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    Cited by:

    1. William Elliott & Monique Constance-Huggins & Hyun-a Song, 2013. "Improving College Progress among Low- to Moderate-Income (LMI) Young Adults: The Role of Assets," Journal of Family and Economic Issues, Springer, vol. 34(4), pages 382-399, December.
    2. Marieka M. Klawitter & C. Leigh Anderson & Mary Kay Gugerty, 2013. "Savings And Personal Discount Rates In A Matched Savings Program For Low-Income Families," Contemporary Economic Policy, Western Economic Association International, vol. 31(3), pages 468-485, July.
    3. Okech, David, 2013. "The independent effects of socio-demographic and programmatic factors on economic strain among parents in a Child Savings Accounts program," Children and Youth Services Review, Elsevier, vol. 35(6), pages 950-959.
    4. Julie Birkenmaier & Qiang Fu, 2016. "The Association of Alternative Financial Services Usage and Financial Access: Evidence from the National Financial Capability Study," Journal of Family and Economic Issues, Springer, vol. 37(3), pages 450-460, September.
    5. Terri Friedline & Mary Rauktis, 2014. "Young People Are the Front Lines of Financial Inclusion: A Review of 45 Years of Research," Journal of Consumer Affairs, Wiley Blackwell, vol. 48(3), pages 535-602, October.
    6. repec:bla:jconsa:v:51:y:2017:i:1:p:183-199 is not listed on IDEAS
    7. Michal Grinstein-Weiss & Shenyang Guo & Vanessa Reinertson & Blair Russell, 2015. "Financial Education and Savings Outcomes for Low-Income IDA Participants: Does Age Make a Difference?," Journal of Consumer Affairs, Wiley Blackwell, vol. 49(1), pages 156-185, March.
    8. David Okech, 2011. "Enrollment Decisions in a Child Development Accounts Program for Low-Income Families," Journal of Family and Economic Issues, Springer, vol. 32(3), pages 400-410, September.
    9. Angela Fontes, 2011. "Differences in the Likelihood of Ownership of Retirement Saving Assets by the Foreign and Native-Born," Journal of Family and Economic Issues, Springer, vol. 32(4), pages 612-624, December.

    More about this item

    Keywords

    Asset building; Banked; IDAs; Savings; Unbanked;

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