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Survival determinants of Fintech firms in Malaysia-moderating role of Fintech experience

Author

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  • Nazuri, Siti Nur Shuhada
  • Mohamed, Intan Salwani
  • Mohd Daud, Norzaidi

Abstract

Financial technology (Fintech) has become a prominent research area due to its transformative impact on the economy and consumers' lives. Fintech refers to companies that leverage advanced and innovative technologies to deliver financial services. This research examined the factors influencing the survivability of Fintech firms in Malaysia, focusing on three categories of Fintech characteristics: industryspecific, firmspecific, and Fintech specific. Industry specific characteristics included the independent variables of pressure intensity and regulatory support. Firm-specific characteristics encompassed variables such as firm size, size of the management team, and internationalization scope. Fintech, IT, and business process management capabilities represented Fintech specific characteristics. Additionally, Fintech experience was examined as a moderating factor between Fintech capabilities and the survivability of Fintech firms.

Suggested Citation

  • Nazuri, Siti Nur Shuhada & Mohamed, Intan Salwani & Mohd Daud, Norzaidi, 2025. "Survival determinants of Fintech firms in Malaysia-moderating role of Fintech experience," Technological Forecasting and Social Change, Elsevier, vol. 211(C).
    • Handle: RePEc:eee:tefoso:v:211:y:2025:i:c:s0040162524007200
    DOI: 10.1016/j.techfore.2024.123922
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