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Domestic and international practice of deposit insurance: a survey

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  • Lee, Wai Sing
  • Kwok, Chuck C. Y.

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  • Lee, Wai Sing & Kwok, Chuck C. Y., 2000. "Domestic and international practice of deposit insurance: a survey," Journal of Multinational Financial Management, Elsevier, vol. 10(1), pages 29-62, January.
  • Handle: RePEc:eee:mulfin:v:10:y:2000:i:1:p:29-62
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    References listed on IDEAS

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    1. Edward J. Kane, 1987. "No Room for Weak Links in the Chain of Deposit Insurance Reform," NBER Working Papers 2317, National Bureau of Economic Research, Inc.
    2. Douglas W. Diamond & Philip H. Dybvig, 2000. "Bank runs, deposit insurance, and liquidity," Quarterly Review, Federal Reserve Bank of Minneapolis, vol. 24(Win), pages 14-23.
    3. Lawrence G. Goldberg & T. Harikumar, 1991. "Risk-Taking Incentives Of Banks And Risk-Adjusted Deposit Insurance," Journal of Financial Research, Southern Finance Association;Southwestern Finance Association, vol. 14(3), pages 233-239, September.
    4. Stephen Cross & Katerina Simons, 1991. "Do capital markets predict problems in large commercial banks?," New England Economic Review, Federal Reserve Bank of Boston, issue May, pages 51-56.
    5. Douglas W. Diamond, 1984. "Financial Intermediation and Delegated Monitoring," The Review of Economic Studies, Review of Economic Studies Ltd, vol. 51(3), pages 393-414.
    6. Mussa, Michael, 1986. "Safety and Soundness as an Objective of Regulation of Depository Institutions: Comment," The Journal of Business, University of Chicago Press, vol. 59(1), pages 97-117, January.
    7. Mr. Alexander Y Kyei, 1995. "Deposit Protection Arrangements: A Survey," IMF Working Papers 1995/134, International Monetary Fund.
    8. Goodman, Laurie S. & Santomero, Anthony M., 1986. "Variable-rate deposit insurance: A re-examination," Journal of Banking & Finance, Elsevier, vol. 10(2), pages 203-218, June.
    9. Keeley, Michael C, 1990. "Deposit Insurance, Risk, and Market Power in Banking," American Economic Review, American Economic Association, vol. 80(5), pages 1183-1200, December.
    10. Nagarajan, S. & Sealey, C. W., 1995. "Forbearance, deposit insurance pricing, and incentive compatible bank regulation," Journal of Banking & Finance, Elsevier, vol. 19(6), pages 1109-1130, September.
    11. Chan, Yuk-Shee & Greenbaum, Stuart I & Thakor, Anjan V, 1992. "Is Fairly Priced Deposit Insurance Possible?," Journal of Finance, American Finance Association, vol. 47(1), pages 227-245, March.
    12. Goldberg, Lawrence G & Harikumar, T, 1991. "Risk-Taking Incentives of Banks and Risk-Adjusted Deposit Insurance," Journal of Financial Research, Southern Finance Association;Southwestern Finance Association, vol. 14(3), pages 233-239, Fall.
    13. Denise Hazlett, 1997. "Deposit insurance and regulation in a Diamond-Dybvig banking model with a risky technology (*)," Economic Theory, Springer;Society for the Advancement of Economic Theory (SAET), vol. 9(3), pages 453-470.
    14. Shiers, Alden F., 1994. "Deposit insurance and banking system risk: Some empirical evidence," The Quarterly Review of Economics and Finance, Elsevier, vol. 34(4), pages 347-361.
    15. Duan, Jin-Chuan & Moreau, Arthur F. & Sealey, C. W., 1992. "Fixed-rate deposit insurance and risk-shifting behavior at commercial banks," Journal of Banking & Finance, Elsevier, vol. 16(4), pages 715-742, August.
    16. Buser, Stephen A & Chen, Andrew H & Kane, Edward J, 1981. "Federal Deposit Insurance, Regulatory Policy, and Optimal Bank Capital," Journal of Finance, American Finance Association, vol. 36(1), pages 51-60, March.
    17. Frederick T. Furlong, 1984. "A view on deposit insurance coverage," Economic Review, Federal Reserve Bank of San Francisco, issue Spr, pages 31-38.
    18. Kane, Edward J., 1986. "Appearance and reality in deposit insurance: The case for reform," Journal of Banking & Finance, Elsevier, vol. 10(2), pages 175-188, June.
    19. Talley, Samuel H. & Mas, Ignacio, 1990. "Deposit insurance in developing countries," Policy Research Working Paper Series 548, The World Bank.
    20. Fama, Eugene F., 1980. "Banking in the theory of finance," Journal of Monetary Economics, Elsevier, vol. 6(1), pages 39-57, January.
    21. Herbert L. Baer & Elijah Brewer, 1986. "Uninsured deposits as a source of market discipline: some new evidence," Economic Perspectives, Federal Reserve Bank of Chicago, vol. 10(Sep), pages 23-31.
    22. Wheelock, David C, 1992. "Deposit Insurance and Bank Failures: New Evidence from the 1920s," Economic Inquiry, Western Economic Association International, vol. 30(3), pages 530-543, July.
    23. Hwang, Dar-Yeh & Lee, Cheng F. & Liaw, K. Thomas, 1997. "Forecasting bank failures and deposit insurance premium," International Review of Economics & Finance, Elsevier, vol. 6(3), pages 317-334.
    24. Ms. G. G. Garcia, 1996. "Deposit Insurance: Obtaining the Benefits and Avoiding the Pitfalls," IMF Working Papers 1996/083, International Monetary Fund.
    25. Charles Goodhart, 1988. "The Evolution of Central Banks," MIT Press Books, The MIT Press, edition 1, volume 1, number 0262570734, December.
    26. Larry D. Wall, 1997. "Taking note of the deposit insurance fund: a plan for the FDIC to issue capital notes," Economic Review, Federal Reserve Bank of Atlanta, vol. 82(Q 1), pages 14-30.
    27. Dreyfus, Jean-Francois & Saunders, Anthony & Allen, Linda, 1994. "Deposit Insurance and Regulatory Forbearance: Are Caps on Insured Deposits Optimal?," Journal of Money, Credit and Banking, Blackwell Publishing, vol. 26(3), pages 412-438, August.
    28. Gordon V. Karels, 1997. "Deposit Insurance, Capital Adequacy Requirements and Interest Rate Dynamics," Journal of Business Finance & Accounting, Wiley Blackwell, vol. 24(9&10), pages 1311-1330.
    29. George S. Berger, 1994. "Reforming Deposit Insurance and the Regulatory System: The Failure of the Middle Way," Cato Journal, Cato Journal, Cato Institute, vol. 14(2), pages 221-241, Fall.
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    Cited by:

    1. Marcel Canoy & Machiel van Dijk & Jan Lemmen & Ruud de Mooij & Jürgen Weigand, 2001. "Competition and stability in banking," CPB Document 15.rdf, CPB Netherlands Bureau for Economic Policy Analysis.
    2. Pilar Gómez-Fernández-Aguado & Antonio Partal-Ureña & Antonio Trujillo-Ponce, 2013. "Evaluating the effects of the EU directive proposal for risk-based deposit insurance premiums in Spain," Working Papers 13.01, Universidad Pablo de Olavide, Department of Financial Economics and Accounting (former Department of Business Administration).
    3. Nobuyoshi Yamori & Jianjun Sun, 2019. "How Did the Introduction of Deposit Insurance Affect Chinese Banks? An Investigation of Its Wealth Effects," Emerging Markets Finance and Trade, Taylor & Francis Journals, vol. 55(9), pages 2022-2038, July.
    4. Fischer, Klaus P. & Fournier, Eric M., 2002. "Does Corporate Governance Matter in Deposit Insurance? DI and Moral Hazard in Joint Stock and Mutual Financial Intermediaries," Cahiers de recherche 0206, CIRPEE.
    5. Ting-Fang Chiang & E-Ching Wu & Min-Teh Yu, 2007. "Premium setting and bank behavior in a voluntary deposit insurance scheme," Review of Quantitative Finance and Accounting, Springer, vol. 29(2), pages 205-222, August.
    6. Pilar G -Fernᮤez-Aguado & Antonio Partal-Ure & Antonio Trujillo-Ponce, 2014. "Moving toward risk-based deposit insurance premiums in the European Union: the case of Spain," Applied Economics, Taylor & Francis Journals, vol. 46(13), pages 1547-1564, May.
    7. Klüh, Ulrich, 2005. "Safety Net Design and Systemic Risk: New Empirical Evidence," Discussion Papers in Economics 662, University of Munich, Department of Economics.

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