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The role of information externalities and scale economies in home mortgage lending decisions

  • Blackburn, McKinley
  • Vermilyea, Todd

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File URL: http://www.sciencedirect.com/science/article/B6WMG-4KGG5S0-1/2/20e66415affbd0f3ffef2f48a342c192
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Article provided by Elsevier in its journal Journal of Urban Economics.

Volume (Year): 61 (2007)
Issue (Month): 1 (January)
Pages: 71-85

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Handle: RePEc:eee:juecon:v:61:y:2007:i:1:p:71-85
Contact details of provider: Web page: http://www.elsevier.com/locate/inca/622905

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  1. Tootell, Geoffrey M B, 1996. "Redlining in Boston: Do Mortgage Lenders Discriminate against Neighborhoods?," The Quarterly Journal of Economics, MIT Press, vol. 111(4), pages 1049-79, November.
  2. Stephen L. Ross & Geoffrey M. B. Tootell, 2000. "Redlining, the Community Reinvestment Act, and Private Mortgage Insurance," Working papers 2000-04, University of Connecticut, Department of Economics.
  3. Alicia H. Munnell, 1992. "Mortgage lending in Boston: interpreting HMDA data," Working Papers 92-7, Federal Reserve Bank of Boston.
  4. Harrison, David M., 2001. "The Importance of Lender Heterogeneity in Mortgage Lending," Journal of Urban Economics, Elsevier, vol. 49(2), pages 285-309, March.
  5. Avery, Robert B. & Beeson, Patricia E. & Sniderman, Mark S., 1999. "Neighborhood Information and Home Mortgage Lending," Journal of Urban Economics, Elsevier, vol. 45(2), pages 287-310, March.
  6. Ling, David C. & Wachter, Susan M., 1998. "Information Externalities and Home Mortgage Underwriting," Journal of Urban Economics, Elsevier, vol. 44(3), pages 317-332, November.
  7. McKinley Blackburn & Todd Vermilyea, 2006. "A Comparison of Unexplained Racial Disparities in Bank-Level and Market-Level Models of Mortgage Lending," Journal of Financial Services Research, Springer, vol. 29(2), pages 125-147, April.
  8. Calem, Paul S, 1996. "Mortgage Credit Availability in Low- and Moderate-Income Minority Neighborhoods: Are Information Externalities Critical?," The Journal of Real Estate Finance and Economics, Springer, vol. 13(1), pages 71-89, July.
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