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Does the availability of parental health insurance affect the college enrollment decision of young Americans?

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  • Jung, Juergen
  • Hall, Diane M. Harnek
  • Rhoads, Thomas

Abstract

The present study examines whether the college enrollment decision of young individuals (student full-time, student part-time, and non-student) depends on health insurance coverage via a parent's family health plan. Our findings indicate that the availability of parental health insurance can have significant effects on the probability that a young individual enrolls as a full-time student. A young individual who has access to health insurance via a parent can be up to 22% more likely to enroll as a full-time student than an individual without parental health insurance. After controlling for unobserved heterogeneity this probability drops to 5.5% but is still highly significant. We also find that the marginal effect of the availability of parental health insurance has a larger effect on older students between ages 21 and 23. We provide a brief discussion about possible implications of the Affordable Care Act of 2010 in this context.

Suggested Citation

  • Jung, Juergen & Hall, Diane M. Harnek & Rhoads, Thomas, 2013. "Does the availability of parental health insurance affect the college enrollment decision of young Americans?," Economics of Education Review, Elsevier, vol. 32(C), pages 49-65.
  • Handle: RePEc:eee:ecoedu:v:32:y:2013:i:c:p:49-65
    DOI: 10.1016/j.econedurev.2012.09.010
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    References listed on IDEAS

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    Cited by:

    1. Bradley Heim & Ithai Lurie & Kosali Simon, 2017. "Did the Affordable Care Act Young Adult Provision Affect Labor Market Outcomes? Analysis Using Tax Data," NBER Working Papers 23471, National Bureau of Economic Research, Inc.
    2. David Yaskewich, 2015. "Dependent Health Insurance Laws and College Enrollment: Is There Evidence of College Lock?," Journal of Family and Economic Issues, Springer, vol. 36(4), pages 557-569, December.
    3. Bradley Heim & Ithai Lurie & Kosali Simon, 2015. "The Impact of the Affordable Care Act Young Adult Provision on Labor Market Outcomes: Evidence from Tax Data," Tax Policy and the Economy, University of Chicago Press, vol. 29(1), pages 133-157.
    4. Juergen Jung & Vinish Shrestha, 2016. "The Affordable Care Act and College Enrollment Decisions," Working Papers 2016-16, Towson University, Department of Economics, revised May 2017.
    5. repec:mrr:papers:wp341 is not listed on IDEAS

    More about this item

    Keywords

    Occupational choice; Health insurance; Educational choice; Survey of Income and Program Participation (SIPP);

    JEL classification:

    • C35 - Mathematical and Quantitative Methods - - Multiple or Simultaneous Equation Models; Multiple Variables - - - Discrete Regression and Qualitative Choice Models; Discrete Regressors; Proportions
    • I23 - Health, Education, and Welfare - - Education - - - Higher Education; Research Institutions
    • I10 - Health, Education, and Welfare - - Health - - - General

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