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A Comparative Study On Financial Performance Of Public Sector Banks In India: An Analysis On Camel Model

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  • Kishore Meghani, Kishore Meghani
  • Hari Krishna Karri, Hari Krishna Karri
  • Bharti Meghani Mishra, Bharti Meghani Mishra

Abstract

Banking sector is one of the fastest growing sectors in India. Today’s banking sector becoming more complex. The objective of this study is to analyze the Financial Position and Performance of the Bank of Baroda and Punjab National Bank in India based on their financial characteristics. This study attempts to measure the relative performance of Indian banks. For this study, we have used public sector banks. We know that in the service sector, it is difficult to quantify the output because it is intangible. We have chosen the CAMEL model and t-test which measures the performance of bank from each of the important parameter like capital adequacy, asset quality, management efficiency, earning quality, liquidity and Sensitivity.

Suggested Citation

  • Kishore Meghani, Kishore Meghani & Hari Krishna Karri, Hari Krishna Karri & Bharti Meghani Mishra, Bharti Meghani Mishra, 2015. "A Comparative Study On Financial Performance Of Public Sector Banks In India: An Analysis On Camel Model," MPRA Paper 62844, University Library of Munich, Germany.
    • Handle: RePEc:pra:mprapa:62844
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    References listed on IDEAS

    as
    1. Niranjan Chipalkatti & Meenakshi RishiAuthor-Email: rishim@seattleu.edu, 2007. "Do Indian banks understate their bad loans?," Journal of Developing Areas, Tennessee State University, College of Business, vol. 40(2), pages 75-91, January-M.
    2. Craig O. Brown & I. Serdar Dinç, 2005. "The Politics of Bank Failures: Evidence from Emerging Markets," The Quarterly Journal of Economics, President and Fellows of Harvard College, vol. 120(4), pages 1413-1444.
    3. Abhiman Das & Saibal Ghosh, 2006. "Financial deregulation and efficiency: An empirical analysis of Indian banks during the post reform period," Review of Financial Economics, John Wiley & Sons, vol. 15(3), pages 193-221.
    Full references (including those not matched with items on IDEAS)

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    More about this item

    Keywords

    CAMELS Model; Bank of Baroda; Punjab National Bank; Financial performance;
    All these keywords.

    JEL classification:

    • G0 - Financial Economics - - General
    • G2 - Financial Economics - - Financial Institutions and Services
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • M1 - Business Administration and Business Economics; Marketing; Accounting; Personnel Economics - - Business Administration
    • M2 - Business Administration and Business Economics; Marketing; Accounting; Personnel Economics - - Business Economics

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