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Incluir socialmente a los adultos mayores: ¿es suficiente Pensión 65?

Author

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  • Luis García

    (Departamento de Economía de la PUC del Perú)

Abstract

La población peruana presenta un lento pero progresivo proceso de envejecimiento esperándose que en los próximos años el número de adultos mayores aumente. Las estadísticas actuales muestran que en la actualidad un importante porcentaje de adultos mayores de 65 años o más no cuentan ni con seguros de salud ni con pensiones de jubilación. Pese a que en los últimos años han existido algunos programas y políticas aplicadas directamente a los adultos mayores —como por ejemplo el Seguro Integral de Salud, o el reciente programa Pensión 65—, estas políticas parecen ser insuficientes. Otras políticas más antiguas como el Sistema Privado de Pensiones, las Empresas Prestadoras de Salud (EPS), y las modalidades de nuevos seguros independientes de EsSalud tampoco presentan avances importantes que nos lleven a pensar que el problema de los adultos mayores del futuro esté totalmente resuelto. En este documento se revisa la problemática de este importante sector, se revisan críticamente los alcances y limitaciones de estas políticas, y de políticas recientes dadas en el siglo XXI que buscan corregir errores y llegar al objetivo de la universalidad de la seguridad social. JEL Classification-JEL: I13, J26, H55

Suggested Citation

  • Luis García, 2014. "Incluir socialmente a los adultos mayores: ¿es suficiente Pensión 65?," Documentos de Trabajo / Working Papers 2014-374, Departamento de Economía - Pontificia Universidad Católica del Perú.
    • Handle: RePEc:pcp:pucwps:wp00374
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    References listed on IDEAS

    as
    1. Javier Olivera & Jhonatan Clausen, 2014. "Las características del adulto mayor peruano y las políticas de protección social," Revista Economía, Fondo Editorial - Pontificia Universidad Católica del Perú, vol. 37(73), pages 75-113.
    2. Rafael Rofman & Leonardo Lucchetti & Guzmán Ourens, 2010. "Pension Systems in Latin America: Concepts and Measurements of Coverage," Documentos de Trabajo (working papers) 0510, Department of Economics - dECON.
    3. Alfageme, Augusta, 2012. "Algunas reflexiones sobre la Ley de Aseguramiento Universal en Salud en el Perú," Revista Moneda, Banco Central de Reserva del Perú, issue 151, pages 37-41.
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    More about this item

    Keywords

    Seguros de Salud; Pensiones; Envejecimiento; Seguridad Social.;
    All these keywords.

    JEL classification:

    • I13 - Health, Education, and Welfare - - Health - - - Health Insurance, Public and Private
    • J26 - Labor and Demographic Economics - - Demand and Supply of Labor - - - Retirement; Retirement Policies
    • H55 - Public Economics - - National Government Expenditures and Related Policies - - - Social Security and Public Pensions

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