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Un modelo de simulación del Régimen Pensional de Ahorro Individual con Solidaridad en Colombia

Author

Listed:
  • Mauricio Arias

    ()

  • Juan Carlos Mendoza

    ()

Abstract

Con la reforma de 1993, en Colombia se dio vía libre a un sistema general de pensiones de carácter mixto, compuesto por el Régimen Solidario de Prima Media con Prestación Definida y el Régimen de Ahorro Individual con Solidaridad. El primero representa el régimen tradicional de carácter público y de beneficio definido, mientras que el segundo corresponde al sistema privado de capitalización individual. Este documento presenta un modelo de simulación que permite proyectar la dinámica del Régimen de Ahorro Individual con Solidaridad. Con este modelo se construye un marco teórico de referencia que determina de forma detallada, el comportamiento de cada una de las variables que intervienen en el funcionamiento de este régimen. El modelo es lo suficientemente simple para que sea fácilmente computable, por lo cual se realiza una aplicación numérica que incorpora la información disponible para Colombia. De esta forma, se proyecta la dinámica del régimen durante las próximas cuatro décadas y se evalúa su comportamiento ante la variación de algunos de sus principales determinantes.

Suggested Citation

  • Mauricio Arias & Juan Carlos Mendoza, 2009. "Un modelo de simulación del Régimen Pensional de Ahorro Individual con Solidaridad en Colombia," Temas de Estabilidad Financiera 044, Banco de la Republica de Colombia.
  • Handle: RePEc:bdr:temest:044
    DOI: 10.32468/tef.44
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    File URL: https://doi.org/10.32468/tef.44
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    References listed on IDEAS

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    1. Rafael Rofman & Leonardo Lucchetti & Guzmán Ourens, 2010. "Pension Systems in Latin America: Concepts and Measurements of Coverage," Documentos de Trabajo (working papers) 0510, Department of Economics - dECON.
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    Cited by:

    1. Nancy Quinceno Cárdenas, 2014. "Modelación basada en agentes en el sistema pensional colombiano. Una aproximación desde el mercado laboral y la dinámica poblacional," Revista CIFE, Universidad Santo Tomás, September.

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    More about this item

    Keywords

    Pensiones; Sistema general de pensiones; Régimen de Ahorro Individual con Solidaridad; Fondo de garantía de pensión mínima.;
    All these keywords.

    JEL classification:

    • G23 - Financial Economics - - Financial Institutions and Services - - - Non-bank Financial Institutions; Financial Instruments; Institutional Investors
    • H55 - Public Economics - - National Government Expenditures and Related Policies - - - Social Security and Public Pensions
    • C15 - Mathematical and Quantitative Methods - - Econometric and Statistical Methods and Methodology: General - - - Statistical Simulation Methods: General

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