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Un modelo de simulación del Régimen Pensional de Ahorro Individual con Solidaridad en Colombia

Author

Listed:
  • Mauricio Arias

    ()

  • Juan Carlos Mendoza

    ()

Abstract

Con la reforma de 1993, en Colombia se dio vía libre a un sistema general de pensiones de carácter mixto, compuesto por el Régimen Solidario de Prima Media con Prestación Definida y el Régimen de Ahorro Individual con Solidaridad. El primero representa el régimen tradicional de carácter público y de beneficio definido, mientras que el segundo corresponde al sistema privado de capitalización individual. Este documento presenta un modelo de simulación que permite proyectar la dinámica del Régimen de Ahorro Individual con Solidaridad. Con este modelo se construye un marco teórico de referencia que determina de forma detallada, el comportamiento de cada una de las variables que intervienen en el funcionamiento de este régimen. El modelo es lo suficientemente simple para que sea fácilmente computable, por lo cual se realiza una aplicación numérica que incorpora la información disponible para Colombia. De esta forma, se proyecta la dinámica del régimen durante las próximas cuatro décadas y se evalúa su comportamiento ante la variación de algunos de sus principales determinantes.

Suggested Citation

  • Mauricio Arias & Juan Carlos Mendoza, 2009. "Un modelo de simulación del Régimen Pensional de Ahorro Individual con Solidaridad en Colombia," Temas de Estabilidad Financiera 044, Banco de la Republica de Colombia.
  • Handle: RePEc:bdr:temest:044
    as

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    File URL: http://repositorio.banrep.gov.co/bitstream/handle/20.500.12134/2116/TEF_44.pdf?sequence=1&isAllowed=y
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    References listed on IDEAS

    as
    1. Rafael Rofman & Leonardo Lucchetti & Guzmán Ourens, 2010. "Pension Systems in Latin America: Concepts and Measurements of Coverage," Documentos de Trabajo (working papers) 0510, Department of Economics - dECON.
    2. Nicholas Barr & Peter Diamond, 2006. "The Economics of Pensions," Oxford Review of Economic Policy, Oxford University Press, vol. 22(1), pages 15-39, Spring.
    3. Oscar Martínez A. & Andrés Murcia Pabón, 2008. "Sistema de comisiones de las Administradoras de Fondos de Pensiones en Colombia," Temas de Estabilidad Financiera 033, Banco de la Republica de Colombia.
    4. David Blake & Les Mayhew, 2006. "On The Sustainability of the UK State Pension System in the Light of Population Ageing and Declining Fertility," Economic Journal, Royal Economic Society, vol. 116(512), pages 286-305, June.
    5. Ulpiano Ayala & Olga Lucía Acosta, 2002. "Políticas para promover una ampliación de la cobertura del sistema de pensiones en Colombia," Documentos de Investigación 003352, Cepal Naciones Unidas.
    6. Javier Hernando OSORIO GONZALEZ & Juliana MARTINEZ CUELLAR & Tomás RODRÍGUEZ BARRAQUER., 2005. "El modelo DNPensión V 4.0 Parte I," Archivos de Economía 002526, Departamento Nacional de Planeación.
    7. Whitehouse, Edward, 2006. "New indicators of 30 OECD countries' pension systems," Journal of Pension Economics and Finance, Cambridge University Press, vol. 5(3), pages 275-298, November.
    8. Paul Emms & Steven Haberman, 2008. "Income Drawdown Schemes for a Defined‐Contribution Pension Plan," Journal of Risk & Insurance, The American Risk and Insurance Association, vol. 75(3), pages 739-761, September.
    9. Alejandro Reveiz & Carlos León & Freddy H. Castro & Gabriel piraquive, 2009. "Modelo de simulación del valor de la pensión de un trabajador en Colombia," Borradores de Economia 553, Banco de la Republica de Colombia.
    10. Nicholas Barr, 2006. "Pensions: Overview of the Issues," Oxford Review of Economic Policy, Oxford University Press, vol. 22(1), pages 1-14, Spring.
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    Citations

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    Cited by:

    1. Nancy Quinceno Cárdenas, 2014. "Modelación basada en agentes en el sistema pensional colombiano. Una aproximación desde el mercado laboral y la dinámica poblacional," Revista CIFE, Universidad Santo Tomás, September.

    More about this item

    Keywords

    Pensiones; Sistema general de pensiones; Régimen de Ahorro Individual con Solidaridad; Fondo de garantía de pensión mínima.;

    JEL classification:

    • G23 - Financial Economics - - Financial Institutions and Services - - - Non-bank Financial Institutions; Financial Instruments; Institutional Investors
    • H55 - Public Economics - - National Government Expenditures and Related Policies - - - Social Security and Public Pensions
    • C15 - Mathematical and Quantitative Methods - - Econometric and Statistical Methods and Methodology: General - - - Statistical Simulation Methods: General

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