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Determinants of bank lending in Europe and the United States: Evidence from crisis and post-crisis years

Author

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  • Bruno, Brunella
  • D'Onofrio, Alexandra
  • Marino, Immacolata

Abstract

We investigate bank lending patterns and their determinants in Europe and the United States over 2008-2014. Specifically, we relate bank characteristics prior to the financial crisis to their lending behaviour during and after the crisis period. Our analysis confirms the existence of a bank lending channel. This channel seems stronger in Europe than in the United States, especially if we look at corporate loans rather than at the whole loan portfolio.

Suggested Citation

  • Bruno, Brunella & D'Onofrio, Alexandra & Marino, Immacolata, 2017. "Determinants of bank lending in Europe and the United States: Evidence from crisis and post-crisis years," CEPR Discussion Papers 12002, C.E.P.R. Discussion Papers.
  • Handle: RePEc:cpr:ceprdp:12002
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    References listed on IDEAS

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    Cited by:

    1. Brunella Bruno & Immacolata Marino, 2018. "How Do Banks Respond to Non-Performing Loans?," CSEF Working Papers 513, Centre for Studies in Economics and Finance (CSEF), University of Naples, Italy, revised 02 May 2020.

    More about this item

    Keywords

    bank lending channel; bank loans; corporate loans; crisis;

    JEL classification:

    • G01 - Financial Economics - - General - - - Financial Crises
    • G18 - Financial Economics - - General Financial Markets - - - Government Policy and Regulation
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages

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